BNPL schemes boomed across the Middle East at the end of 2025 - but how many people are now waking up to the reality of putting off costs into the new year with fear? Financial coach Beth Clay talks us through how to get 2026 started out on the right financial foot.

Meanwhile, Ruth Dance and David MacKenzie talk recruitment and team spirit in January, David Harkin of 8 Billion Ideas joins us to discuss motivation and imagination for kids, and we ask Pulmonologist Dr Rachel Kaminski about a new drug bringing hope to asthma sufferers…

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