Class has begun?! This week, Miki and Dr. Kev switch gears talk more seriously about the US healthcare system. 

- How exactly does health insurance work? 

- What is covered? 

- What is a deductible? 

- How should I prepare for a doctor’s appointment? 

- Why is my doctor always running behind on schedule?! 

00:00 - Intro

00:49 - Do nurses and doctors make the best patients?

05:30 - Defining HMO vs PPO

07:11 - How to make the most of your doctor’s appointments

08:21 - Why are doctors always late for their appointments?

11:42 - Breaking down American health insurance (premium, copay, deductible)

18:04 - How do doctors get paid from insurance?

19:15 - Having a friend or family as a doctor

24:50 - Explaining Münchausen Syndrome 

28:30 - Preventative care in the US; answering the most common questions of which tests to get at which age