Why add Bitcoin & Stablecoins to the M1/M2 dashboard

M1/M2 measure bank-based dollar liquidity. They miss two forces reshaping flows and settlement: dollar stablecoins (tokenized cash, 24/7, T-bill–backed) and bitcoin (programmatically scarce collateral with growing institutional ownership via ETFs).

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Happy selling!

Teresa Grobecker, MBA, CRPC. Investment Banker, Angel to Series C, Capital Formation, CRE and Gov Contracting, Defense, Policy and Real Assets Investor, Futurist and Fixer at the Intersection of Finance

CA DRE 01908507 NMLS 1286612, CEO and Broker of Record, Grobecker Holland International, Inc., CA DRE 01976696 NMLS 1295266

PPI cools, CPI lands tomorrow, and markets push fresh highs as cut odds rise. We unpack revised jobs (-911k), record money-market cash, and what lower mortgage rates mean for buyers. Plus: AI staging hits Zillow, tokenized Treasuries grow, CMBS delinquencies set a new high, and the week’s biggest deals. Brought to you by CryptoLending.ai—borrow against crypto without selling. Subscribe on Apple Podcasts and Spotify.

Happy selling!

Teresa Grobecker, MBA, CRPC. Investment Banker, Angel to Series C, Capital Formation, CRE and Gov Contracting, Defense, Policy and Real Assets Investor, Futurist and Fixer at the Intersection of Finance

CA DRE 01908507 NMLS 1286612, CEO and Broker of Record, Grobecker Holland International, Inc., CA DRE 01976696 NMLS 1295266

Tuesday's BLS benchmark revision cut the past year’s job growth by 911k. August was +22k with UR 4.3%. We cover what that means for rates, housing, and credit, FinCEN’s new cash-deal reporting, and the week’s PPI/CPI + 10y/30y auctions—plus a tactical sales play you can use today.
Subscribe on Apple & Spotify. Brought to you by CryptoLending.ai.

Happy selling!

CA DRE 01908507 NMLS 1286612, CEO and Broker of Record, Grobecker Holland International, Inc., CA DRE 01976696 NMLS 1295266

Teresa Grobecker, MBA, CRPC. Investment Banker, Angel to Series C, Capital Formation, CRE and Gov Contracting, Defense, Policy and Real Assets Investor, Futurist and Fixer at the Intersection of Finance

A concise briefing where capital markets meet real estate: rates, credit, housing and CRE, liquidity, policy, and deal flow—objective analysis with practical takeaways in minutes.

Happy selling!

Teresa Grobecker, MBA, CRPC. Investment Banker, Angel to Series C, Capital Formation, CRE and Gov Contracting, Defense, Policy and Real Assets Investor, Futurist and Fixer at the Intersection of Finance

CA DRE 01908507 NMLS 1286612, CEO and Broker of Record, Grobecker Holland International, Inc., CA DRE 01976696 NMLS 1295266

Rates have fallen to an 11-month low, lifting affordability. Per Redfin, a buyer targeting a $3,000 monthly payment can afford about $22,000 more home than in early June. We explain the math, what’s driving rates, and how to position offers and pricing now—covering lock strategy, targeted concessions, and refinance planning. Data as of Sept. 5, 2025 (Redfin).

Employment data here in LinkedIn https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7354236980961886208

Happy selling!

Teresa Grobecker, MBA, CRPC. Investment Banker, Angel to Series C, Capital Formation, CRE and Gov Contracting, Defense, Policy and Real Assets Investor, Futurist and Fixer at the Intersection of Finance

CA DRE 01908507 NMLS 1286612, CEO and Broker of Record, Grobecker Holland International, Inc., CA DRE 01976696 NMLS 1295266

Please Remain Seated Until the Economy Comes to a Full Stop.

Softer labor data, calmer yields, hungrier buyers.

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Happy selling!

Teresa Grobecker, MBA, CRPC. Investment Banker, Angel to Series C, Capital Formation, CRE and Gov Contracting, Defense, Policy and Real Assets Investor, Futurist and Fixer at the Intersection of Finance

CA DRE 01908507 NMLS 1286612, CEO and Broker of Record, Grobecker Holland International, Inc., CA DRE 01976696 NMLS 1295266

Job openings softened, 30-yr mortgages hover in the mid-6.5s, and CRE debt desks are warming up. Quick takeaways inside—plus today’s hot sales idea for moving listings that have lingered. #HousingMarket #CRE #MortgageRates #BeigeBook #GROGroup

GRO GROUP MARKET UPDATE for September 2, 2025. We cover mortgage rates holding in the mid-6 percent range with the 10-year Treasury near recent levels, ISM Manufacturing at 48.7, and mixed trends in construction spending. On policy, the administration is discussing a potential national housing emergency focused on permitting, fees, and input costs; no declaration has been issued. In transactions, San Francisco’s Parc 55 and Hilton Union Square advance out of receivership, SL Green enters contract for 346 Madison Avenue and 11 East 44th Street (about 160 million dollars), and industrial deals print in Southern California (about 165.5 million dollars) and Dallas–Fort Worth (60.3 million dollars). We close with a “new-build math” framework comparing builder buydowns and incentives with existing-home comps.

Happy selling!

Teresa Grobecker, MBA, CRPC. Investment Banker, Angel to Series C, Capital Formation, CRE and Gov Contracting, Defense, Policy and Real Assets Investor, Futurist and Fixer at the Intersection of Finance

CA DRE 01908507 NMLS 1286612, CEO and Broker of Record, Grobecker Holland International, Inc., CA DRE 01976696 NMLS 1295266

Global real estate did not take the long weekend off. Today’s DIGIS Daily Market Update covers steady U.S. mortgage rates into a data-heavy week, Hong Kong’s largest office lease of 2025 (FWD at Taikoo Place), and three headline transactions: CDL’s sale of its South Beach stake in Singapore to IOI Properties, a record secondary-market villa resale on Dubai’s Palm Jumeirah, and GuocoLand’s announced divestment of the Thistle Johor Bahru hotel to YTL. We also outline what’s ahead (ISM, Beige Book, jobs) and close with a practical “hot sales idea” you can use now: pair a 2-1 buydown with a light refi rate-match to unlock stalled listings.

Happy selling!

Teresa Grobecker, MBA, CRPC. Investment Banker, Angel to Series C, Capital Formation, CRE and Gov Contracting, Defense, Policy and Real Assets Investor, Futurist and Fixer at the Intersection of Finance

CA DRE 01908507 NMLS 1286612, CEO and Broker of Record, Grobecker Holland International, Inc., CA DRE 01976696 NMLS 1295266

The only show where mortgage rates nap, Gucci’s landlord is pawning Fifth Avenue, and Houston’s real estate scene makes bankruptcy court look like prime-time TV.

Mortgage rates may be steady, but real estate headlines are anything but. In today’s Daily Market Update, Teresa breaks down:

• Mortgage rates holding around 6.6% while markets await tomorrow’s PCE inflation data.

• Regional housing sales diverging—Midwest and Northeast rising, South and West cooling.

• Gucci’s parent company, Kering, exploring a sale of its €4B real estate empire, including Fifth Avenue and Milan’s Via Monte Napoleone.

• Australia’s ultra-luxury home market circling a record-breaking AUD 200M deal.

• Houston developer Pratik Gandhi under federal investigation in a $47M investor scandal.

Listen now to get the full market picture—and a hot sales idea to turn today’s news into tomorrow’s deal.

Happy selling!

Teresa Grobecker, MBA, CRPC. Investment Banker, Angel to Series C, Capital Formation, CRE and Gov Contracting, Defense, Policy and Real Assets Investor, Futurist and Fixer at the Intersection of Finance

CA DRE 01908507 NMLS 1286612, CEO and Broker of Record, Grobecker Holland International, Inc., CA DRE 01976696 NMLS 1295266