ISAs continue to be a hot topic in listener mail! Someone writes in to call out Doogles and his declaration that ISAs are debt. Then the conversation flows to investors as hedgehogs or foxes, an important concept when looking at the money losing stories chronicled in a recent Institutional Investor article, “How Millennial Investors Lost Millions on Bill Ackman’s SPAC”. Doogles uses this opportunity to bring up Michael Burry's bet against Cathie Wood's ARK Innovation ETF. Skippy raises Alibaba as a hot new investment from some very respected value investors, and how part of its recent decline comes from Jack Ma's political missteps. And the episode wraps with Coinbase's recent announcement that it's buying $500 million in a variety of cryptocurrencies.