Great Points

On today's episode Matt interviews Rob Famulare, Chef and Manager of multiple restaurants in California.  If you like what you hear, consider checking out the following episodes on some of the topics we covered with Matts questions:
Episode #3: Is my 401k the best place for me to save
Episode #8: When should I pay off my mortgage
Episode #10: Am I Saving Enough for the Future?

On todays episode Matt discusses the perspective of some retirees through write in questions.    If you like what you hear, consider checking out the following episodes on some of the topics we covered with this episode:
Episode #11: Mistakes People Make When Inheriting Money
Episode #16: We May Be Leaving our Kids a Million Dollars

 Thank you to Katie Boucher for joining me on Great Points this week and providing some great questions.  If you like what you hear, consider checking out the following episodes on some of the topics we covered with Katie's questions:

episode 4, season 1 where I go into more detail on the decision to upgrade your home.

episode 2, season 1 where I cover the power of compounding growth for long term goals

episode 20, season 1 when is the right time to hire an advisor

Today Matt is going to interview Laurie LaBrie, SPHR, SHRM-SCP, of Integrated HR.  https://www.integratedhrteam.com/

On todays episode Matt interviews Emma Buckley, Great Points newest hire and a recent college graduate.

Today Matt is going to interview Jesse DeBenedictis, owner and CEO of Works by JD.  https://worksbyjd.com/

After 24 episodes I thought it would be helpful to highlight some of the key topics that I have shared over the last 6 months that hopefully has helped listeners to make more confident financial decisions.

Many have heard the saying "There are 2 certainties in Life, Death, and Taxes" and both are topics that people like to avoid talking about.  However not talking about them does not solve any problems it just increases the odds of future conflict.  In this episode, we will discuss how to approach sensitive financial planning concepts across generations and provide some possible conversation starters.  

Most people consider the funds they put into their 401k untouchable until retirement.  In most cases that is the right approach to allow the funds to grow tax-deferred and to benefit from long-term market growth.  However there are times when cash flow is tight, liquidity is limited and the month-to-month stress of meeting financial obligations can be high.  In times like this if you have a 6-figure 401k balance but less than $5,000 in the bank you can make a case for using a 401k loan as a way to reduce some short-term stress.  In this episode, we are going to review the basic details of a 401k loan and some situations where you may want to explore the options.