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In the UK, if your vehicle is stolen with the keys inside you're unlikely to receive any insurance coverage due to companies requiring drivers take reasonable measures to protect their vehicles. In Quebec, you could face a fine of $108 if you leave your vehicle unlocked in a public space or a publicly-accessible lot. In Saskatchewan, however, there are no such penalties and drivers are only required to pay their deductible even if their vehicle is stolen with the keys left sitting in the ignition. It's a big problem, with 238 vehicles stolen with the keys left inside in Saskatoon alone last year, but is it unfair to ask drivers to forgo warming up their cars in Saskatchewan's -40 temperatures? Should drivers be penalized if their vehicle is stolen with the keys inside? Give us a call at 1-877-332-8255 and tell us what you think!