Recently, Team G&G took our show on the road to Shippensburg University for a live, interactive podcast focused on one thing students don’t get enough of: financial clarity. Today, we’re excited to share that conversation!

Cohosts Anne Deeter Gallaher and Anne Carnathan are joined by fellow SHIP alum Jessica Whitmyer of Members 1st Federal Credit Union and SHIP Finance Professor Lee Fortenberry, CFP, for a conversation built around five essential moves—understanding your credit score, using credit cards strategically, knowing your student loans, building a simple budget, and taking advantage of compound interest early.

This is a topic most of us were never prepared for—discussions about money, debt, and what it really takes to build a life. Join us for a candid, real-world look at the financial choices that shape your future, and the freedom that comes with getting them right.

Students and young people ready to start out on your own, this one’s for you.

What happens when a part-time job turns into a 20+ year mission and a leadership role you never planned for?

Today on Grit & Gravitas, Anne Deeter Gallaher and Anne Carnathan sit down with Cheryl Cuddy, CEO of Vision Resources of Central Pennsylvania, whose career began in medical assisting and evolved into something far bigger. What started as screening children’s vision while raising her own family grew into a calling rooted in patient care, purpose, and impact.

From early childhood screenings to low vision rehabilitation, Cheryl shares how her team helps more than 5,000 people each year maintain independence and quality of life, and why leadership means never getting too far from the people you serve.

“If I ever lose sight of what I’m doing, I go sit in the low vision center and watch someone regain their independence,” says Cheryl.

Listen for business vitamins and inspiration in a conversation that brings an often unseen impact into focus.

It’s podcast Tuesday, and Anne & Anne are excited to introduce a guest who embodies resilience, grit, and grace: Dr. Ivy Buchan.

From saving for college at age seven to working multiple jobs and writing checks to pay her way through school, Ivy has always taken ownership of her career and life journey.

She said yes to opportunities before she fully understood them and built a 20+ year career in nonprofit strategy by doing the work and learning as she went. Today, as Principal of Invoke Nonprofit Consulting, she helps organizations navigate governance, fundraising, and strategy. But what stands out most about Ivy isn’t just what she’s built, it’s how she built it.

Ivy's advice is simple: “If you want something bad enough, you will figure out how to do it.”

“I’m nervous—and I do it,” she says.

So many business vitamins in this episode. Don’t miss the last two advice-packed minutes.

As we celebrate Women’s History Month and the week of International Women’s Day, Grit & Gravitas is marking the moment with a conversation about curiosity, courage, and the power of listening. Anne Deeter Gallaher and Anne Carnathan sit down with Ashley Walkowiak, Executive Director of the Governor’s Advisory Commission on Women, who is leading the most comprehensive look at women’s issues in Pennsylvania in more than a generation.

Ashley’s path to this work is deeply personal. After surviving sexual violence as a teenager, it took years before she felt ready to disclose and begin processing her trauma. Over time, that experience helped shape her commitment to public service and to creating systems that better support victims and families.

She also shares a defining early moment in her career when curiosity pushed her out of her comfort zone. Her advice today reflects both her personal and professional journey: stay curious and listen well.

“It’s easy for us to take experiences and put them aside to get through the day instead of processing it, working on it, and integrating it into the fullness of who you are as a human being,” Ashley says.

Follow the Governor’s Advisory Commission on Women on Facebook and Instagram: @pawomen.

In this episode of Grit & Gravitas, Anne & Anne sit down with Carolina Harvey, founder of Cure the Clutter and host on A&E’s Hoarders, for a conversation that goes far beyond tidy closets.

Carolina started her business in 2008 after becoming a mom of two and feeling called to serve her community. A mathematics major by training, she still looks at spaces like solvable problems. From downsizing families to overwhelmed professionals to messy churches and business offices, what sets Cure the Clutter apart is the listening, care, and compassion Carolina and her team bring to every client and space.

“My goal is to give you your time back. When you have a clean and organized space, then you’re getting to do what you want, not what you have to,” says Carolina.

Desperate for some organization in your life? Join us as we talk about Carolina’s five daily habits anyone can adopt to reduce clutter and regain control, including being one-task minded and scheduling your hardest work for when you are at your best.

If your home, office, or calendar feels heavier than it should, this conversation will deliver business vitamins and practical tips to make your life lighter.

In this episode of Grit & Gravitas, Anne & Anne tackle the question we often avoid: how do we plan for purpose, relevance, and meaning as our roles change?

Inspired by a recent Wall Street Journal article, they explore what happens when titles fade, influence shifts, and the world moves on. When your business card disappears, what anchors your value? How do you stay intentional when your network, identity, and sense of being needed evolve?

The challenge for listeners: work backward. Define how you want your life to matter by starting at the end. What do you want your name to mean when it’s mentioned? What legacy are you building now?

This episode offers business vitamins for anyone navigating what comes next, at any age.

Five years ago, we recorded our first episode of Grit & Gravitas with a simple premise: progress starts when you do. That idea feels even more relevant in a culture obsessed with resolutions, trends, and arbitrary dates that supposedly predict when people will fail.

“New Year’s resolutions bug me, and Quitter's Day bugs me. I don’t want to wait for anything for today to be the day,” Anne Carnathan says.

In this episode, Anne Deeter Gallaher talks about returning to swimming by simply showing up—no research, no preparation, no audience. Anne Carnathan shares why she started personal training with a friend, both to make her workday less solitary and to support someone she cares about.

Anne Deeter Gallaher sums it up: “If you wanted to, you would. I finally got to the day where I wanted to.”

Today’s business vitamin is simple: whether it’s starting a workout, making a phone call, reaching out on LinkedIn, or launching a business, the hardest part is beginning. We can do hard things—and we should.

In this episode of Grit & Gravitas, Anne & Anne sit down with Leanne Via, Senior Loan Originator with Fairway Independent Mortgage Corporation, to talk about the human side of mortgages and why lending decisions shape far more than finances.

Leanne shares her unexpected path into the mortgage industry, how helping her own mother led to a 23-year career, and why every loan carries a family story. We discuss today’s housing realities, from rising interest rates and limited inventory to the increasing age of first-time homebuyers, and why “not now” does not have to mean “never.”

This conversation offers business vitamins for every season. Whether you are thinking about buying a home, building long-term wealth, navigating financial decisions, or exploring a new career path, there is something here for you. From owning versus renting to the power of trusted guidance and community, this episode is a reminder that the most important decisions are also deeply personal.

Because for Leanne, this work is simple. She gets to change lives every single day.

Some businesses begin with spreadsheets.

This one began with a birthday dream.

In this episode of Grit & Gravitas, we sit down with Lutricia Eberly, founder and owner of Complete Safaris, whose love of adventure and global roots transformed a once-in-a-lifetime trip to Kenya into a purpose-driven business.

Lutricia shares how listening, learning, and surrounding herself with truth-tellers shaped her entrepreneurial journey and why building the right team matters before taking the leap. She also explores what makes travel truly meaningful: curiosity, connection, and thoughtful experiences that go beyond the destination.

With Complete Safaris, Lutricia makes extraordinary experiences feel effortless so clients can fully step into wonder. This episode is for the dreamers, and for anyone holding an idea that feels just a little bigger than practical. Whether it’s starting a business or taking the trip of a lifetime you can do it.

As we close out our final episode of 2025, we’re looking ahead to bold goals, fresh adventures, and big plans for 2026. Here’s to dreaming bigger, saying yes more often, and building lives filled with discovery.

Despair, no light ahead, feeling hopeless? In this Christmas episode, Toni Lynn Mark, Resource Development Director for The Salvation Army Harrisburg, shares her journey through a season of enduring to experiencing unexpected hope. “We get a deck of cards, and we have a hand to play. I have nothing but jokers. You only get to play the hand you have, and I have a hand I hate,” she says.