Get ready to dive🏊 into the latest updates and trends in the housing market! As usual, we have our expert guests Tara Krieg, Joe Smith, & Anthony Penna joining us to share their insights and expertise on the current state of the market.

In this episode, we'll take a look back at our previous market update and discuss how the numbers have changed.📈 From rising rents to consumer debt, our panel will break down all the factors influencing the market right now.

Anthony will share his perspective, from a title company standpoint, and give us a deep dive into the current interest rates. You'll also see some eye-opening charts that show the incredible equity💰 that Americans are sitting on, making real estate an extremely safe and valuable investment.

We'll touch on the ongoing NAR lawsuits and settlements, and give our thoughts on the essential role of real estate agents in the home buying process.🙌 You'll also hear why we believe owning a home is always a better option than renting, and why it's not just about the interest rate when it comes to purchasing a home. Like Joe says "You don’t buy the house for the interest rate you buy the house because it’s time to buy a house".🏠

Tune in and get ready for some insightful and valuable information. Also, be sure to check out our 'Show Extras' tab to see all the stats and charts from today's show!

Listen & Learn:

0:50 - Rebecca intros Tara, Joe, & Anthony

2:16 - Recap of the last market update

4:10 - Rebecca recaps the stats from our last market update

5:06 - Joe’s thoughts on the market now compared to the last episode and why we are where we are

7:32 - Tara’s thoughts on the market now and consumer debt

8:56 - Rising rents explained

9:23 - What is Anthony’s company Navi Title seeing with the housing market and current interest rates

10:53 - Everyone is paying higher interest rates, businesses, car loans, etc.

11:40 - Anthony’s charts on the current market

13:05 - 48 consecutive quarters of positive price appreciation chart

14:30 - Why we think purchasing real estate is the safest investment

16:19 - Americans sitting on tremendous equity chart

17:08 - Why we believe real estate agents are an essential part of home buying process

19:43 - Our thoughts on the NAR lawsuits and settlements

24:36 - Anthony’s chart on co-broke offered to buyer’s agents

27:42 - Fannie Mae responds to the NAR lawsuits

29:58 - What we think about the current interest rates

33:39 - Rebecca covers the Cromford stats

36:26 - Most expensive city to buy in the valley

37:05 - The Cromford index chart explained

37:55 - Anthony’s final thoughts for today’s show

38:40 - Joe’s final thoughts

39:43 - Tara’s final thoughts

40:32 - Rebecca’s final thoughts

Special Guests:

Anthony Penna - Senior Vice President at Navi Title:

Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848

Email: [email protected]

Website: www.navititle.com/

Joe Smith - Owner/Broker of Epic Mortgage:

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121

Email: [email protected]

Website: www.myepicloan.com

Tara Krieg - Owner of TK Team Lending:

Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' of experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning.

Phone: 480-344-1951

Email: [email protected]

Website: www.tkteam.us

Join us for the latest episode of Grateful Heart as we sit down with Natalia Karayaneva, the visionary founder and CEO of Propy. This Silicon Valley company is on the forefront of revolutionizing the home purchasing process through smart contracts and AI technology.🏠 With an impressive background as an award-winning real estate developer and software engineer, Natalia is a true pioneer in the world of blockchain technology and real estate.

During our conversation, we dive into the recent news of Propy’s partnership with Coinbase and its impact on the future of real estate transactions.🎉 Natalia talks about her vision for Propy and the importance of putting deeds on the blockchain. They also touch on the topic of the metaverse and how one day soon you will be able to tour all home listings virtually.

Rebecca shares her experience at the recent Propy conference in Miami, where Natalia was joined by other big names in the industry who support Propy and their mission. Natalia then goes on to share her inspiring journey as a woman in the tech industry and why she believes in the power of cryptocurrency.🪙 Plus, she gives valuable advice for beginners looking to get started in crypto and the signs to look for when it comes to timing your investments. Don't miss this insightful and inspiring conversation with CEO Natalia Karayaneva.🙌

Listen & Learn:

1:20 - Rebecca intros Natalia Karayaneva CEO of Propy

2:45 - What happened to Propy on March 13th

4:15 - You can now mint your home address

5:15 - Our first episode with Propy (check out episode 99)

6:11 - Natalia’s Instagram story about her vision for Propy

7:55 - Why Natalia likes and recommends Coinbase

10:15 - Why should you put your house deed on the blockchain?

12:25 - The future of real estate and the metaverse

17:27 - Rebecca talks about the Propy conference in Miami and the big names that support Propy

20:28 - Natalia’s journey with getting to where she is today especially as a woman in the industry

22:47 - What signs did Natalia see that prompted her to buy more crypto

25:25 - Natalia’s thoughts on bitcoin dropping

26:25 - Natalia’s final thoughts and how to get started in Crypto

28:47 - Rebecca’s final thoughts

Special Guests:

Natalia Karayaneva Founder/CEO of Propy, Inc:

Natalia Karayaneva is the founder and CEO of Propy, WEF pioneer, - a Silicon Valley company revolutionizing home purchasing via smart contracts and AI. She is an award-winning real estate developer, software engineer, and a serial entrepreneur with extensive knowledge in real estate and cryptography. Natalia is a frequent speaker at web3 and proptech events globally. She is a contributor to Forbes. Natalia has a degree in Computer Engineering, and a degree in Sustainable Urban Development from the University of Oxford.

As a real estate professional for 15 years, Natalia was frustrated with how time-consuming and rife with fraud real estate transactions were. Propy was built with the vision to automate the real estate sales process. Propy’s Transaction Management Platform is an all-in-one solution that revamps the purchase process by leveraging the latest in groupware and blockchain technology. The Palo Alto-based company is writing new pages in real estate history by introducing the technology to allow entirely online and self-driving real estate transactions on smart contracts.

Website: https://propy.com/home

Email: [email protected]

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Join our host Rebecca Rains and Gary Hix, a certified well driller and pump installer, registered professional geologist, and certified real estate instructor, as they discuss the importance of National Groundwater Awareness Week.💧🙌

With the misperceptions surrounding Arizona's water situation, it is crucial to educate ourselves and raise awareness about the importance of groundwater. During this episode, Gary shares fascinating insights and data about the Earth's water and the significant impact of using 27 trillion gallons of groundwater in the US each year.😧

They also delve into where Arizona's water supply comes from and how it is used, including the state's water right laws and the Reasonable Use Law. In addition, Gary sheds light on the process of drilling private wells and the concept of county islands in real estate.🏠

Gary's extensive expertise in the field of water wells and groundwater is evident as he discusses the role of a well manager and emphasizes the importance of having licensed and professional well inspectors. He also offers helpful resources such as his E-books📚 for those interested in learning more on these subjects. (Check out our Show Extras tab for the link to his books)

The conversation takes an interesting turn as Rebecca shares her personal experience navigating the challenges of finding water in Northern Arizona.🌲 Don't miss this insightful episode where Gary and Rebecca bring attention to the vital role of groundwater and the need for proper management and conservation.

Listen & Learn:

0:48 - Rebecca intros Gary Hix

1:56 - Groundwater Awareness Week

3:13 - The misperception of Arizona’s water situation

4:30 - Amount of households that have their own wells

5:30 - Why Rebecca reached out to Gary in the first place

7:45 - What the National Association of Groundwater represents

12:03 - Gary’s slides on Earth’s water

13:35 - 27 trillion gallons of groundwater is used in the

U.S. each year

14:10 - Where Arizona’s water supply comes from

16:25 - How Arizona’s water is used & our water right laws

17:50 - Reasonable Use Law

24:48 - If a homeowner wants to drill a private well can they?

26:10 - What is a county island in regard to real estate

27:56 - Gary’s books on water wells and groundwater

29:45 - What is a well manager & what does it mean to have a shared water well?

32:50 - Where can you get Gary’s E-books?

34:00 - Why Gary is advocating for professional and licensed well inspectors

35:30 - Rebecca’s story about the difficulties of finding water up north

Special Guests:

Gary Hix - Certified Well Driller and Pump Installer, Registered Professional Geologist, & Certifed Real Estate Instructor:

Gary Hix has worked in the groundwater industry for over 40 years. He is the owner of In2Wells and now spends his time in Arizona, occasionally consulting to private well owners, lawyers, realtors and well drilling pump installing businesses. For many years Gary was actively involved with the National Groundwater Association, where he was a Contributing Editor to their Water Well Journal magazine, a frequent workshop instructor and nominated as the Groundwater Foundations’ McEllhiney Distinguished Lecturer for 2019.

His years of experience in many different areas surrounding water wells, well drilling, pump installing, real estate transactions of properties with wells, shared water wells, construction defects and environmental issues has prepared him for him to provide expert witness services when needed.

Website: https://in2wells.com/

Email: [email protected]

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In Episode 155, our expert sponsors Tara Krieg of TK Team Lending, Anthony Penna of Navi Title, and Joe Smith of Epic Mortgage join us to share their insights on the current market stats and trends.🏠📈

We kick off the episode with a look back at our previous market update in December. But the real excitement begins when we dive into the predictions for 2024 – the "year of the 5's" – with a chart showcasing mortgage rates and treasury yield data from the past 50 years.🙌

Discover the surprising home appreciation📈 percentages this year and get a glimpse into the future with the 2024 Home Price Forecast chart. You'll also learn why homeowner net worth is a whopping 40 times higher than renters.🤯 But the biggest surprise? Market crash forecasters have been proven WRONG as home prices continue to rise by 8%.

Don't miss out on valuable insights as our host and expert sponsors explain the average price point chart and discuss the storm⛈️ that is STILL coming.

But it's not all about predictions. Our experts also share their knowledge on short sales and give valuable advice for both buyers and sellers.😄 Tune in now to stay updated on the latest market trends and predictions!

Be sure to check out our 'Show Extras' tab to see all the stats and charts from today's show!

Listen & Learn:

0:45 - Rebecca intros Anthony, Tara, & Joe

2:07 - We touch on our previous market update in December

3:10 - 2024 is going to be the year of the 5’s

5:00 - Chart on 50 years of data on Mortgage Rates & Treasury Yield

6:09 - Mortgage rate projections from Fannie Mae

9:35 - The average amount of credit card debt & homeowner equity

11:30 - Top 3 reasons buyers paused decision

12:15 - Inventory is still down

13:10 - Home appreciation percentages this year

14:16 - 2024 Home Price Forecast chart

16:00 - Homeowner net worth is almost 40x greater than a renter

21:40 - Home prices are up by 8% and market crash forecasters are wrong

23:10 - The market index chart and what cities are still the most popular for buyers

24:36 - Average price point chart explained

26:15 - The storm is still coming

29:45 - Market odds on Fed Cut chart explained

30:38 - Fed Dot Plot chart

32:08 - 2024 Real Estate Forecast chart

33:45 - What a short sale is

Special Guests:

Anthony Penna - Senior Vice President at Navi Title:

"There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848

Email: [email protected]

Website: www.navititle.com/

Joe Smith - Owner/Broker of Epic Mortgage:

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121

Email: [email protected]

Website: www.myepicloan.com

Tara Krieg - Owner of TK Team Lending:

Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' of experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951

Email: [email protected]

Website: www.tkteam.us

Follow us on Facebook or Instagram @GratefulHeart.Tv💖

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Join Rebecca as she sits down with Bret Lockett, internationally recognized speaker, love and relationship expert, and former NFL star.🌟 In this episode, Bret shares his journey from playing in the NFL to becoming a teacher and healer in the realm of relationships and spirituality.

During the episode, Bret shares his insight on the power of Gene Keys, a revolutionary tool for self-discovery and transformation that Brett has personally utilized in his own life and coaching sessions. He explains the concept of Siddhis, Gifts, and Shadows within Gene Keys and how understanding these can open up a deeper level of self-awareness and growth.🙌

Bret shares his insights on why Gene Keys was kept hidden for so long, as well as the importance of shadow work and how embracing the dark side of our humanity can lead to true healing and transformation.😄 He also offers guidance on how to get your own free Gene Key profile and why it is a powerful tool to have in self-exploration and growth.

Throughout the conversation, Bret's passion for helping others shines through as he shares his wisdom and experience to inspire listeners to unlock their true potential and live a life filled with love and connection.💖 So, tune-in to this episode and get a glimpse into the world of Gene Keys and the teachings of Bret Lockett!

Listen & Learn:

1:05 - Rebecca intros Bret

1:49 - Past NFL teams that Bret played for

3:00 - How we all live in different levels of consciousness

4:48 - What got Bret into Gene Keys

7:50 - Different types of spiritual teachings and how Gene Keys plays a part in most of them

9:08 - Why was Gene Keys kept secret or hidden over the years?

11:33 - What does Bret mean when he talks about shadow work and the dark side of the humans

16:05 - Rebecca’s Gene Keys Hologenetic profile

16:44 - Gene Keys explained

18:50 - What your Siddhi, Gift, & Shadow in terms of Gene Keys

19:34 - Rebecca’s chart explained

22:26 - How to get your free Gene Key profile and why it is important

24:35 - Bret’s Linktree & Instagram

25:47 - What to expect from a session with Bret and all the services he offers

27:11 - Bret’s breath-work sessions available online

27:55 - What was Bret’s biggest ah-ha moment from life before to today

31:21 - Rebecca’s final thoughts

Special Guest:

Bret Lockett - An internationally recognized speaker, love and relationship expert, and former NFL star who helps both men and women find love and intimacy in their lives. He is known for his deep understanding of the conscious collective and for his efforts to balance the yin and yang energies in relationships.

Bret's expertise in Gene Keys is a pivotal part of his transformative approach to coaching, which combines breathwork, diaphragmatic breathing, and other modalities to help people deal with emotional and physical trauma. His personal experiences, including his time as an NFL player, have inspired him to develop a unique method that has empowered thousands of individuals worldwide to experience deep healing and breakthroughs in their lives.

In addition to coaching, Bret also serves as a board advisor for The Flow Research Collective, an esteemed organization led by best-selling author Steven Kotler. Alongside esteemed individuals like Dr. Andrew Huberman and Dr. Michael Gervais, Bret contributes to groundbreaking research and guides individuals in unlocking their highest potential. Driven by love and kindness, Bret is committed to transforming lives, promoting overall well-being, and empowering individuals and organizations to unlock their true potential in love and relationships.

LinkedIn: https://www.linkedin.com/in/bret-lockett/

Instagram: https://www.instagram.com/bret_lockett/

Facebook: https://www.facebook.com/bret.lockett

Phone: (602) 288-6774

Email: [email protected]

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In our latest episode, our host Rebecca sits down with special guest Daran Wastchak, President of Learning Edge, LLC.💡 Daran is an expert in residential energy efficiency and this is not the first time Daran has joined us on the show - in fact, he was a guest on episode 147!😄 So if you want to learn more about his background and expertise, be sure to check it out.

In this informative discussion, Daran shares insights and updates on his upcoming master classes, as well as his personal project of rebuilding🏗️ his own house from the ground up.⬆️ We dive into the history of building materials and how the use of wood and insulation became more common than traditional block structures.🧱

Daran also explains why he recommends SIPs (Structural Insulated Panels) for building homes and how they can actually be more affordable than traditional builds. We also discuss the importance of proper window installation for energy efficiency and insulated slabs in homes.🙌

Join us as we delve into the new developments in HVAC technology and the reasons behind the recent ban on gas cooking in California.🤔 And find out why it is SO important to vote in the upcoming SRP board member elections as well as our final thoughts on the number one thing you can do to make your home more energy efficient in Arizona.💡☀️Don't miss this jam-packed episode!

Daran's Upcoming Master Classes: https://www.learningedgellc.com/schedule

VOTE: https://www.srpnet.com/about/governance-leadership/elections/early-voting-ballot-request-form

Listen & Learn:

1:09 - Rebecca intros Daran & his last episode

2:08 - Daran’s upcoming master classes

3:25 - Daran’s plans to rebuild his house

4:00 - Why we use to build everything out of block back in the day

6:40 - The series of events that lead to homes being built with wood/insulation vs block

8:05 - Why Daran is completely rebuilding his house from the dirt up

9:40 - Why Daran recommends SIPs for building homes

11:12 - How are SIPs houses are more affordable than traditional built homes

18:00 - Why SIPs are easier to install during construction

18:50 - Why having windows (and the right type) installed properly is such a huge deal for energy efficiency

21:30 - Insulated slabs and their purpose

24:32 - What is changing with HVAC units

26:50 - California is putting a ban on gas cooking and why

28:40 - Daran’s thoughts on solar and electric vehicles

30:50 - Why it is so important to vote for your SRP board member

31:50 - Mini Splits aka Variable Capacity Heat Pumps and why Daran is using one on his new home

32:45 - Daran’s upcoming Master Class session

34:36 - The number one thing you can add to your home in AZ to make it more energy efficient

35:10 - Home performance with energy star to have your home evaluated

36:59 - The $1500 yearly tax credit for homeowners that improve the energy efficiency of their home

38:38 - Rebecca’s final thoughts

Special Guest:

Daran Wastchak - President of Learning Edge, LLC: Learning Edge, LLC is a firm that specializes in residential energy efficiency training and building science consulting. Daran was a key implementer of the EPA’s ENERGY STAR for Homes program for more than 20 years. He has helped solve warranty issues for hundreds of homes that did not properly heat or cool, had high utility bills, poor indoor air quality, and/or were uncomfortable. Daran has trained thousands of individuals on the basics of building science, energy efficiency for buildings, energy efficiency programs, and international energy conservation codes. He holds a bachelor’s degree in Construction and master’s and doctoral degrees in Public Administration and Policy from Arizona State University.

Website: https://LearningEdgeLLC.com

Phone: (602) 288-6774

Email: [email protected]

Follow us on Facebook or Instagram @GratefulHeart.Tv💖

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Our latest episode of Grateful Heart💖 is here and it's a must-watch!👀 We had the pleasure of sitting down with the incredible CEO & Co-Founder of ZS2 Technologies, Scott Jenkins. We were blown away when we learned about ZS2's achievements🏆including being selected as one of 10 finalists in a worldwide competition hosted by XPRIZE, earning them their own documentary!

Join us as we dive into the reasons behind Rebecca's interest in alternative building materials🏗️, like MGO SIPs panels, and why we believe they are the future of construction! Plus, find out why Rebecca is using ZS2 over other SIPs manufacturers for her own new build community and a personal example of how their panels minimizes risks when building a home.🏠 This company is truly changing the way we build homes, and we can't wait to share all the exciting updates Scott has for us.🙌 Trust us, you don't want to miss this episode!

Be sure to check out the "Show Extras" to see some of ZS2's educational resources! https://www.gratefulheart.tv/2024/01/15/episode-152-show-extras/

Listen & Learn:

1:27 - Scott’s short video clip - insider updates (10 mins)

10:49 - Rebecca intros Scott Jenkins

11:38 - Scott’s exciting announcement

16:50 - Why Rebecca was so impressed with ZS2

18:53 - More exciting updates on ZS2 and what their plans are for this upcoming year

22:30 - Why Rebecca is using ZS2 over other SIPs manufacturers

24:20 - An example of how ZS2 minimizes risks for buyers and builders

26:30 - ZS2’s recent milestones

30:35 - ZS2’s university and educational resources

31:24 - Some of the reasons Rebecca started looking into alternative building materials in the first place

35:18 - What has kept Mgo sips panels from hitting mainstream building so far

38:25 - How ZS2 became one of the 10 finalists in a worldwide competition hosted by XPRIZE and their mini documentary

39:28 - Scott’s closing thoughts

41:12 - Rebecca’s final thoughts

Special Guests:

Scott Jenkins- Co-Founder and CEO of ZS2 Technologies Ltd.:

ZS2 Technologies is a company focused on the research, development and commercialization of innovative construction technologies which are stronger, safer and healthier. ZS2 has developed advanced building technologies including proprietary fire-rated, non-toxic, low-carbon building materials which are prefabricated providing our clients with cost certainty, accelerated construction timelines and lower building operating costs. Prior to ZS2, Scott was the President and a Director of DIRTT Environmental Solutions and was part of the leadership team that oversaw sales growth from $6 million annually to $300 million over 11 years. During his time at DIRTT, Scott led the successful IPO (initial public offering) on the Toronto Stock Exchange and helped oversee the manufacturing expansion of two major manufacturing locations in Georgia and Arizona along with the opening of sales offices in the U.K. and Singapore. Prior to joining DIRTT, Scott helped guide another high-growth company as the Chief Financial Officer of Pure Technologies Ltd., a public company providing innovative infrastructure monitoring technologies to a variety of international clients. Scott began his career at KPMG LLP, and is a member of the Chartered Professional Accountants of Alberta (CPA, CA), Young Presidents Organization (YPO) and a graduate of the University of Alberta.

Phone: 587.208.4972

Email: [email protected]

Website: https://zs2technologies.com/

Instagram: https://www.instagram.com/zs2technologies/

Facebook: https://www.facebook.com/zs2technologies

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To kick off the new year, we are thrilled to have our good friend Taylor Russel, Owner of Capital Energy☀️ - a one stop shop for all your solar needs! Taylor's company is vertically integrated, which means they control every step of the process, ensuring a seamless and reliable experience for their customers. In our conversation, Taylor shares his story of why he started Capital Energy, and the importance of working with an ethical and transparent solar company, especially when it comes to solar financing.💰 He also talks about the importance of voting for SRP board members, as they play a crucial role in shaping the future of solar energy in your area!

VOTE: https://www.srpnet.com/about/governance-leadership/elections/early-voting-ballot-request-form

We will dive into the topic of net energy⚡ and how it works for consumers and utility companies. Like real estate, we believe the best time to invest in solar was yesterday - as utility costs continue to increase year over year.😩 So, if you have ever considered solar NOW may be the time to get serious about it. And with the added benefit of locking in your energy rate for the long term, it's a win-win situation for those who choose to go solar.

Taylor also shares with us how they determine the optimal number of panels for a customer's specific needs and the placement of these panels on a roof.🏠 But what truly sets Capital Energy apart from other solar companies are the various add-ons and services they offer, such as new HVAC units, roofs, energy efficient windows, and more!🙌

Be sure to check out Capital Energy's website for more information on all the services they offer and to watch their educational videos that will help you better understand the world of solar energy. Don't miss this insightful and informative episode with Taylor Russel and Capital Energy!

Listen & Learn:

0:48 - Rebecca intros Taylor Russel and his solar company Capital Energy

3:25 - Taylor explains why he started Capital Energy

5:50 - Solar financing and why it is important to work with an ethical/transparent solar company

7:48 - Why it is so IMPORTANT to vote for your SRP board members

9:25 - How net energy works in regards to consumers and the utility companies

14:10 - Similar to real estate the best time to buy solar was yesterday

16:05 - All utility companies have increased their costs year over year and why it is important to lock in your rate today - EIA.gov

17:50 - Some of the benefits Capital Energy offers

18:44 - How to decide how many panels a customer needs?

19:50 - Some of the add-ons that Capital Energy offers the other solar companies don’t

24:20 - Capital Energy’s website and all their services

26:13 - Battery storage in terms of solar energy

30:56 - How Capital Energy can help you get a new HVAC unit at the same time as solar

33:01 - The educational videos on Capital Solar’s website

34:00 - What dictates where the solar panels are placed on a roof?

Special Guests:

Taylor Russel - Co-Owner of Capital Energy:

They are a locally owned and operated business in the Phoenix area. Capital Energy is one of the fastest growing residential solar companies in the state. Taylor has been in solar for 8 years and worked in the Texas, Nevada, and Arizona markets. Throughout his time in solar he has managed and overseen thousands of residential installs. In his free time he loves to play sports, travel, and spend time with his family. He has been married to his beautiful wife for 13 years and they have 4 children together. Two boys and two girls.

Phone: (801) 602-1012

Email: [email protected]

Website: www.cptlenergy.com/

Instagram: https://www.instagram.com/cptl_energy/

Facebook: https://www.facebook.com/cptlenergy

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As we wrap up 2023 with our final market update🏠, we are excited to have our expert guests and sponsors, Tara Krieg, Anthony Penna, and Joe Smith, join us to discuss the latest market statistics and predictions for next year!

Rebecca will kick things off by recapping the predictions made in last year's market update for 2023.🤔 Then, we will delve into the current market stats from the Cromford Report and Anthony will share his insights on consumer views and the current real estate market news.

One interesting point we will discuss is why 35% of consumers are hoping for a housing crash🏠💥, and why we still stand by our statement that the best time to buy was yesterday. We will also share why December is the best time to buy a house in general. Plus, we reveal who was right with their predictions from last year's episode!

As we close out the year, the real estate market continues to make headlines.📰 Whether you're looking to buy or sell, this episode is packed with valuable information to help you make informed decisions. Plus, we would love to answer any questions you may have, so tune in and let us guide you through the ever-changing world of real estate.😊

Listen & Learn:

0:50 - Rebecca intros Joe, Tara, & Anthony

1:26 - Predictions from the last market update of 2022 for 2023

2:35 - current market stats from the Cromford Report

4:40 - Anthony’s stats on what consumers’ views are in terms of real estate and the current market

8:25 - Why we think 35% of consumers are rooting for a housing crash

10:00 - Why we are still standing by our statement that the best time to buy was yesterday

11:46 - December is the best time to buy a house

13:39 - What is next for mortgage rates?

16:45 - Is there a recession around the corner?

18:51 - Where Arizona is headed in terms of real estate and economy

20:18 - ARMLS Sales Price Forecast Chart

22:04 - Has the rental market softened?

25:04 - Annual Average Home Size Chart explained

27:24 - Listings Under Contract Chart & Cromford Market Index Chart

32:43 - Who Won - The Average Sales Price Prediction??

34:30 - Do not wait to buy!

38:25 - Joe’s predictions for next year

39:40 - Tara’s predictions for next year

40:00 - Anthony’s predictions for next year

41:20 - Careful using a new home builder’s lender

43:33 - Rebecca’s predictions for next year

Special Guests:

Anthony Penna - Senior Vice President at Navi Title

"There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848

Email: [email protected]

Website: www.navititle.com/

Joe Smith - Owner/Broker of Epic Mortgage

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121

Email: [email protected]

Website: www.myepicloan.com

Tara Krieg - Owner of TK Team Lending

Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' of experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning.

Phone: 480-344-1951

Email: [email protected]

Website: www.tkteam.us

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Join us for our latest market update🏠 with our expert guests/sponsors, Anthony, Tara, Joe, and special guest, James Rains, making his debut on the show! Rebecca kicks off the discussion by diving right into the current state of the housing market and getting insights and predictions from our knowledgeable guests. Tara shares how she is helping first-time home buyers navigate this competitive market along with Joe and Anthony sharing their thoughts on the topic. We will also touch on the recent prediction that Metro Phoenix home prices would fall 25%, which has been proven wrong.🙅‍♀️ We will explain the market statistics & charts shared by Housing Analyst, Tina Tamboer. One of the most interesting charts discussed is the home appreciation chart, which shows the staggering increase in home prices over the years. Anthony shares his advice for sellers and explains how interest rates are affecting people's decisions to sell. The group also discusses the current count of new and total listings which reveals a shocking statistic about the shortage of homes in the market.😨 Make sure to watch till the end to hear invaluable advice from each expert guest for both buying & selling in today's market.

Listen & Learn:

1:20 - Rebecca intros Joe, Tara, Anthony, & James

5:00 - How we are feeling about the current housing market

5:50 - What Tara is seeing in the current housing market

7:10 - What Joe is seeing and feeling in this current market

8:36 - What Anthony is seeing and feeling with this current market

10:39 - Chart on % of Americans who think home prices will go down

12:17 - Prediction that Metro Phoenix home prices would fall

13:24 - Market stats explained from Tina's presentation

15:09 - The market demand is currently very location-based

17:17 - Home appreciation chart explained

19:00 - Anthony’s advice for those trying to sell

23:00 - Tara’s opinion on interest rates/employment rates

27:25 - The housing market is short millions of homes

30:00 - New and total Listing count charts

33:00 - Why interest rates are causing people not to sell

36:54 - Joe's advice for buyers & sellers

38:04 - Tara’s advice for buyers and sellers

41:41 - Anthony’s advice for buyers and sellers

43:53 - James’ advice for buyers and sellers

44:57 - Rebecca & James’ final thoughts

Special Guests:

Anthony Penna - Senior Vice President at Navi Title:

"There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848

Email: [email protected]

Website: www.navititle.com/

Joe Smith - Owner/Broker of Epic Mortgage:

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121

Email: [email protected]

Website: www.myepicloan.com

Tara Krieg - Owner of TK Team Lending:

Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' of experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951

Email: [email protected]

Website: www.tkteam.us