Harmonious Wealth

As a successful online business owner, you might have imagined that once you started making 6-figures, multiple 6-figures, or even 7-figures in your business, you would simply know how to manage your money.

But here you are, with a multi-6 or even 7-figure business and you still feel like you have just enough to get by. 

That’s because making more money doesn’t solve the root of what is causing you to mismanage your money. 

In this episode, Iyanna is exploring the depths of the real reasons why you don’t know how to manage your money — despite being really good at making it. 

By the end of the episode, you’ll see why reaching your next revenue goal won’t solve this problem and you’ll understand the work that needs to be done so you can change your relationship with money, live in surplus, and have the salary to create the lifestyle and legacy you want without exceeding your means. 

03:09 — Decenter money and its connection to your worth 

06:31 — How the poverty mindset is still sabotaging you even though you have more wealth than ever

07:21 — How subconscious patterns self-sabotage your ability to manage additional income

17:41 — How to become comfortable living in the surplus rather than in the “just enough” 

28:14 —  Your willpower alone will not help you reach the success that you desire

Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse 

Get the Dream Lifestyle Calculator: lovelyfinancials.com/lifestyle

🎉Enter the Harmonious Wealth Hour Giveaway! 

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it! 

1. Subscribe to Harmonious Wealth on YouTube and your favorite podcast app 
2. Leave a review on Apple Podcasts
3. Take a screenshot of the review and submit in the Review Form here so we can email you if you win 

You have until Thursday, April 25th to enter and we'll select three winners,  who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

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Email Series - Heal your relationship with money and grow wealth through your business. Each week you'll receive tips on how to face your money, improve your profit, manage the money you have and, more importnately, harness the wealth within through your faith. 

Bookkeeping - Receive bookkeeping with NO tax surprises

Profit Planning Intensive - Increase your profit by 25%

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Connect with Iyanna:

• YouTube
• Instagram
• Email
• Website

Are you currently making multi-six figures in your business but seem to never have the cash in your business bank account to show for it?

You realize you’re great making money, but you seem to know even better how to spend it.

But, now that you’re scaling, can’t tell what money coming in is truly “spendable” and what you need to save for taxes, what should be used to pay off debt, and what to save so you can pay yourself consistently, even when your revenue is inconsistent.

In this episode, Iyanna is sharing how you can stop being avoidant, learn how to look at your cash flow (and why it matters) and how to create healthy cash flow in your business so you can pay yourself and achieve your personal wealth goals.

02:18 — The subtle (and not-so-subtle) ways poverty mindset makes you avoidant and causes you to have cash flow issues

05:39 — You need to assess your trends to know how any decision impacts every area of your finances

07:35 — How to create a plan to define success for each of your numbers

13:26 — The real reasons why you're avoiding your money and the habits you have that are keeping you stuck

15:34 — Why you aren't looking at your numbers and finally gain confidence to review your reports

20:13 — ​​How to gain confidence with knowing your numbers and how to use them

👉 Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

📚MENTIONED IN THIS EPISODE

• Psychology of Money by Morgan Housel - https://amzn.to/3Tsyxc4

• Secrets of a Millionaire Mind by T. Harv Eker - https://amzn.to/3V76ro2

• Harmonious Cash Flow Planner - lovelyfinancials.com/cashflow

🎉Enter the Harmonious Wealth Hour Giveaway! 

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it! 

1. Subscribe to Harmonious Wealth on YouTube and your favorite podcast app 
2. Leave a review on Apple Podcasts
3. Take a screenshot of the review and submit in the Review Form here so we can email you if you win 

You have until Thursday, April 25th to enter and we'll select three winners,  who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

---

Email Series - Heal your relationship with money and grow wealth through your business. Each week you'll receive tips on how to face your money, improve your profit, manage the money you have and, more importnately, harness the wealth within through your faith. 

Bookkeeping - Receive bookkeeping with NO tax surprises

Profit Planning Intensive - Increase your profit by 25%

---

Connect with Iyanna:

• YouTube
• Instagram
• Email
• Website

Hitting 6- or 7-figure revenue goals means nothing if you don’t have the personal wealth and legacy to show for it. 

There’s way too much emphasis on revenue in the online business world and it leaves us chasing ever next revenue milestone, burning out to try to make more money, when really what you need is for your revenue to meet your lifestyle and legacy goals first. 

By the end of this episode, you’ll be able to see how to think about your revenue goal so it actually gives you the lifestyle and legacy you want for you and your family rather than picking an arbitrary milestone that sounds sexy.

This is what’s going to allow you to get clear on what you’re truly needing and how you might even be able to have that right now if  you focused on a few other numbers instead of just revenue. 

03:02 — The 2 things to consider when creating your revenue goals 

06:36 — How to create your legacy plan so you can align revenue goals with what you truly want

10:24 — The 3 numbers you need to know to achieve your personal lifestyle and legacy goals

21:36 — Why you're living pay-check to pay-check as a multi-6 or 7-figure business owner and how to pay yourself consistently 

📚MENTIONED IN THIS EPISODE

• Dream Lifestyle Calculator: lovelyfinancials.com/lifestyle

• Cash Flow Quadrant Book: ​​https://amzn.to/3TidPdY

🎉Enter the Harmonious Wealth Hour Giveaway! 

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it! 

1. Subscribe to Harmonious Wealth on YouTube and your favorite podcast app 
2. Leave a review on Apple Podcasts
3. Take a screenshot of the review and submit in the Review Form here so we can email you if you win 

You have until Thursday, April 25th to enter and we'll select three winners,  who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

---

Email Series - Heal your relationship with money and grow wealth through your business. Each week you'll receive tips on how to face your money, improve your profit, manage the money you have and, more importnately, harness the wealth within through your faith. 

Bookkeeping - Receive bookkeeping with NO tax surprises

Profit Planning Intensive - Increase your profit by 25%

---

Connect with Iyanna:

• YouTube
• Instagram
• Email
• Website

You have been working too hard to not have the cash on hand you need in your business to pay yourself consistently.

Generating multi-6 and multi-7 figures in revenue doesn’t matter if it’s not creating the lifestyle and legacy you want for yourself and your family. 

On Harmonious Wealth we’re breaking online business owners free from chasing every next revenue milestone and instead prioritizing your lifestyle and legacy goals so you can finally have the personal wealth to show for your business success. 

I’m your host, Iyanna Vaughn, fractional CFO and owner of Lovely Financials Group. I’ve helped dozens of multi-6 and 7-figure entrepreneurs create harmony in their business, lifestyle, and legacy so that their goals are rooted in their life’s purpose rather than a flashy number. 

By prioritizing lifestyle and legacy goals first, we can build your business profit to support them— because making more revenue doesn’t mean you’ll reach your wealth goals if you’re not managing your cash effectively. 

In each episode, you’ll understand how managing your cash — both business and personal— and address your money stories _ to finally get you out of the feast and famine in business, pay yourself consistently, and fund your lifestyle and legacy without the pressure to double your revenue again and again. 

If you’re ready to stop avoiding your numbers and have your business build personal wealth and legacy without extensive hustle, hit the subscribe button on your favorite podcast app or YouTube.

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Connect with Iyanna:

• YouTube
• Instagram
• Email
• Website

Today is a solo episode on the show! I share how I believe we should push through in our lives and business through these uncertain times of COVID-19. I’ve been feeling a sense of calmness and I’m making it my business to spread some positivity. 

As we know, our medical field will be the ones to save us. On the other hand, entrepreneurs will be in charge of turning around our economy. 

Here’s what I discussed:  

1. The acronym S.L.A.M. to help you push through this uncertainty
2. (S) Decreasing your stress levels to take care of yourself mentally and physically
3. (L) Taking the time to Learn new things or learn exactly what’s going to work in your business. 
4. (A) Apply new strategies where necessary - this can be in the form of pivoting your messaging a bit to stay relevant as you provide your value. 
5. (M) Manage your cash flow! Both on a personal level and business level!

We also get into what the US government is doing to help save small businesses through SBA loans and what they're all about. 

Get The S.L.A.M Toolkit: 

• What I use to keep track of my mental & physical health each week
• The 50/20/30 Budgeting System Blog post for your business finances
• SBA Loan Info 

Other Great Resources:

• Personal Money Manager
• Major Margins Bundle

The Major Margins Podcast

Email Us: [email protected] | Instagram | Facebook

Today Delania Barbee, Esq graces the podcast on the final episode of the #BlackWealthMonthSeries. I’m so happy to close the series out with giving you actionable advice on how to protect your legacy. 

Delania Barbee is the owner and founder of Barbee Law Boutique, PLLC dedicated to helping protect and build businesses and legacies. 

What we covered:

1. How a traumatic experience of losing her partner to gun violence helped her see her calling to educate other about the law
2. Delania’s first job out of college advocating for her clients and how it prepped her to be the attorney she is today
3. Where to get started in protecting both your life and business
4. What is an estate plan and why it’s a living and breathing thing you must continue to update
5. Her ultimate meaning of Black Wealth

Resources mentioned:

1. The Barbee Law Boutique - website to help you get started in protecting your business and legacy
2. Hiscox - business insurance to help you gain coverage such as general liability insurance and errors and omissions

Catch up with Delania Here:

Instagram: @barbeelaw

Facebook: @barbeelawonline

Today on the Major Margins Podcast marks the penultimate episode of our #BlackWealthMonth Series and I had the pleasure of interviewing yet another special guest, Kendra Barnes.

Full-time Real Estate Investor and Founder of The Key Resource, Kendra shares with us why investing in Real Estate is the ultimate key to building wealth and the vast resources available for you to get started.

Kendra says, “You don’t have to be rich first, you become rich by investing in Real Estate. There’s a misconception that you have to be established before getting into it, but that’s completely not the case”.

The topics we cover:

1. How a board-game influenced her pursuit of real estate investing

2. Who she had to become in order to successfully retire at age 32 

3. Why you don’t need to be wealthy first before getting started

4. The different forms of real estate investing to suit you

5. The rise of Gentrification and educating POC on investing in their communities

Keep up with Kendra Barnes here:

Instagram: @thekeyresource

Twitter: @The_KeyResource

The Key Resource - like the website indicates, there’s so many resources so you know exactly where to start with real estate investing!

The Charm City Buyers - The couple mentioned in the episode buying back the blocks of Baltimore

As you may already know, it’s #BlackWealthMonth on the Major Margins Podcast and I’m back with another insightful interview focusing on building, growing and protecting Black Wealth! 

In this episode, I’ll be interviewing George Acheampong, passionate thought leader, top Financial Advisor and Founder of Capitalwize, Melanin Money & Makes Cent 2 Me.

George shares with us his advice on how to get started with financial investing, the greater benefits of temporarily downsizing your lifestyle and his ambition to help close the racial wealth gap by 10%.

The topics we cover:

1. Growing up & adopting a strong work ethic

2. Purpose over Paycheck: Serving people who look like him

3. Ways to make your money start working for you

4. Staying “broke” to build wealth

5. The choice of different investment accounts

We also discuss the benefits of normalizing Black Wealth, as George says “ If we can normalize Black Wealth, then we can put our people in the position to be free”.

Keep up with George here:

Instagram: @GeorgeAcheampongJr

https://capitalwize.co/

https://melaninmoney.com/

https://makescents2me.com/

We have an exciting new series for this month of February on the Major Margins Podcast and it’s all about Black Wealth! In this episode, I had the pleasure of interviewing the wonderful Jamal & Natasha Miller - Founders of Miller Global Enterprises, a black-owned parent-company to Married & Young, The One University and Profit in Purpose Academy. 

Jamal & Natasha share with us their personal journeys to not only creating a beautiful marriage, but an unstoppable business partnership that continues to inspire and reach hundreds of thousands of people daily.

The topics we cover:

1. Becoming the best version of themselves with God

2. Monetising social influence

3. Decreasing the divorce rate in America

4. Creating a purposeful work environment

5. Owning a 7-figure business & the responsibility it brings

We also delve deep into the meaning of Black Wealth and the importance is has in creating a positive change and legacy for our next generation. 

Keep up with Jamal & Natasha here:

@jamalmiller

@natashaannmiller

https://marriedandyoung.com/

https://theoneuniversity.com/

In this episode, we continue the behind-the-scenes journey of how I master my cash flow. This week, we go over my process for the last part of my Financial Friday, personal finances.

I go in depth about how I manage my money with the 50/20/30 budgeting system. You can read about it on the blog!

What I cover:

1. The 50/20/30 Budgeting system - you can also ready about it here.
2. The software I use for my personal finances
3. Other personal finance software
4. My weekly process

Resources:

1. The 50/20/30 Budgeting Blog Post
2. The Major Margins Bundle
3. YNAB