Healthy Wealth

Erik Smith talks about how sometimes people don't have a lot of time to workout and could be overwhelmed by going to the gym.

• This episode is for the people who may have 10 minutes to workout or do not want to be in the gym for a long time but want to maximize their workouts. There are different bodyweight exercises people can do using an app that allows the to keep track of their progress and times their workout.
• Freeletics is a great app to use that can be used with a coach if you want to go that route or different pre set exercise programs that can be done with minimal or no equipment. I have you have only 5 minutes no problem, there is a program for you. It is important to start somewhere without thinking you have to spend hours in the gym.
• Another way is to time yourself and do a certain number of repetitions such as 10 pushups, 10 squats, and 10 sit-ups then rest and resume once you hit a certain minute marker.

1. Just start somewhere and there is no excuse about not having enough time. Just make the time and 5 minutes daily can add up.

2. There are resources available that do not require a gym membership or thousands of dollars spent on equipment.

3. Make your workouts flexible and maximize the time you have.

• "If you only have 5 minutes, great you can workout in 5 minutes. Just start somewhere." –Erik Smith

• "If you are don't want to spend the money on a trainer no problem there are ways to have pre set programs without spending money." –Erik Smith

• Freeletics the app can be found in your App store (and there is a coaching option, if you want to use it)
• Schedule a time to talk with Erik about your thoughts on the app and the workouts through it.
• Find Erik on Instagram and Facebook

Laurell Hector talks to your host Erik Smith about how a healthy lifestyle is the key to her sustaining her business for over 18 years.

• Laurell was raised by her mother as the youngest of five children in a very health-conscious, active family.
• Schools in the UK incorporate nutrition education and mandatory physical activity, unlike in the US where kids are often able to avoid PE.
• She ended up in the business world after doing a work experience program at age 14 doing human resources at a bank.
• She started her business with no contacts and now has clients all over the world with zero marketing—just word of mouth.
• Laurell loves running her own business because it has allowed her the flexibility to raise her children that she believes she wouldn't have had at a traditional 9-5 job.
• In the UK, you're taught to be extremely loyal to your employer, so Laurell never even thought of diversifying her work until she began questioning what her goals were and what she wants to leave her children.
• To find the additional stream of income she decided she needed, Laurell began drinking and selling Arbonne protein shakes.
• When you're running a business, you need to feed your mind as well as your body.
• Laurell has published a book about how employees can cope with redundancy and all the practical steps you can take to find a new job if that happens to you.
• She is now working on a second book about how to manage people better.

1. Healthy habits that will support every aspect of your adult life begin in childhood.

2. There are major differences between how people in the UK/Europe versus the US approach work and employment.

3. Prioritizing her physical and mental well-being has allowed Laurell to maintain multiple businesses and rigorous travel commitments for years.

• "Unless there's a medical condition, you can move yourself. And it's as simple as that." –Laurell Hector

• "It's learned behavior. So I always say to my children, 'What you do at home, you'll do outside.'" –Laurell Hector

• Schedule a time to talk with Erik.
• Find Erik on Instagram and Facebook
• Redundancy: Caring for Yourself and Others by Laurell Hector
• Find Laurell Hector on LinkedIn

Erik Smith talks about whether people should save and invest when they have credit card, debt, student loan debt or other debt.

• This episode was inspired by a common question most people have now a days since many people have debt especially with student loans; Many are unsure whether they should pay off their debt first then save or save and pay off their debt later.
• It is important to start the habit of paying ourselves first because we are more important than the institutions that we owe money to and have to prepare for our financial futures while thinking long term.
• Most of us have a habit of spending money on something that will not benefit us compared to saving/investing. Some examples are Starbucks and smoking. In the case of smoking it actually damages our health so we end up spending more money on medical care. If we even limit the habit and not necessarily eliminate it we can still start small and build the habit that serves.

1. Pay ourselves first then pay the other institutions.

2. Start small as it helps us build confidence and the habit of taking care of us.

3. In order to take care of others and/or our debts we have to put on our financial mask first.

• "If I am the one that's going to pay these other bills then I should pay myself first because I am more important than these other companies." –Erik Smith

• "We can start somewhere to build that habit." –Erik Smith

• Schedule a time to talk with Erik about your experience and what you are going through.
• Find Erik on Instagram and Facebook

Malcolm "Mr. Just 2 Nice" Marable talks to your host Erik Smith about thinking about your goals long-term.

• The more you do in life, the more you figure out what you like, until you find your purpose.
• He used his popularity as a college athlete and money he got from financial aid to fund the first version of his business.
• Because his marketing options were limited as an NCAA athlete, he had to rely on word-of-mouth to grow his business.
• When he was moved from running back to corner on his college football team, he had to learn how to approach that with a positive attitude and make the decision to see his goal of graduating through.
• He has always managed to think about how a choice will affect his life in a few hours, a few days, a few weeks, months, years, which has given him a long view and great perspective on how to achieve his goals.
• He noticed that personal trainers he was seeing work didn't have the knowledge to back their work up, so he decided to read a lot about teaching and fitness to become a personal trainer himself with the goal of teaching people to use their bodies healthily.
• He grew up skinny and has always had a fast metabolism, but you still have to pay attention to what you eat.
• Investing is useful to help build generational wealth.
• Whatever is going on in your life, it is temporary.

1. If you identify what your ultimate goal is, you'll be better equipped to make choices that align with that goal.

2. Learning to invest to build wealth is important, especially when you come from a background without a lot of money.

3. Think long-term.

• "I knew that this is my life, and I can BS because I'm mad at the coach, but at the end of the day this is my life… So once he said give yourself a chance, that's exactly what I did. I started going hard at corner, and things ended up a lot better for me." –Mr. Just 2 Nice

• Schedule a time to talk with Erik about your experience.
• Find Erik on Instagram and Facebook
• Vist www.just2niceclothing.com today!

Erik Smith talks about people who quit on their health, fitness and financial journeys right before a successful breakthrough in their lives.

• This episode was inspired by a story in Think And Grow Rich by Napoleon Hill where a gentlemen decide to dig for gold and told his family and bought equipment and found some gold but did not find the millions he had hoped for. He decided to quit and sold the equipment to someone who got help from experts and found all the gold literally 3 Feet from where the person quit.
• While many focus on that fact he quit while the few finish the story of how he learned from that failure and made the decision to never quit again when he set out to accomplish his goals and became a very successful life insurance salesman selling millions of dollars per year in insurance. He decided that no matter the obstacle he would push through.
• We can apply this to areas of our lives when we do not see results right away whether it is based on our fitness or financial journey but as long as we continue we will reach success.

1. Learn from our mistakes/failures so we do not repeat them and can become successful.

2. Even though we may not see results right away as long as we are making the best choices we will reach those goals long term if we stay consistent.

3. Remember not to compare our journey to that of others no matter how difficult it is.

• "There is no one in the world like you that has ever existed and lived the life you live so your path is your path." –Erik Smith

• "As long as you do the little things everyday consistently toward your goals you will see the results." –Erik Smith

• Schedule a time to talk with Erik about your experience and what you are going through.
• Find Erik on Instagram and Facebook

Lionheart Laquinn talks to your host Erik Smith about cultivating the mentality that led to his success.

• Laquinn joined the military in order to provide for his son after becoming a father at age 17, and it taught him structure and leadership.
• We think about success selfishly, instead of viewing other people's success as part of our own.
• There is a difference between a mindset and a mentality: a mindset is short-term, a mentality is long-term.
• Laquinn gives an example where he takes on a mindset before a boxing match that he's going to destroy his opponent to amp himself up, but acknowledges it can't be his mentality or he would be an angry, violent person.
• He calls his mentality a 100% Mission Accomplished Mentality.
• Most people don't look inside themselves to become more successful because they don't believe success is there for them in the first place, which comes from inferiority complexes that develop over a lifetime.
• The mindset of abundance means understanding that you already have everything you need and are therefore successful, it's just a matter of deciding upon the level of success you want.
• He has an equation to define happiness for himself: Mind + Body + Spirit = True fulfillment and happiness, incorporating each of those areas into his morning routine.
• Investing in personal development is always worth it.
• He uses G.R.I.N.D. to stand for multiple acronyms, like "Get Real, I'm Never Done."
• The G.R.I.N.D. Academy is happening September 28-29, 2019, a 2-day workshop for non-profit owners, motivational figures and life coaches.

1. A mindset is short-term and temporary to get you through a current struggle, but a mentality serves you in the long-term.

2. Cultivating a 100% Mission Accomplished Mentality and a mindset of abundance means believing you already have everything you need and are already successful, so your goal becomes self-improvement and serving others.

3. If you focus on the health of your mind, body, and spirit, you will find more happiness and fulfillment in all areas of your life.

• "Mindset is a temporary thing. It will get you over what you're going through now. A mentality becomes more of a lifestyle, where you're not only thinking about things that you could be doing, you're thinking about how everything affects you in total." –Lionheart Laquinn

• "I'm no prodigy, I'm no enigma. I literally work for myself, year by year, to become who I am today and it's a process. It's worth it. Understand it's worth it when you go and take the extra steps to develop yourself." –Lionheart Laquinn

• The Seven Figure Grind
• Visit LionheartLaquinn.com
• Find Lionhart Laquinn on Instagram – @thelionheartmovement_
• Schedule a time to talk with Erik about your experience.
• Find Erik on Instagram and Facebook

Erik Smith talks about his experience with 75 hard and the journey throughout the 75 days that will transform your mind.

• 75 Hard is a program where certain tasks must be completed every day for 75 days and if not then the person has to start over at day 1.
• The person must drink a gallon of water, take a progress picture, perform 2 workouts 45 min each where 1 has to be outdoors, stick to a particular diet with no cheat meals, no alcohol, and read 10 pages of personal development.
• Different people have different challenges that could change each day, for some it's the progress picture.
• For others it could be the workouts or the water, it's possible that all of the tasks could be a challenge.
• This will test you mentally and Erik had different challenges he faced with his schedule that made certain things difficult.

1. Others may discourage you from the program because they are not striving for more out of life.

2. Keep going even though at times you will want to quit.

3. Know that in the end it will be worth it even though you may not see changes right away, think long term.

• "Why just survive when you can thrive." –Erik

• "We only have one opportunity in this world so we should make the most of it." –Erik

• Schedule a time to talk with Erik about your experience.
• Find Erik on Instagram and Facebook

Evan Stewart from Obsessed Academy and the Obsessed Podcast talks to your host Erik Smith about how to take your business to the next level, prioritize your life, and take action.

• Evan has always been very entrepreneurial and he learned the importance of earning early on.
• Evan's first business was in middle school doing landscaping.
• This year on the brokerage side Even will do $35-$40 million.
• The thread of consistency in his life has been to impact, improve, and inspire the lives of others.
• Evan is most excited about Obsessed Academy right now.
• Much of Evan's work has been to bring clarity to ambiguous concepts.
• We have areas of our lives that are needing to move forward in some way.
• How to gauge comfort vs. discomfort.
• Hosting a conference is like hosting a wedding but on a massive scale.
• The first step to take with your calendar considering spiritual, family, and finances.
• How can you use your professional "you" as a way to distribute your strengths and purpose.
• Are there people in your life who don't need to be there?
• Motivation is good but action is most important.
• Figure out what your dominant over-arching goal is.
• Know your relative focus to push toward the dominant focus but be one degree removed and feed the parts of you that aren't pursued by the dominant focus.
• Have a necessary focus to avoid frustration with obligations.
• How to get the momentum started in your business.
• What skills do you have that you can work on and get paid for?
• Who could be looking for the skills that you have?
• Recognize that the identity and health of your business won't exceed your personal identity and health.
• Most places have options for something healthier on the go.
• Don't focus on the immediate, focus on the long game.
• Commit first, figure it out later.
• Stop thinking unilaterally and start thinking relationally.
• The value you can expect from the Obsessed Conference.

1. When you impact someone's life deeply they become a better version of themselves.

2. You need to fill your life with positive overwhelm.

3. Don't give yourself permission to invalidate credibility with yourself.

• "I'm a big believer in the power of word of mouth." –Evan

• "We all have innate points of consistency that define our humanity." –Evan

• "You're either overwhelmed because you can't pay your bills or overwhelmed because your time is too full." –Evan

• "What you should be doing and what you're good at doing don't always align." –Evan

• "If you suck at something, don't pretend you're great at it but if you're good at something be honest with yourself." –Evan
• "I literally work better after I've been working out and eating healthy." –Evan

• Schedule a time to talk with Erik
• Find Erik on Instagram and Facebook
• Find Evan at @realevanstewart on all social media channels

• The "Rule of 72" is a concept that Einstein called the 8th wonder of the world.
• Considering how this concept explains interest.
• Erik explains the compound interest rates and how it works money against you.
• How credit cards can be a trap, but in certain cases can be useful.
• Example of a situation that can be dangerous for your financial health.
• When helping others in your family, make sure you are careful with your own wellbeing.
• Financial situations can be dangerous when dealing with debt.
• Explaining the worrying spiral of negative financial events.
• Erik talks about the loss of pensions and the horrifying reality of life without social security.

1. Money is dangerous because when you spend it in the wrong way, it can become a double-edged sword.

2. Even though you may love and cherish your family, make sure you are always aware of your financial situation.

3. Be vigilant and maintain your credit and income flow, for the future is a dangerously random path.

• "It is being on an airplane, you need to put on your mask before you help someone else." -Erik

• "We are on a track to be worse off than our parents financially." - Erik

• Schedule a time to talk with Erik
• Find Erik on Instagram and Facebook

Phyllis Frempong from Nurse to Fitness and co-founder of Fit 4 the Soul talks to your host Erik Smith about her journey to fitness, why she became a vegan, and how to feel like the best version of yourself.

• Phyllis' family is from Ghana and graduating high school, going to college and getting a good job was like your trophy.
• She is the oldest of two and there was a high amount of pressure on her.
• Phyllis went into nursing and moved away and stayed in that area for the majority of school.
• She found out that she had high cholesterol and uterine fibroids.
• Phyllis' love of fitness started when she was able to release energy and stress.
• Phyllis dropped weight and ended up on stage only months later.
• Lack of confidence and self-doubt stemmed from her childhood.
• What fibroids are and how they affect you.
• Why Phyllis is a vegan and how that helps with her fibroids.
• How Phyllis' lifestyle contributes to her health.
• Many women don't have any symptoms with fibroids and some have severe symptoms.
• How Phyllis' energy levels have changed since becoming vegan.
• If you're looking to become vegan set up a budget for supplementation and make a plan.
• Why you may want to cut out soy.
• Why Phyllis decided to be a fitness coach.
• How Phyllis' parents feel about the path she has taken in life.
• Why sharing your story makes you feel like the best version of yourself.

1. Don't settle on bad advice, get a second opinion and do your own research.

2. Self-awareness plays a key role in knowing there is more to life.

3. Keep getting better and be your best self.

• "My love for fitness started when I was able to release that bed of energy on stage." –Phyllis

• "One thing about me, if it's not anything else, I was driven." –Phyllis

• "If you give your body what it needs it will heal itself." –Phyllis

• Schedule a time to talk with Erik
• Find Erik on Instagram and Facebook
• Connect with Phyllis on Instagram – @nurse2fitness or @fit4thesoul2019