Build assets, eliminate (bad) debt, and have your assets fund your dreams. Retiring early is not a dream or a myth. It is a simple equation. How much are your monthly expenses? Add 1,000 to it. Then start finding assets to invest in, create, and acquire. The more assets you can collect and nurture, the faster you will approach your retirement goals. Your time cannot be the only factor in your wealth equation. You must create something or acquire something that can earn 24/7 and can scale.