We live in a culture that continually tells us to pursue a higher standard of living in order to improve our quality of life. But "standard of living" and "quality of life" aren't the same thing. One has to do with the stuff...

You can’t live with margin while you’re enslaved to debt.

The choice is yours, you first, or God first?

We never get to choose what opportunities come our way but we always get to choose how we respond.

You can’t pray yourself out of a situation you behaved yourself into.

We reap what we sow—later and greater.

We can make excuses or progress but we can’t make both.

Bottom Line: God entered the mess to take care of our mess.

We don’t have to approach God in fear because of what we have or haven’t done.