“For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich.” - 2 Corinthians 8:9

That verse is among the most cited on the subject of generosity…and for good reason. It links generosity with the Gospel. Dr. Nathan Harris joins us to make that connection even stronger.

Dr. Nathan Harris is Vice President for Strategic Initiatives at the University of Mobile in Mobile, Alabama. He is also the author of A Short Guide to Gospel Generosity: Giving as an Act of Grace.

What Is Gospel Generosity?

Gospel generosity is giving rooted in the good news of salvation through Jesus Christ. Generosity is not merely a virtue for the Christian life but a cheerful disposition that springs forth from the gospel. This kind of generosity arises from new life in Christ, is empowered by the Holy Spirit, and reflects the Father’s model of grace throughout creation.

At its core, gospel generosity isn’t just about giving—it’s about proclaiming and portraying Christ’s saving work in our lives. It signifies a radical transformation of a believer’s heart and mind, leading to joyful stewardship of resources in service to God’s kingdom.

Beyond the Tithe: A Higher Calling

One of the most debated topics surrounding generosity is the concept of tithing. Are Christians called to tithe, or is there a greater expectation?

While tithing—giving 10%—is not explicitly required for Christians, the gospel calls us to something far greater. We aren’t obligated to give; instead, Christians have an incredible gospel opportunity. We are called to live generously, humbly, selflessly, and with the kingdom of God in mind.

This perspective reframes giving not as a rule to follow but as an act of grace and worship, rooted in gratitude for what Christ has done.

How the Gospel Transforms Our View of Money

The gospel transforms our hearts and minds and revolutionizes how we approach money and stewardship. Martin Luther once said:

“There are three conversions in one’s life—the conversion of the heart, the mind, and the pocketbook.”

When we encounter Christ, our hearts are filled with affection for Him, and our minds are set on heavenly things. However, many Christians struggle to surrender their finances to God fully. You can’t hold on to Christ while also holding on to your money.

A heart transformed by the gospel desires to honor Christ above wealth. A mind renewed by the gospel prioritizes kingdom values over worldly ones. This transformation shapes every aspect of our financial lives, from earning and saving to spending and giving.

Living as Stewards of God’s Resources

When our hearts and minds are fully surrendered to Christ, our finances naturally follow. Giving becomes not just an obligation but an act of worship and a reflection of the gospel’s transforming power.

To explore these ideas further, check out Dr. Nathan Harris’s book, A Short Guide to Gospel Generosity: Giving as an Act of Grace. This concise guide offers biblical wisdom and practical insights into living a life of joyful, gospel-rooted generosity.

On Today’s Program, Rob Answers Listener Questions:

• When I went to the bank, they offered me a HELOC (home equity line of credit) with no fees. I don't need it, but I noticed that the credit score they pulled for me was significantly different from the score I see when I check my credit reports online. Why is there such a big difference between the score the bank pulled and the scores I see from consumer credit reporting services?
• I have about four years left on a 2.9% mortgage with $17,000 remaining. Should I sell some of my gold, which is currently valued at around $2,700 per ounce, to pay off the mortgage entirely and become debt-free? What do you think about that?
• I used to be into partying and drugs, even selling drugs, which landed me in prison. On September 10, 2021, I gave my life to Jesus Christ, and now I’m clean, sober, and working to rebuild my finances. I have some debts in collections, including a repossessed auto loan, medical bills, and an overdraft. I’m unsure of the exact amounts, but I want to consolidate and start paying them off to honor those debts and move forward. What’s the best way to start?
• I've received calls from my current lender and others about refinancing my mortgage. Last month, I tried applying at a different bank, but they said my credit score needed to be higher. My current interest rate is 7.25%. What are your thoughts on whether I should refinance or wait until my credit score improves?

Resources Mentioned:

• A Short Guide to Gospel Generosity: Giving as an Act of Grace by Dr. Nathan Harris
• Christian Credit Counselors
• Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety
• Rich Toward God: A Study on the Parable of the Rich Fool
• Find a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)
• FaithFi App

Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources.

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