True or false: Chocolate milk comes from brown cows.  Even if you’ve never set foot on a farm, you should know that’s false … but it’s a myth that 16-million Americans believe!  So, you can imagine the kinds of myths people believe about retirement.  For example – Fidelity found that more than a third of American couples believe $100,000 will be enough to cover their healthcare costs throughout the course of their retirement.  The real cost is three-times that amount!  How do we make sure we can afford that – along with the costs of any long-term care we might need?

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