Guide 2 the Grind

Ya know, every once in a while you meet someone that’s so impressive, and such a high achiever, you can’t help but be in awe of their personal power. 

On this episode of “Guide to the Grind” we sit down with the CEO of Highness Capital, Amana Manori. 

Amana is a lawyer, an exempt market dealer, and manages up and coming artists. The story of how she moved out on her own at a young age, and worked  her way up to owning two very successful businesses is nothing short of remarkable. 

You’ll definitely want to have a listen. 

www.guidetothegrind.com

In a world of divided opinions, and people unwilling to hear the merits of their opposition’s arguments, more than ever, the ability to make a new decision based on new information shows a certain level of maturity, and intelligence. 

That’s exactly what happened to me after speaking with this week’s guest. 

For years I’ve thought that trading in stocks was a risky and pointless endeavour. After all, there’s no physical asset backing them up like there is with real estate or gold. 

I’m happy to say, I couldn’t be more wrong. 

Our guest on this episode of “Guide 2 the Grind” is stock trading expert Jason Brown. 

Jason built up a six figure trading account in just ten months, by using his student loan. Some would say this was high risk, but Jason is happy to prove those folks wrong. He’s completely self-taught, and now shares his strategies on channelling patterns, options trading, and shorting stocks with anyone that wants to learn. 

You can find Jason at www.thebrownreport.com, or have a listen to this episode to learn more. 

www.guidetothegrind.com

The world of real estate is extremely competitive. If you’ve tried to buy a house anytime in the last five years or so you already know this. 

So how do you get ahead when the market is so aggressive?

By playing in the sandbox that very few others are in… or even know about… vacant land.

Our guest on this episode of “Guide 2 the Grind” is Brent Bowers, one of the leading experts on vacant land investing. 

Brent went from serving in the US military and never having enough time to spend with his family, to being completely time and financially free within just a few short years. Now he teaches others exactly how he’s built a residual income that has completely transformed his life, and lives of the people he cares about the most. 

Join us as Brent shares the exact details of how he broke free of the work-a-day life, and the strategies he’s using to show folks how to do the same. 

www.guidetothegrind.com

My favourite thing about doing this show every week is, I get to interview really intelligent people that are using some pretty avant garde strategies to help people make real returns on their money. 

This week however, I totally get to geek out on our guest’s strategy. 

I’ve been passionate about pooled mortgage strategies for a long time. I believe it’s the best chance the average person has to make a decent return in a truly passive real estate investment, while having it secured against a real asset - property. 

Heather Dreves is the Director of Funding for Secured Investment Corp, a US based company using pooled mortgage investments to create steady, better than the market, returns for their clients. 

On this episode of “Guide 2 the Grind”, we talk with Heather to understand the differences between the Canadian and US pooled mortgage funds, and folks are using their registered funds to take back their returns tax free. You can’t afford to miss this conversation.

Also... here's a link to Heather's free book - *Download the Free Book*

www.guidetothegrind.com

With all the changes in the market lately there’s been a surge of folks seeking private financing. The trouble with that is, the private lending space is way more vast and diverse than most people realize.

There’s everything from highly regulated mortgage investment entities, lawyers, and somebody’s Uncle Joe who all seem to be in the arena. 

But they are all VERY different. 

On this episode of “Guide 2 the Grind”, Jonathan and I have an in depth conversation about the private lending world, and how to make sure it’s the right solution for the right borrower. 

www.guidetothegrind.com

Every once in a while we’re fortunate enough to have a guest that takes us outside the limits of our normal conversations and thinking. This week’s guest is one of those. 

We had a great conversion with Terrie Schauer, author the #1 Best Selling book, “Mindful Landlord”.

Terrie is a 3 time Brazilian Jiu Jitsu World Champion, and holds a PHD. She maps out for us the mental processes she used to accomplish the achievements, and how she now applies them to her REI business. 

Have a listen to this unusual, and enlightening conversation on this episode of “Guide 2 the Grind”. 

www.guidetothegrind.com

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In a changing market it's important folks tend to look at more alternative investment solutions. Ones that can ride the ebbs and flows of the market, while creating a predictable return.

But where do you look?

Maxwell Nee is our guest on this episode of "Guide 2 the Grind". He specializes in luxury investments in wine and whiskey. A truly recession proof asset class, that until now, hasn't been widely available to the general public.

You'll definitely want to listen to this captivating conversation as we explore the most interesting, and tasty, investment class we've had the privilege of learning about in the three seasons we've been doing the show.

www.guidetothegrind.com

No matter what’s going on in the market, someone is always making money. As the market ebbs and flows, what was making money may not be now, but that opens up doors in other areas. 

But how do you find them?

There’s no real trick to it. It takes a lot of time and effort to study all the different facets of the markets you invest in. Real estate happens to be my area of study, but even when crypto took a nosedive before Christmas, I know people making 15 - 25 percent returns during a crashing market. 

The secret to knowing where the opportunities are is hard work. Yours, or team up with people who’ve already done all of the leg work for you. 

Today we sit down with one of the top Realtors with Condos.ca to figure out exactly where the best timing in the market is right now… and it’s surprising.

Don’t miss this episode of “Guide 2 the Grind” with Marlow Singh. 

www.guidetothegrind.com

By now we’re all aware of the massive advancements that have been happening in the Artificial Intelligence space. Whether you’re afraid SkyNet is about to come online, or a college student using Chat GPT to write your next term paper, we know that AI is  changing the world in a massive way.

One of the most fascinating fields to me is video content. 

For years I’ve been using a system I call “Creating My Client” to create an avatar of my ideal client before I ever start a marketing or content campaign. It’s not a quick process. 

I get really deep into the psychographics and demographics of the ideal person I want to work with. I give them a name, a family (or not), a backstory, and really try to learn the psychology of the person I most want in my business. This helps me make sure that every piece of content I release stays on message and speaks directly to that person.

This is mostly because it’s darn near impossible to know what someone is thinking when they’re watching a video... or reading an email. 

Until now…

EmotionTrac is a new AI based software that’s changing the game completely!

This software, after obtaining permission of course, uses the front-facing camera on their test audience’s (150M+) device to read the micro expressions on their face, and measure engagement with videos. It uses something called FACS or the Facial Action Coding System developed by Paul Ekman to read the small releases and contractions in our facial muscles. 

It’s really fascinating stuff, and our face really does give away our every emotion. It’s just happening so fast that we aren’t aware that we’re registering it. 

Realtors, lawyers, filmmakers, marketers, and dozens of other communication based industries are using EmotionTrac to get real  emotional data about their video content before they put it to work in their respective fields.

Today we sit down with Aaron Itzkowitz, the CEO of EmotionTrac. Check out this episode of “Guide 2 the Grind”, and have a listen to how this software could revolutionize some of the biggest industries in the world. 

www.guidetothegrind.com

It seems all you hear about the real estate market lately is doom and gloom. Every time you turn on the news you’re being bombarded with messages that the sky is falling, mortgage rates are higher than they’ve been in years, and the whole “bubble” is about to collapse. 

But it’s a huge load of malarkey. 

The truth about these changing times is, yes some people are going to feel real pain in the very near future, and for others it couldn’t be a better time to buy. The most recent buying frenzy happened in no small part because of the historically low interest rates. Everyone wanted in while the lending market was cheap. But those who didn’t get properly educated before signing up for the largest purchase of their lives are going to feel the pain of higher rates… unless they prepared for future possibilities. 

See, no one should be buying a home at the top of their affordability bracket when the rates are as low as they’ve been. Even with the “stress test” on household income a lot of people are feeling the crunch of variable rates over the last six months, and they’re now extremely cash poor with mortgage payments in some cases being double what they were less than a year ago. 

For folks in that position I fear there’s no easy answer, aside from selling their current home and downsizing, or moving to a cheaper region. 

However… for the first time in years we’ve seen a normalization in the real estate world. Yes sales have slowed, but only back to a point of sanity. Buyers actually have time to shop and make decisions now. Let’s not forget as well that even though rates are higher, in a lot of areas home prices have come down, so the math works out to be more or less the same. 

At the end of the day mortgage rates aren’t nearly as important as we’ve been led to believe they are. A quarter of a percent difference on rate equates to maybe a $15 or $20 a month difference on your payment. It’s not huge. 

What really matters though are the conditions. What’s the price if you have to break your mortgage for some unseen reason? Is your mortgage portable? What’s your pre-payment option? If you don’t have the right conditions for your unique situation, and don’t have the right contingencies in place, it could cost you waaaay more than a rate that’s gone up a couple of percent. 

Here to talk all about what’s going on in the mortgage market on this episode of “Guide 2 the Grind” is the Chair of Mortgage Professionals Canada, Veronica Love. As the top dog of Canada’s mortgage industry association she has first hand knowledge of what’s happening in the sector, and directly consults with government policy makers. 

You’ll definitely want to hear insightful views on what’s happening in the market.

www.guidetothegrind.com