What if navigating health insurance didn’t feel like decoding a foreign language? In this episode, I sit down with Kyle from Health Market Genius, a seasoned broker with nearly 30 years of experience, to demystify the Affordable Care Act, subsidies, enrollment periods, and the real risks of going uninsured. From heartwarming stories to hard truths, Kyle shares how he helps people find coverage that actually works—without the overwhelm.

Whether you’re self-employed, between jobs, or just insurance-curious, this episode is packed with clarity, compassion, and a few laughs (yes, even about insurance).

Guest: Kyle, Founder of Health Market Genius Contact: [email protected] | 828-266-1369

Topics Covered:

• 00:01:00 – Kyle’s journey from insurance rep to founder

• 00:03:00 – How Obamacare changed the game

• 00:05:30 – Common myths about the Affordable Care Act

• 00:08:00 – What qualifies you for subsidies and tax credits

• 00:10:00 – Special enrollment periods explained

• 00:12:30 – Real-life stories: heart transplants, mental health, and more

• 00:15:00 – What to prepare before shopping for coverage

• 00:17:00 – The risks of going uninsured

• 00:19:00 – How Kyle supports clients across state lines

• 00:21:00 – Game time: “Insurance Lightning Round”

• 00:23:00 – Open enrollment dates and final tips