Hear Me Out!

Andy, Josh, and I discuss commercial truck driver pay, training, turnover, and costs. 

Truck driver pay, highest states, lowest states.
Article #1: https://nstschool.com/blog/10-highest-truck-driver-salaries-by-state-in-2020

Costs to hire a truck driver.
Article #2: https://www.avatarfleet.com/blog/how-much-does-it-cost-to-hire-a-truck-driver

Sisu offers driver $14k per week.
Article #3: https://www.wrcbtv.com/story/43861273/texas-company-offering-experienced-truck-drivers-dollar14k-a-week

We are making our shift from just general insurance to transportation. We also introduce a new member to our team, Josh Tucker. We plan to touch on important stories and topics that we get involved in everyday. Here is our initial conversation.

Sorry for the abbreviated intro today!!! In this episode Andy and I go over the court case in PA where a tavern won a case against Erie. Insurance Exchange. Very weird facts. 

Article: Penn. Court Says Tavern Entitled to Business Income Coverage for COVID-19 Losses (insurancejournal.com)

Penn Law lawsuit stats: https://cclt.law.upenn.edu/#latest

Mentioned Lawsuit from article: MacMiles-Memorandum-Final-Edited.pdf (law.com)

In this episode Any and I explore the amazing story of how GEICO got pulled into paying a $2.7 million claim, when it was originally asked to pay $30,000. We also explore another article on driver motoring which is short but interesting. Check out our ratings, and subscribe!!!

Geico Article:
https://www.insurancejournal.com/news/southeast/2021/04/27/611649.htm

Driver Monitoring article:
https://www.insurancejournal.com/news/national/2021/04/27/611642.htm

In this episode we discuss only one story, the National Law Review's article which spells out the ten elements of The Pro Act. A legislative piece of work. If you are not familiar with this Act, take notice now, because it could transform our country's business climate.

Article
https://www.natlawreview.com/article/labor-law-reform-horizon-ten-things-to-watch-under-pro-act

In this episode we discuss two Insurance Journal articles. The first article discusses the NY state supreme court decision against Uber. The second article is about a reinsurance perspective on COVID losses and reserving.

Article 1:
https://www.insurancejournal.com/news/east/2021/01/25/598565.htm
Article 2:
https://www.insurancejournal.com/news/national/2021/01/29/599261.htm

COVID lawsuit tracker:
https://cclt.law.upenn.edu

In this latest episode Andy and I tackle a few topics, that continue too relevant. Property exposures and the losses from a pandemic migrate the discussion to London. We then dig into what could be an interview piece with AON on catastrophes, and finally address who is the best insurance salesmen among 3 NFL QBs.

Article 1:
https://www.insurancebusinessmag.com/us/news/breaking-news/insurers-warned-pay-up-or-face-enforcement-244359.aspx

Article 2:
https://www.insurancejournal.com/news/international/2021/01/25/598522.htm

Article 3:
https://www.insurancejournal.com/news/national/2021/01/22/598324.htm

In this episode Andy and I dive into the use of insurance scores in the rating of personal auto & homeowners policies. Proposed legislation is being introduced again in 2021 to ban the use of credit in insurance rating.

Article #1
https://www.iii.org/article/background-on-credit-scoring 

Article #2
https://www.seattletimes.com/opinion/ban-unfair-use-of-credit-scores-for-insurance/ 

In this episode, Hear Me out's Andy Engardio and Kevin Rettberg discuss two stories that continue our previous conversations. The first article comes from Bloomburg.com, covering the upcoming changes to Lloyds, mainly not insuring fossil fuels by 2030. The second article is from the Insurance Journal, and it covers updates involves continued legal action with businesses from COVID-19. 

Lloyds Article: https://www.bloomberg.com/news/articles/2020-12-17/lloyd-s-of-london-plans-to-exit-fossil-fuel-insurance-by-2030 

InsJournal article: https://www.insurancejournal.com/news/national/2020/12/22/594919.htm 

In this episode Andy I dive back into the gig economy and the ramifications of Proposition 22 in CA, as well as the fight for contractor status across the USA. We also dive in GM's decision to get back into offering insurance. Two good stories!

GM Article
https://www.cnbc.com/2020/11/18/gm-to-offer-auto-insurance-that-uses-data-from-connected-vehicles-to-price-rates.html 

Gig workers classifications article
https://www.insurancejournal.com/news/national/2020/11/08/589971.htm