By Nicole Bremner
Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in investment banking, like many women who take a ‘career br
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The podcast currently has 156 episodes available.
WEALTH: Gold expert Simon Popple makes a strong case for the inflation protection qualities of investing in gold. Even now when gold is at all time highs. As a former head of investment manager at Strutt and Parker, Simon realised that his personal inflation rate was much higher than the RPI. After much research he decided investment into gold was the answer.
In this interview we discuss:
- Why gold provides the hedge against inflation that Simon believes we all need as part of a balanced portfolio
- How to invest in gold and other commodities directly or via companies exposed to gold
- How physical silver can save your skin should an armageddon-like situation unfold
- How Simon teaches people to invest in gold and other commodities using his BRIDGE System.
ABOUT SIMON
Following an MBA, Simon's corporate career started in investment banking at Singer and Friedlander and later at ABN AMRO where he became one of the founding members of their financial sponsors team within corporate finance.
Deciding that his friends in property were earning more and working fewer hours, Simon went on to become the head of investment management at Strutt and Parker real estate financial services and then joined Copland, one of the world's largest private property companies as their youngest director. It was during this time that Simon realised his pension wasn't keeping up with his own level of personal inflation let alone the RPI. He decided to do something about it and struck gold.
CONNECT WITH SIMON
Website: www.goldprogram.co.uk
LinkedIn: https://www.linkedin.com/in/simon-popple-4a382a16/
HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.
CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the show
Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.
WISDOM: Jo Tocher's life changed after experiencing the trauma of miscarriage. No longer able to exist in the corporate world she set out not just to heal but to find purpose.
Life After Miscarriage, Your Guide to Healing from Pregnancy Loss is the story about Jo's transformational journey from the pain of loss to a place of acceptance and hope. But it goes further to show how any loss - including relationships ending, childhood trauma, a pet dying, kids leaving home, changing job, redundancy or a business failing or moving house, town or country - impacts your relationships with your partner, family and friends. As a holistic healer and intuitive coach, Jo guides you to understand how this loss is holding you back in your career, day-to-day life and overall happiness. You’ll recognise and understand your go-to coping strategies and learn how you can begin to support yourself with self-healing strategies so you can move forward and find joy again.
In this interview we discuss:
- Miscarriage, what it is, what to say and what not to say to someone who is experiencing this loss
- How men's pain is often overlooked during miscarriage
- Why it's not about having any baby, but this baby
- Leaving her corporate life behind for one of purpose
- Finding her purpose in helping others to heal and find their purpose
- The process of writing a book as intimate as Jo's and how her family and friends dealt with that
ABOUT JO
Jo's experience with holistic therapy and transformational coaching is not just rooted in knowledge. It’s rooted in empathy. She has travelled her own journey of pregnancy loss that fuelled her desire to help others. Jo founded Life After Miscarriage, Perinatal and Baby loss to support women going through grief and help transform their future through proven healing therapies.
Starting in corporate then transferring to care and compassion, the 20+ year career has allowed Jo to do what she loves, help people.
CONNECT WITH JO
Website: https://jotocher.com/
Instagram: https://www.instagram.com/jo_tocherholistics/
HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.
CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the show
Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.
EP153: "When I became a solicitor I was diagnosed with anxiety and PTSD. So I’d done the classic thing where you go to CBT, you get the medication, you do all the things that you’re told to do."
Lawyer and mental health advocate Jodie Hill shares her top strategies for improving mental health. Learn how keeping a gratitude journal, planning social activities around exercise, taking regular breaks, communicating intentionally with your team, and reflecting on your needs can help boost your overall wellbeing.
ABOUT JODIE
Jodie Hill is a neurodivergent solicitor, ED&I consultant, coach and trainer, author and campaigner. She is passionate about employment law, mental health and wellbeing, equality, diversity and inclusion (ED&I), and neurodiversity.
A qualified barrister initially called to the Bar by The Honourable Society of the Inner Temple in 2010, Jodie then cross-qualified to become a solicitor in 2013. Her mental breakdown in 2017, which Jodie now describes as her “mental breakthrough”, led her to establish Thrive Law in 2018. It was the first law firm in the UK founded with wellbeing and mental health at its heart.
Today, Thrive Law, headquartered in Leeds with teams in London and the Southwest, delivers HR and employment law support to employers and employees. A focus on ED&I, mental health, wellbeing and neurodiversity underpins its mission to ensure everyone can thrive in the workplace.
In addition to being managing partner at Thrive Law, Jodie is also a law lecturer at Leeds Beckett University and an active member of the Employment Law Committee at The Law Society.
CONNECT WITH JODIE
Website: https://www.jodiehill.co.uk/
Instagram: https://www.instagram.com/iamjodiehill/
HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.
CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the show
Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.
EP152: "I've been doing purchase lease options since before they were being taught. I would never have said now is a good time to do it because it's always been a good time. But now I'm telling the world that there are so many options out there. And the amazing thing about it is that we get to help people. There are people out there who we need to help. They are literally so stressed, so scared, getting sick because they cannot cope with what they've got. We can go in there and take all that pressure off them. Take their pain. Let them earn income each month without the fear of having to pay a mortgage each month."
I met with Gillie Barlow, experienced property investor who has never put down more than a few thousand pounds for any of her property deals. She explains how PLOs are the way to not only build your own portfolio but genuinely help people get out of difficult situations.
KEY POINTS
ABOUT GILLIE
Born an identical twin into a large family, Gillie grew up in a wonderful farm house with a menagerie of animals. She has always had a passion to build people up, to see them flourish and to help them understand what ‘happy’ and ’success’ mean. She has forever had a love for property but even more for people. She is a property entrepreneur and a visionary. When she was 20 she flew out to the Kalahari desert where she lived for a while, working with a safari company. It is during this time that Gillie whilst stretching herself massively out of her comfort zone and lead her to purchasing her first property 2 years later - a ski chalet in France. It became part of Sophia Holidays and is where many disabled children ventured through her charity Sophia's Alpine Disabled Adventures.
CONNECT WITH GILLIE
Website: https://www.gilliebarlow.com/
Instagram: https://www.instagram.com/gilliebarlowproperty/
HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.
CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the show
Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.
EP151: January 2024 has started well in terms of confidence returning to the UK property market. The cost of borrowing has started to decrease as mortgage lenders fight for market share. Santander has launched a 5-year fixed rate at 3.84%, which is very different to the average rate of 6.66% during August 2023. The Bank of England may start to cut interest rates sooner than initially thought. This will be welcome news to homeowners, businesses and the wider economy.
The positive indicator of the housing market is that mortgage approval rates are 25.6% higher than 12 months ago, which will filter through to a greater number of property transactions over the next few months.
Key Points:
My Property Consultant believe that prices will remain constant for the next 6 months, but some areas may see slight decreases (around 3-5%) but it does depend on the area and type of property.
CONNECT WITH EYEEDUL
Website: https://myproperty-consultant.london/
LinkedIn: https://www.linkedin.com/in/eyeedul-haque/
Instagram: @eyeedul_mypropertyconsultant
HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.
CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the show
Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.
EP150: "Why do you feel like you need to seek outside validation? Why is your sense of self linked to certain metrics? When we understand that, it always goes back...to our childhood self where we formed a belief of ourselves that we're not good enough unless other people told us we were. So when you look back on this as an adult...you can see a totally good enough me...[clients] can see that they were good enough. Then you get into affirmations...that will really start to change the subconscious mind...It all goes back to doing the inner work that most people will never do because it's scary, it's uncomfortable."
Lucy is hugely insightful and an intelligent communicator and I could have conversed with Lucy for hours on topics such as:
ABOUT LUCY
Lucy Gernon is, a multi award winning Executive Coach for women in senior corporate leadership. She came to coaching via a successful career as a driven, high-powered corporate leader in the pharmaceutical industry solving complex problems, delivering on time and shaping culture
But inside she was running on empty, anxious, and overwhelmed with no work-life balance, horrendous self-belief and a strong inner critic. And when that started to affect my reputation and my most important relationships, she decided enough was enough so she invested in herself to take back control and leave her 20 year career and empower women leaders.
Since then, she's created a top-rated podcast, won several prestigious business awards, and sold-out masterclasses and programmes.
CONNECT WITH LUCY
Website: https://www.lucygernon.com/
Instagram: https://www.instagram.com/lucygernon/
HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.
CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the show
Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.
EP149: CASE STUDY - Property investment is often touted as the holy grail toward financial freedom. Courses are sold and many are living this perceived glitzy lifestyle thanks to their "passive income" from property. But what about if it is your property portfolio that's holding you back from living your best life or even worse, is pushing you toward financial ruin?
Here I share with you a case study of my client Barbara, name and details changed of course. What I suggested might shock you. It shocked her. I was surprised too. Ultimately the numbers don't lie.
We're looking for more case studies. If you would like a complimentary review of your portfolio, anonymously or live, get in touch at nicolebremner.com/discovery.
HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.
CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the show
Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.
EP148: We've been selected as one of 2,500 guinea pigs for the BP5000 programme. What is Blueprint and what is the BP5000 programme?
You might have heard of Bryan Johnson, a tech multimillionaire who sold a company to Paypal for gazillions. Over the last couple of years he has spent over $2m a year testing everything there is to test with a team of medical professionals. His goal is to try to slow the aging process with a range of medical and dietary interventions which cost millions and take up, it seems, most of his time. Some of it is quite controversial but when I'm trying to make sense of the science I do find myself asking, what would Bryan do. The logic is that Bryan and his team will have looked into every option and optimised his diet, supplements and lifestyle to achieve this goal of slowing down the aging process.
Here I go through what it is and what testing I've had so far. I'll be keeping you up to date of the progress of being a human guinea pig on the BP5000 and the outcomes of this group experiment.
HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.
CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the show
Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.
EP147: 2024 has started well for the UK property market, as there is definitely an appetite for property.
House price forecasts for 2024 remain relatively positive, with most institutions believing that prices will remain flat. In December, Knight Frank had initially forecast a decrease of -4% for 2024, but have revised this forecast to +3% growth for the year.
House prices: Nationwide, Halifax and Rightmove have reported: -1.8%, +1.7% and -0.7% over the last 12 months. What is interesting is that Halifax and Rightmove show that prices increased from last month (on a monthly basis). Halifax reported increases over 3 consecutive months. ONS figures show increases of -2.1% nationally and -6% in London.
Rental market: Rents have increased by 8% nationally and 6% in London. They are predicted to increase by 25% over the next 2 years, as more people will be renting due to the higher cost of borrowing.
Interest rates: The Bank of England rates have remained on hold at 5.25% for the fourth consecutive month, and is forecast to reduce rates as early as May 2024.
Mortgage rates: Lenders have started to reduce the rates available on 2 and 5-year fixed terms, as they predict that BoE rates will decrease to around 4% over the next two years. 22 lenders have reduced rates since January and there are more than 10 fixed rate deals where the rate of interest has dropped below 4%.
What is the outlook: Eyeedul believes that prices will remain constant for the next 6 months, but some areas may see slight decreases (around 3-5%) but it does depend on the area and type of property. He believes we're in a buyers’ market and there are opportunities to take advantage of. The current market conditions will not last that long, as we know that as soon as BoE rates reduce, people will start buying property again as confidence returns.
Stamp duty: it has been muted that if Labour are elected in at the next General Election in the second half of the year, they will increase SDLT for overseas buyers. There is already a surcharge of 2% over the existing stamp duty bands, but Labour will increase this further.
CONNECT WITH EYEEDUL
Website: https://myproperty-consultant.london/
LinkedIn: https://www.linkedin.com/in/eyeedul-haque/
Instagram: @eyeedul_mypropertyconsultant
HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.
CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the show
Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.
EP146: "It’s too early to say the market is turning but all signs are very positive. One week of good results are great. Two weeks is a coincidence, three weeks a trend. So we’re waiting to see what the next few weeks brings. Right now the market is thriving."
"If you’re going to sell typically people wait till spring. It’s pretty miserable this time of year. If you wait for spring there's more competition...so that could impact your price. There are buyers who are keen now who perhaps paused for thought last year and now they’re ready and you really can make the most of them. I think later in the year, as with every election year, you get closer and it's people start to think I’ll just wait till the election decision into early 2025."
There are many gems in this conversation with industry veteran and MD of John D Wood & Co., Polly Ogden Duffy. She talks about:
CONNECT WITH POLLY
Website: https://www.johndwood.co.uk/
LinkedIn: https://www.linkedin.com/in/polly-ogden-duffy
HOSTED BY: Nicole Bremner is an investor, certified financial coach, nutritionist, author and mum-of-three. In 2009, having had a successful career in financial services, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children, and spent the next decade building a multi-million property portfolio in London. Now she combines her passion for property, financial literacy and health into this top raked podcast.
CONNECT WITH NICOLE
Website: http://www.nicolebremner.com/podcast
LinkedIn: https://www.linkedin.com/in/nicolebremner
Instagram: http://instagram.com/nsbremner
Support the show
Support the show
Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.
The podcast currently has 156 episodes available.