Followers Fade, Legacy Lasts

In this episode of Growth Notes, Frazier discusses the contrast between seeking popularity versus building a lasting legacy in the mortgage industry and life. He emphasizes the ephemeral nature of social media followers and stresses the importance of making a real impact. Frazier challenges listeners to focus on creating lasting value and meaningful contributions, rather than chasing transient approval and attention.

Identifying and Eliminating Time Wasters to Boost Productivity

In this episode of Growth Notes, Frazier introduces a unique segment focused on his 12-month training program, Building Your Green Zone, which complements the book The Green Zone Project. Frazier emphasizes the importance of understanding and reclaiming lost time by reducing distractions. He explains that losing just a few minutes to distractions can equate to a significant amount of lost productivity over weeks. Frazier provides an exercise to identify and eliminate time wasters, encouraging listeners to review their workday, identify activities that didn't advance their goals, and apply a pipeline test to each activity. He offers examples of common time wasters such as rewriting emails and attending unnecessary meetings. Frazier stresses the importance of focusing on fundamental principles rather than getting bogged down by complexities. This episode aims to help listeners refocus their efforts on meaningful activities that drive growth.

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Saying Yes to Your Dream Outcome

In this episode of Growth Notes, Coach Frazier emphasizes the importance of consistently striving towards one’s dream outcome, whether in life or business. Frazier relates his coaching philosophy to helping clients achieve their desired futures and underscores that every action taken is a vote for one’s future self. He highlights the necessity of discipline, taking uncomfortable actions, and consistently choosing tasks that align with one's goals. Frazier challenges listeners to reflect on their schedules and choices to ensure they are conducive to their dream outcomes. He reminds that success is built through numerous small, consistent decisions rather than one single significant choice.

Overcoming Fear: The Key to Unlocking Your Dreams

In this episode of Growth Notes podcast, host Frazier addresses the paralyzing effect of fear on personal and professional growth. He emphasizes that fear is the primary barrier holding people back more than any other factor such as lacking ability or talent. Through motivating words, Frazier encourages listeners to acknowledge their fears and take small actions to overcome them, highlighting that courage is not the absence of fear, but action despite it. The episode concludes with a challenge to identify one fear that is holding you back and take a step towards confronting it, urging listeners to reclaim their dreams.

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Embrace the Test-Learn-Repeat Cycle

In today's episode of Growth Notes, Frazier emphasizes the importance of the 'test, learn, and repeat' cycle for personal and professional growth. He highlights that action, rather than endless planning, is crucial for learning and improvement. Frazier encourages listeners to overcome the fear of failure, take immediate action on their ideas, and continuously iterate to achieve growth. He underscores that waiting for the perfect moment can hinder progress and stresses that iteration is the fastest path to growth. Frazier challenges the audience to take action today and embrace this effective growth cycle.

Fired up. No filter. No fluff.
In this Sunday edition, Frazier delivers one of the rawest Growth Notes yet, and he doesn’t care if it offends you.

This episode is a wake-up call for every loan officer and high-performer who’s been softening their edge, believing mediocre advice, and letting the internet convince them that coasting is enough. It’s not.

Frazier shares the behind-the-scenes story of a conversation with a struggling loan officer and unpacks why most people aren’t stuck because of their market, they’re stuck because of their mindset. He talks about the toxic rise of “anti-hustle” culture, the dangers of soft advice, and why maximizing your time, energy, and effort is the real unlock, not shortcuts, not complaining, not comfort.

Key Topics:

• Why mediocrity is celebrated too often in this industry
• The false narrative of "you don’t need to work hard"
• The difference between being liked and being honest
• Why Frazier doesn't care if you stop listening unless you're ready to level up
• The mindset gap between average and elite
• How to reset your internal standard, starting with one perfect day
• Why most people break their own rules and blame everything but themselves

 Quote of the Episode:

Challenge of the Day:

Can you give 100% of your time, energy, and effort for just one full day this week?

Not 70. Not 90. A true 100%.

Try it. Then stack it. That’s how winning starts.

Upcoming Events:

• Tuesday: The Call
• Wednesday: Guest appearance on Luke Shankula’s AI Summit
• Thursday: Webinar with Joy on Credit Strategy

Next Week: AIME Fuse!

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Share it. Post it. Tag @Frazier.
Let people know you're not here for average, and neither are we.

Navigating Life with Principles Over Feelings

In this episode of Growth Notes, Frazier encourages listeners to reflect on their past week by scoring their efforts and emphasizes the fresh start each new week provides. The core discussion centers on the importance of adhering to principles over fluctuating feelings in both life and business. Frazier highlights the steady nature of principles like discipline, integrity, consistency, and accountability, contrasting them with the inconsistency of emotions. He challenges listeners to make decisions based on their principles rather than their moods, to achieve steadier and more consistent results.

Today’s Growth Note centers around a brutal truth:

Time is limited, and every day spent living someone else’s dream is a day you don’t get back.

Frazier unpacks the real meaning behind working with urgency. It’s not about rushing. It’s about refusing to waste time on paths that don’t belong to you. Too many people drift through life, choosing safety, approval, or other people’s opinions over their own purpose. They trade boldness for comfort, and later, they trade dreams for regret.

High performers live with urgency because they understand time is a non-renewable resource. They don’t wait for permission. They don’t follow trends. They move with intention, clarity, and ownership.

 Key Takeaways:

• Living for others’ approval is the fastest way to waste your life.
• Time doesn’t pause for fear, doubt, or hesitation.
• Urgency means taking ownership, not rushing.
• You only get one shot. Make sure it’s yours.

Challenge of the Day:

Ask yourself:
Am I living my dream or someone else’s version of it?

If the answer isn’t crystal clear, take action today to realign.
Even one bold step toward your own path is better than 1,000 safe ones on someone else’s.

📅 Live with urgency. Not stress. Not fear. But full ownership of the time you’ve got.
 

Fresh off a full day of breakthrough coaching calls, Frazier brings a direct message for anyone feeling stuck or playing small:
 The safe path doesn’t lead to greatness.

Whether it’s fear, comfort, or the illusion of certainty, many loan officers default to the well-worn, predictable route. But that path may keep you protected—and it may also keep you average.

Today’s Growth Note is a wake-up call. Real growth, innovation, and breakthroughs are found on the unbeaten road, the one that’s uncertain, uncomfortable, and often avoided. The greats you admire didn’t follow the crowd. They bet on themselves. And that’s exactly what you need to start doing.

 Key Takeaways:

• The safe path protects you from failure but also from growth.
• Extraordinary results require uncommon choices.
• Most people avoid uncertainty. Winners embrace it.
• You can’t become exceptional by doing what’s expected.

Challenge of the Day:

Take inventory:

• Where in your life or business are you playing it safe?
• What would it look like to take one small step toward the riskier, bolder move?

Remember: Greatness doesn’t come from comfort. It comes from the courage to bet on yourself.

In today’s Growth Note, Frazier hits on a theme that every high-performer eventually faces: how to keep going when the numbers don’t add up, the market feels broken, and logic says give up.

The answer? You need to anchor to something bigger than yourself, whether that’s your purpose, your family, your values, or your faith.

There will be moments when strategy and logic aren’t enough. The business won’t make sense. The progress feels invisible. And that’s exactly when belief becomes your secret weapon. It’s what great leaders, athletes, and entrepreneurs rely on to push through the resistance and uncertainty.

Key Takeaways:

• Logic will fail you during chaos. Belief won’t.
• Anchoring to purpose gives you fuel when results aren’t there.
• Everyone successful believes in something bigger than numbers.
• Doubt is normal. Belief transforms it into determination.

Challenge of the Day:

Ask yourself: What is bigger than me that I can anchor to right now?
Is it your purpose? Your mission? Your family?
Find it. Claim it. Let it guide your actions.

Special Events Today:

Mortgage Mornings – 9:00 AM EST / 6:00 AM PST
Join Frazier and a special guest who built a $24M YouTube-only mortgage business with no agents, no ads, and no leads. This one is packed with insight.

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🎟️ AIME Fuse is almost here – 16 Days Out
October 23–25 in Nashville. The biggest stage in the broker channel. Be there.
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