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In case you've lost track of time for your Christmas shopping, we're in countdown mode. Today is the last Thursday you'll have before December 25 hits you like a spoiled fruitcake. We tried to aim this episode as public service, hoping to be helpful. But we're a bit inclined to chase shiny objects when we're chatting, so … you know. Lots of story telling today. Early hard labor work experiences that convinced us to find other ways to make money. Family. Faith. And a eureka moment where David imagined the perfect gift for St Betsy. HBJ!!