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Elizabeth and Ron’s guest this week is Anthony Aoun, Founder of Afford Assist. They discuss the impact of new bank restrictions on loans to first home buyers and a potential solution to the problem of saving for a deposit while prices keep going up.  Afford Assist have  developed a new instrument called a Deferred Deposit Agreement (DDA) that might solve the problem of reaching the unattainable goal of a 10% deposit for first home buyers and affordable housing providers.

This week’s guests are Jaci Smith, CEO,  My Local Group  and her right hand man, Ross Laurenson, National Sales Manager,  My Local Aggregator.  Jaci  established her business post-GFC and has built it up into a nationally  successful network of over a 100 brokers.  Jaci talks about working in a male dominated industry; establishing a no-ego business; why she hired Ross and shares her top 3 tips for being a successful entrepreneur.

 

Cate Bakos, Cate Bakos Property and Ross Laurenson, My Local Aggregator return to give Gillian and Ron an update on what’s happening in the property market. The legislative changes introduced in July are starting to have a significant impact on sales in the apartment market and the availability of loans for investors. Cate and Ross give their top tips for negotiating these new ‘speed humps’ on the road to wealth for property investors.

On this week’s show Elizabeth and Ron talk to Melanie Heffernan, Partner/Principal at South East Lawyers about estate planning. They discuss why it is important for people of all ages to have a will; legal recognition of same-sex relationships; the impact of superannuation on estate planning; the Laws of Intestacy in Victoria; avoiding sibling disputes; choosing the right executor and making provision for your pets.

This week Elizabeth and Ron welcome back  Julie Kemefield, Director of NewDoor Property Group which provides a Development Management Service for people who wish to purchase and develop properties within 20km of the Melbourne CBD and Deb Peppard a NewDoor client. Their professional relationship is now 4 1/2 years old and they discuss their new development; how to pick an adviser; how the market has changed since their first development; doing due diligence and the importance of having both financial and emotional stability.

 

This week Elizabeth and Ron talk to Andrew Machar, Tax Agent, AEM Business Services about Asset Protection.  They discuss how important it is to plan for protecting your assets during or before purchasing assets.  They consider potential risks such as illness, accidents, premature death, non-payment of loans or tax liabilities and how they can be addressed to ensure your assets are as well protected as possible, because the best way to preserve wealth is to protect it as you build it.

This week’s guest is Francesca Thorne, founder and CEO of the Australian Women’s Network who talks to Elizabeth and Ron about her latest initiative International Men’s Day (IMD). It will be held under the auspices of the AWN and aims to inspire men to Connect, Grow and Transform.  Ron Malhotra, is the IMD Ambassador in Australia and he discusses male well- being and how it impacts on their economic status.

This week Elizabeth talks to two #GotMoney regulars Rose Koutoumos, Director, First National Real Estate, Bentleigh East and Cate Bakos, Independent Buyers Advocate, Cate Bakos Property about the highs and lows for women working in the real estate industry. They discuss the challenges of juggling hours and family, living on commissions and knowing when to drop the f-bomb as well as how skills in relationship building, nurturing and negotiation can lead to success in an industry characterised by high stakes and high emotions.

This week Elizabeth and Ron welcome back to the program, Gary Stone, founder of Share Wealth Systems (1995) and author of  Blueprint to Wealth: Financial Freedom in 15 minutes a Week (2016). Gary has over 25 years experience in researching and investing in the stock market and shares with the team his insights on the importance of having a big picture view of investing; the challenge of staying on a long term investment path; the Effort to Return ratio; the predictability of markets; sequence returns risk and why its never too late to learn more about investment strategies and reduce risks to your retirement savings.

This week Elizabeth brings together a team of experts – Cate Bakos, Independent Buyers Advocate, Cate Bakos Property; Jesse Manunzio, Paralegal, RB Flinders, Private Wealth Lawyers; Ross Laurenson, National Manager, My Local Broker and Rose Koutoumos, Director, First National Real Estate, Bentleigh East – to discuss how recent changes to bank regulations and stamp duty are affecting the property market.   The team outline the details of the changes and discuss their impact on banks, first home buyers, investors and renters; they look at risks and opportunities in the new environment and provide tips for buyers and renters.