This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.

In this episode you will learn:

- How HIPAA limits pre-existing condition exclusions using a 6-month look-back period and a maximum 12-month exclusion.

- The role of creditable coverage in reducing or eliminating pre-existing condition exclusion periods.

- What qualifying life events trigger a special enrollment period outside of open enrollment.

- The key components of the HIPAA Privacy Rule and its protection of Protected Health Information (PHI).

- The differences between the Privacy Rule and the Security Rule, which safeguards electronic PHI (ePHI).

For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep