Growth & Grace

The Salvation Army has been serving Southern Nevada for over 79 years, providing various critical services including drug and alcohol treatment, emergency shelters, veterans' programs, anti-human trafficking shelters, LGBTQ safety dorms, vocational training, housing assistance, after-school programs, senior housing, and emergency disaster services. They serve over 300,000 meals annually and provide shelter for 150,000 nights each year. The Red Shield Kitchen Showdown, a fundraising event, features executive chefs Jeremy and David, who will cook a three-course meal. The event aims to raise funds and highlight the Salvation Army's impact on the community.

Anita and Lamar Ross, guests on the "Growth and Grace" program, discussed their transition from their first careers to real estate investing. Anita, with a diverse background including the Navy and the Department of Energy, and Lamar, who wants to retire, have been investing in real estate since 2015. They emphasized the importance of understanding market value, budgeting, and negotiating with contractors. Anita shared that they analyze dozens of properties daily and use hard money loans, avoiding construction loans. They also highlighted the challenges of dealing with unreliable contractors and the impact of interest rates on the market. Their son's friend, a realtor, has been instrumental in their success.

Leaha Crawford and Julian Rosado host a radio show featuring Tammy and Taurean Gordon, who recently moved to Las Vegas to launch Break TV, a streaming platform dedicated to showcasing black-owned classics and untold stories. The couple, originally from New Jersey, have a background in nonprofit work, management consulting, and real estate development. They aim to create a safe space for black content creators and preserve black history through their foundation, Greenwood Seneca. They also plan to develop the Historic West Side in Las Vegas, ensuring the preservation of its cultural heritage. The show concludes with plans to revisit the topic for a deeper discussion on real estate development.

Talitha Burris highlights the play "For Women Who," set to be performed at the West Las Vegas Library Theater on March 22 at 7 PM and March 23 at 4 PM. The play, inspired by "For Colored Girls," features seven characters and will conclude with a male panel discussion. Attorney Chata Holt provided insights on bankruptcy, emphasizing the importance of addressing debt's emotional and health impacts. She differentiated between unsecured and secured debt, advising clients to use only 10% of their credit card limit and maintain a consistent payment plan. The conversation also touched on estate planning and the importance of having a will or trust.

Attorney Pamela Jones discussed various estate planning topics, including trusts, wills, and probate. She explained the differences between revocable and irrevocable trusts, emphasizing the importance of understanding trust documents. Jones highlighted the benefits of having a durable power of attorney and an advanced health care directive. She also discussed the Nevada self-settled asset protection trust and special needs trusts. Jones advised on the importance of prenuptial agreements, especially in community property states, and offered her contact information for further consultations. She also mentioned upcoming seminars at the Windmill Library.

Nicole Williams discussed her upcoming events and initiatives for 2025, including the House of Vegas Pride festival scheduled for August 15-17, featuring new community partners. She highlighted the success of her previous events, such as the LGBTQ Women's History Month paint and sip on March 29, and the importance of community support. Nicole also mentioned her efforts to create an online directory for resources on socialinfluencefoundation.org to combat visibility issues. Additionally, she emphasized the significance of sexual health and HIV awareness, noting that Nevada is number four in the country for black women contracting HIV.

Rodney Taylor discussed his transitional housing program, which has helped over 55,000 homeless individuals, including those from the streets, tunnels, incarceration, foster care, and veterans. The program, which includes a three-day emotional intelligence workshop, boasts an 84% success rate in job placement and housing stability. Taylor emphasized the importance of adapting one's behavior to create the best results and solving societal problems that evoke strong emotions. He also highlighted the significance of natural light in homes for residents' well-being. Hosts Leaha Crawford and Julian Rosado shared personal growth goals with Taylor for March, such as being on time and reducing cussing.

Leaha Crawford discussed her new exercise routine at the Row House in Henderson, emphasizing its benefits and her progress towards a goal of 50 kilometers. She also highlighted the return of the Beneficial Ownership information requirement, urging business owners to complete the form to avoid penalties. Crawford provided detailed information on tax filing statuses, including single, head of household, married filing jointly, and married filing separately, and stressed the importance of understanding these statuses to optimize tax returns. She also mentioned the significance of having a stable address and proper documentation for tax preparation, and the importance of supporting local businesses and entrepreneurs in Las Vegas.

Julian Rosado, a Las Vegas-based entrepreneur, discusses his business, Sports and Growth, which helps up-and-coming athletes secure endorsement deals with brands. He shares his journey, including initial challenges like not having contracts signed and underpricing services. Julian emphasizes the importance of aligning athletes with brands they genuinely support. He also mentions using databases like CrunchBase to find potential companies. Despite setbacks, he advises persistence and learning from mistakes. Julian envisions expanding his business nationally and possibly incorporating personal development for athletes. He concludes by encouraging young entrepreneurs to keep pushing forward.

Cassandra Smith, a Las Vegas native with over 25 years in banking and mortgage lending, discussed home loan options and requirements on Leah Crawford's show. She highlighted that credit scores for home loans can range from mid to high 500s, and there are 2,466 down payment assistance programs available. Smith emphasized the importance of being organized and having necessary documents like pay stubs, bank statements, and W-2s. She also stressed the significance of timing in the market versus trying to time it, and the benefits of building equity over renting. Smith advised on the importance of financial education and planning for home maintenance and future needs.