Insurance Exam Prep

Insurance Exam Prep

By Ran Chen, EA, CFP®BusinessEducationCourses
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Insurance Exam Prep episodes

  • [TX P&C] 4. Agent Licenses, Agencies and Appointments
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
    In this episode you will learn:
    - Distinct legal roles of individual licenses, agency licenses, and insurer appointments in Texas.
    - Scope and boundaries of the Texas General Lines Property and Casualty license.
    - Why an insurer appointment is not required prior to taking the Texas licensing exam.
    - How Texas Insurance Code Section 4001.204 permits action before TDI receives appointment notice.
    - How contractual authority limits an agent's binding power.
    OpenExamPrep provides independent preparation resources for Texas insurance candidates at https://open-exam-prep.com/practice/tx-property-casualty and video lessons at https://www.youtube.com/@Open-exam-prep .
    Sources checked: September 28, 2026
    https://www.tdi.texas.gov/agent/general-property-apply.html
    https://tcss.legis.texas.gov/resources/IN/htm/IN.4001.htm
    4 min
  • [TX P&C] 3. Admitted Insurers, Certificates of Authority and Domicile
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
    In this episode you will learn:
    • The statutory definitions of domestic, foreign, and alien insurers under Texas insurance law.
    • How a Certificate of Authority grants an insurer admitted status to transact standard business in Texas.
    • How surplus lines placement differs from admitted business under Texas regulatory rules.
    • The key regulatory distinctions between an insurer's Certificate of Authority and an agent's license.
    • Why a foreign insurer incorporated in another state can still be an admitted carrier in Texas.
    This episode provides independent study material for the Texas General Lines Property and Casualty exam. Practice with free study tools at https://open-exam-prep.com/practice/tx-property-casualty and subscribe to our video channel at https://www.youtube.com/@Open-exam-prep .
    Sources checked: September 28, 2026
    https://tcss.legis.texas.gov/resources/IN/htm/IN.801.htm
    https://tcss.legis.texas.gov/resources/IN/htm/IN.982.htm
    5 min
  • [TX P&C] 2. What the Texas Insurance Commissioner Can and Cannot Do
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
    In this episode you will learn:
    • The core regulatory scope and statutory duties of the Texas Insurance Commissioner.
    • Powers of examination, administrative hearings, cease and desist orders, and statutory restitution.
    • Legal boundaries separating Commissioner regulation from legislative statutes, judicial lawsuits, and insurer underwriting.
    • An original scenario demonstrating TDI access to insurer books and records without requiring a court subpoena.
    • How to distinguish regulatory administrative remedies from voluntary claim settlements and civil court adjudication.
    This independent study resource offers targeted preparation for Texas insurance licensing candidates. Access interactive practice modules at https://open-exam-prep.com/practice/tx-property-casualty and supplementary video tutorials at https://www.youtube.com/@Open-exam-prep .
    Sources checked: September 28, 2026
    https://tcss.legis.texas.gov/resources/IN/htm/IN.82.htm
    https://www.tdi.texas.gov/consumer/index.html
    5 min
  • [TX P&C] 1. Texas P&C Licensing and the State-Law Study Roadmap
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
    In this episode you will learn:
    * The distinction between Texas state-law regulation and national property and casualty product concepts.
    * How passing the state licensing exam differs from applying for and receiving a license.
    * The multi-step Texas licensing pathway, including fingerprint background checks and department approval.
    * Why insurance authority is state-based rather than governed by a single national license.
    * Practical exam strategy for avoiding common traps regarding agent authorization and license approval.
    Prepare independently for your Texas Property & Casualty exam with interactive tools at https://open-exam-prep.com/practice/tx-property-casualty and watch complete video lessons at https://www.youtube.com/@Open-exam-prep .
    Sources checked: September 28, 2026
    * https://www.tdi.texas.gov/agent/general-property-apply.html
    * https://tcss.legis.texas.gov/resources/IN/htm/IN.4001.htm
    * https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/124401.pdf
    5 min
  • AHIP Medicare Exam Prep 50, Final Review and AHIP Exam Decision Rules
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
    In this episode you will learn:
    - How to apply a systematic scenario strategy across all five AHIP Medicare training modules.
    - The vital difference between beneficiary enrollment eligibility and marketing contact permission.
    - How to select the correct election period when overlapping enrollment windows occur in test questions.
    - Techniques for protecting beneficiary choice, avoiding steering, and properly reporting suspected compliance violations.
    - How to utilize the PERM mnemonic to avoid common exam traps and unsupported absolute answer choices.
    For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
    5 min
  • AHIP Medicare Exam Prep 49, Records Audits Conflicts and Corrective Action
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
    In this episode you will learn:
    - Master the strict ten-year CMS record retention requirement for all Medicare marketing, Scope of Appointment, and enrollment records.
    - Understand the compliance obligations for fully cooperating with CMS and plan sponsor audits without altering or backdating documentation.
    - Identify CMS rules on conflicts of interest, promotional items, and nominal gift limits of fifteen dollars per person.
    - Recognize how concealment or incomplete documentation compounds a minor compliance error into severe disciplinary action.
    - Learn effective strategies for handling carrier monitoring, annual training attestations, and formal corrective action plans.
    For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
    4 min
  • AHIP Medicare Exam Prep 48, OIG Exclusions and Federal Screening
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
    In this episode you will learn:
    - Who must be screened, including employees, contractors, providers, and FDRs
    - The federal exclusion databases used for screening, such as OIG LEIE and SAM
    - The strict requirement for both initial pre-hire screening and monthly recurring checks
    - The financial penalties, repayment requirements, and sanctions for employing excluded entities
    - How to avoid common exam traps related to intent, documentation proof, and scope
    For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
    4 min
  • AHIP Medicare Exam Prep 47, False Claims Act and False Statements
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
    In this episode you will learn:
    - How the False Claims Act defines knowingly to include deliberate ignorance and reckless disregard without requiring specific intent to defraud
    - The legal liability surrounding false records, forged signatures, and altered enrollment documents in Medicare Advantage and Part D
    - How the sixty-day overpayment rule creates reverse false claim liability when improper funds are retained
    - The role of whistleblowers, qui tam provisions, and statutory anti-retaliation protections in federal health programs
    - The financial and administrative penalties for violations, including treble damages, civil monetary penalties, and program exclusion
    For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
    4 min
  • AHIP Medicare Exam Prep 46, Stark Law Physician Self Referral Rules
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
    In this episode you will learn:
    - Key differences between Stark Law strict liability and Anti-Kickback intent requirements
    - What constitutes Designated Health Services and financial relationships under Stark Law
    - How to identify critical exceptions such as the in-office ancillary services exception
    - Common exam traps surrounding intent, scope, and civil penalty structures
    - A mental shortcut to instantly distinguish Stark Law from Anti-Kickback on the AHIP exam
    For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
    5 min
  • AHIP Medicare Exam Prep 45, Anti Kickback Statute and Improper Remuneration
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
    In this episode you will learn:
    - Definition and broad scope of remuneration under the Anti-Kickback Statute for the AHIP exam.
    - How gift cards, free provider screenings, and referral rewards trigger criminal liability.
    - The difference between legitimate fair market value marketing fees and disguised kickbacks.
    - How the One Purpose Test determines improper inducement under federal health care programs.
    - Key distinctions between the Anti-Kickback Statute, Stark Law, and the False Claims Act.
    For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
    4 min

About Insurance Exam Prep

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Insurance Exam Prep is a daily podcast designed to help future insurance professionals pass their licensing exams with clarity and confidence.