Joe has a story about fake websites with advanced profiling tools and malicious software by OceanLotus, Dave's story is about sites that ask if it's ok to send you notifications, The Catch of the Day comes from a listener named William who received a phishing email from the boss, and later in the show, Dave's conversation with Mike Slaugh from USAA on his predictions for 2021 and best practices for organizations to protect themselves and consumers, including creating better means of identity verification.

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