Until just a few years ago, individuals with disabilities and their families could not have more than $2,000 in cash or investments in the disabled relative’s name without losing all or part of government benefits they receive, like Supplemental Security Income , Medicaid or other services. But, in 2014, Congress passed the Achieving a Better Life Experience Act , or ABLE, which created a state-sponsored, tax-advantaged savings program similar to a popular college savings program.