#gotmoney?

Ron and Elizabeth’s guest this week is Gerry Parnell, Mortgage Broker, Credit Adviser and Lending Manager at First Financial a financial services company that fosters whole of life collaborations with their clients.

They discuss lending as part of a wealth management process that includes a financial planner, accountant, lender and property professional. Supported by the right professional advisers, you the borrower, can avoid the rocks and get closer to a favourable outcome. When the right people come together, it’s magic!

This weeks studio guest is Aiden Parsons, Business Consultant and owner of Keystone Executive Coaching, which provides a blend of mindset and strategic business advice. Ron and Elizabeth are also joined, via phone by Neill Wormwell, Executive Director of Impact homes, an Australian owned company with “a more than a roof over your head” philosophy.

The conversation is a frank discussion about being in business, the pitfalls, the joys and the art of successfully biting of more than you can chew.

This week Elizabeth and Ron talk to Dr Olivia Ball, human rights advocate, environmental activist, psychologist and author of  the acclaimed No-Nonsense Guide to Human Rights. Olivia talks about doing business in the public vs private sector, establishing a successful Non Government Organisation and the drivers for success.

Money isn’t a motivator, it is a reward for doing what you love in life. Thank you Olivia

This week your hosts Ron and Elizabeth talk to clients Jess and Tom Besic about why they decided to go with a financial planner, what they expected and what was achieved through the process.  Jess and Tom are a young professional couple with one daughter and another child on the way. They had some idea about what they wanted to do financially but no time to do the research needed to feel confident in their decision-making.

They decided to get some expert advice and talk about how they selected a planner, overcoming the fear of stepping into the unknown and their relief once they understood the basics of holistic financial management and how much they could achieve by investing a small amount of time and money into the planning process.

This week your host Elizabeth interviews your host Ron Malhotra, Financial Planner and Wealth Coach from Maple Tree Wealth Management.  They discuss why they developed the show and Ron tells us why he is so passionate about demystifying the world of finance.  Along the way they discuss what is happening in the global world of finance, why teaching financial literacy at schools is important, the foundation rule of financial planning and the three problems we need to solve to formulate a financial strategy that enables us to feel relaxed and confident about our financial future.

Much of the advice given on making money is fairly straight forward and relies on behaviour change. If it’s that simple how come so many of us aren’t financially successful?  Our hosts and their guest Dianna Jacobsen, Business Consultant and Lifestyle Planner from Shine at Business discuss how our underlying beliefs affect our ability to create wealth. Using examples of childhood conditioning that can inhibit financial success they show how an awareness of our beliefs about money can help us connect the dots between mind and money and achieve a holistic approach to success in all aspects of life

This week we hear from guests Kristie Looney, Business Development Manager at Property Initiatives and Trevor Engelbrecht from Tradie Trev on the benefits and pitfalls of investing in property.   Topics include how long you should keep a property; the benefits of a good property manger; how to find and keep a good tenant; minimising overcapitalisation and vacancy rates and  why money spent on regular maintenance pays off in the long run.

Or as Warren Buffet, the world’s richest investor would say the best way to make money is not to lose any.

This week Elizabeth and Ron talk to Trish Power, Superannuation Commentator and Educator and author of 13 books including Super for Dummies and Super Freedom: A Women’s Guide to Superannuation.  Just about everyone has superannuation and it’s generally agreed that we are lucky to have it but most people are not engaged with their super. This means they could be missing out on future retirement options.

Ron and Elizabeth discuss with Trish how, while we may not have total control over our Super we can still influence how it’s invested; the possible benefits of a DIY Super Option; choosing the right fund; tax planning and why (because they have an average of 45% less superannuation than men and live longer) it’s important for women to maximize outcomes from their super.

This week Ron and Elizabeth talk to two insurance experts; John Lynch a personal insurance specialist and Zufendy Wu a general insurance specialist.  Together they demystify the complex subject of insurance and show us that while we may not like it, insurance is a very effective way of reducing financial risk in both our business and personal lives.

Topics covered include the different types of insurances in the market; how they work; why they’re needed; whether insurance companies pay and the common pitfalls we may encounter when contemplating the insurances we need and what we are willing to pay.

This week Elizabeth talks Succession Planning with Joe Seccull, CPA and Business Adviser from Perta Thompson Partners.  Many people are unprepared when it’s time to transition out of their business and sell it, or leave it to their heirs.  Joe talks about what it takes to have a successful succession plan from start up to saying good-bye. He also provides tips on how to navigate all of the moving parts; whilst being mindful of the emotion that may be involved if you have a family business.

In the second half of the show Joe talks to Ron about the challenges of tax planning, whether as an employee or a small business owner, and how tax minimisation can fit into your overall business plan.