What if you could borrow against your Bitcoin without ever giving up your keys?

On this episode of Hard Money Dispatch, I sit down with Kevin Bell to discuss Kadena Bitcoin, a platform building peer-to-peer Bitcoin lending with full self-custody. No middlemen. No custodial risk. Just borrowers and lenders interacting directly, with Bitcoin as collateral that never leaves your control.

We get into why Bitcoin needs functioning credit markets to reach its full potential, how Kadena's model eliminates the counterparty risk that destroyed platforms like Celsius and BlockFi, and what it means for Bitcoin to offer fixed yield that can attract capital from traditional finance.

Kevin also breaks down how Kadena's collateral pool system works, their loan-to-value options, and why there are no liquidations until the end of a loan term. Plus, we discuss Kadena 2.0 and what's coming next as Bitcoin lending matures.

If you believe in a future where Bitcoin serves as the foundation of a new financial system, this conversation is worth your time.

Topics covered:

Connect with Kevin Bell and Cadena Bitcoin: https://cadenabitcoin.com/

https://x.com/cadenabitcoin

https://cadenabitcoin.com

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Are you a renter or property owner curious about how financial innovation can transform the rental experience? This episode dives into Stake's mission to help renters build wealth through cash back, loyalty programs, and smarter rent management—benefiting both tenants and landlords.

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In this episode, Charlie Andrys shares his journey into Bitcoin, insights from his hands-on experience in Bitcoin mining, and innovative strategies for integrating Bitcoin into retirement planning and investment portfolios. Discover how Bitcoin's unique properties can be leveraged for long-term wealth preservation and the future of financial systems.

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Check out 21st Financial: https://21stfinancialadvisors.com/

This cycle isn’t behaving the way it “should.”

In this solo episode of Hard Money Dispatch, I unpack the anomalies defining this Bitcoin bear market — from the unusual two-year run before a red candle, to the fact that the ISM Manufacturing Index never peaked the way it has in past cycles. Even more puzzling: Bitcoin’s historic correlation with global M2 liquidity has broken down. If price truly tracked money printing, we’d be much higher.

So what gives?

We explore the possibility that correlations are shifting, derivatives are distorting price discovery, and this bear market could be shorter — or simply different — than anything we’ve seen before. Historically, extended streaks of red months have preceded major rallies. But history doesn’t guarantee repetition.

More important than predicting the bottom is mastering your psychology.

Drawing from Trading in the Zone, I share the hard truth: everything changes when real money is on the line. Risk management, stop losses, hedging, and emotional discipline matter more than bold forecasts. Conviction without a plan is just hope.

We also revisit the difference between Bitcoin the protocol and BTC the asset — the highway and the car — and why digital scarcity and permissionless hard money remain the foundation beneath all short-term volatility.

The takeaway: in a cycle full of broken patterns, humility and self-awareness are alpha. Manage your risk. Know your bias. Zoom out.

Because Bitcoin isn’t just a trade — it’s a lens for understanding the system itself.

In this episode of Hard Money Dispatch, host Brian Nibley speaks with Nick Slettengren, founder of Count on Sheep, about his journey from a successful marketing entrepreneur to a crypto tax advisor. They discuss the emotional complexities of business exits, the allure of cryptocurrency, and the often-overlooked challenges of crypto taxation.

Nick shares his personal experiences with crypto taxes, the common mistakes people make, and the importance of accurate reporting and reconciliation. He emphasizes the need for tax optimization strategies and the mission behind his company to provide clarity in the crypto space.

Sign up for Count On Sheep here to get professional help with digital asset reconciliation and tax filing, including audit protection and more: https://share.countonsheep.com/7fGPHS

Check out CoinTracker to help with your crypto tax info: https://cointracker.sjv.io/POXQkQ

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In this episode of Hard Money Dispatch, Brian Nibley interviews Scott Marmoll, a seasoned investment professional who transitioned from traditional finance to the Bitcoin space. Scott discusses his journey, the differences in investment decisions between Bitcoiners and traditional entrepreneurs, and the implications of capital allocation in a Bitcoin world. He emphasizes the importance of financial clarity and discipline for Bitcoin-aligned businesses and explores the dynamics of mergers and acquisitions in a Bitcoin framework. The conversation also touches on personal Bitcoin journeys, market sentiment, and the future of Bitcoin.

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In this episode of Hard Money Dispatch, Brian Nibley interviews Vance Morris, an entrepreneur with a rich background in business and customer service. Vance shares his journey from working at Disney to starting his own successful businesses, emphasizing the importance of systems in creating memorable customer experiences and maintaining employee satisfaction. He discusses strategies for hiring the right employees, the significance of pricing in attracting ideal clients, and the continuous need for implementation and growth in entrepreneurship.

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In this episode, Greg Mikeska, CTO of SatsCapital and founder of the Emerald Foundation, discusses new developments in Bitcoin custody solutions for financial institutions.

He elaborates on the role of the Emerald Foundation in establishing standards for Bitcoin custody, the implications of Bitcoin in the monetary system, and the potential threats posed by quantum computing (and why they're overblown).

Mikeska also critiques the proof of stake model and emphasizes the importance of Bitcoin's unique properties.

Key takeaways:

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Many people today can't afford to own a home. This problem will only intensify for future generations.

Thankfully, using Bitcoin as a savings account provides hope.

In this episode, I speak with Cole Stuart about his previous work involving Bitcoin Health Savings Accounts (HSAs), the Financial Independence Retire Early (FIRE) movement, and educating future generations on how Bitcoin works in a world where it will likely be ubiquitous.

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In this episode, I get into the recent decline in Bitcoin prices as measured in US dollars, the collapse of the Bitharvest ponzi scheme, and more. The latest Bitcoin "crash" is nothing new, and Bitharvest is the latest Bitconnect. Some things never change, and the same cycles seem to repeat, although this Bitcoin price cycle could be different.

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Check out CoinTracker to help make your crypto taxes simple and easy:

https://cointracker.sjv.io/POXQkQ

See my video on the Bitharvest ponzi scheme: https://www.youtube.com/watch?v=LPLiQeFBaqw

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