Heir Necessities

FULL EPISODE & SHOW NOTES: www.sunnybranchwealth.com/blog/2026-obba-tax-changes

Tax planning just went from "nice to have" to absolutely non-negotiable for inheritors.

Here's why: 

Trump's One Big Beautiful Bill Act changed the game in 2026. 

The $15M estate tax exemption is now "permanent." 

The SALT cap jumped up to $40k, which is HUGE if you live in a high-tax state. 

There are new floors on charitable deductions. 

And once your income crosses $500K, phase-outs start kicking in that could cost you serious money if you're not planning ahead. 

In this episode, I walk you through the biggest changes you need to understand and explain why you need to be thinking about taxes year-round, not just in April. 

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. 

FULL EPISODE + SHOW NOTES: www.sunnybranchwealth.com/blog/2025-market-recap

What does sustainable investing look like when you're still making money under capitalism? 

In this episode, I sit down with Daniel McNabb, head of the Investment Team at Chicory Wealth, to dive into the uncomfortable reality of investing for good in public markets. 

We’re pulling back the curtain on how ESG and Impact Investing can help make our world better, even if they’re not a perfect solution. 

And while we don't directly address ICE in the episode, it's the topic hanging over both of our heads. 

Do you want to own companies that directly support the atrocities of the current administration's immigration crackdown?

Plus, we cover how the Chicory portfolios at Sunnybranch work, the inevitable trade-offs of the stock market, and why voting proxies really matters.

We also get a little spicy with our 2026 stock market predictions.

Spoiler alert: we have different takes. 

If you want to know a little about the stock market and a lot about how to do better with your money, this is the episode for you.

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. 

FULL EPISODE & SHOW NOTES: www.sunnybranchwealth.com/blog/trust-fund-reveals

What happens when ultra-wealthy parents hide their net worth from their kids for 20+ years, then spring a surprise "trust reveal party" on them? 

Spoiler alert: it gets messy. 

In this episode, I contrast two wildly different ways to talk to kids about money. 

Join me to explore why one path creates resentment and confusion, while the other builds trust and financial competence. 

If you're nervous about raising entitled rich kids, this episode is going to challenge everything you think you know about money and parenting. 

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. 

FULL EPISODE AND TRANSCRIPT: 

My family spent $400,000 in 2025, and this episode breaks it all down with (maybe too much?) transparency. 

We spent $190,000 on our house and yard, put $60,000 on 0% interest credit cards when our renovation went over budget, and made some mistakes we're REALLY going to try not to repeat. 

Plus, I share what I'm happy with, where we could do better (spoiler: charitable giving), and why our spending probably won't go down much in 2026 even without a major renovation. 

If you want real talk about managing wealth as a millennial inheritor, this budget recap is for you. 

SHOW NOTES:

Skip renovation content - go to 6:36

Monarch Money - www.monarch.com

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. 

FULL EPISODE & SHOW NOTES @ www.sunnybranchwealth.com/blog/10-questions-for-financial-advisors

Most financial advisors don't understand inheritors. 

So, how can you find one who does? 

In this episode, I give you the 10 questions you should be asking every financial advisor you interview, plus my own answers!  

These questions cover the big stuff: is the advisor a fiduciary, how are they paid, what's their actual experience with people like you?

They will also let you explore what working with an advisor would look like day-to-day. 

If you're an inheritor and tired of feeling lost, listen for advice on choosing an advisor to help you navigate a current or future inheritance. 

LINKS

10 Questions to Ask A Financial Advisor (blog post): https://www.sunnybranchwealth.com/blog/questions-for-financial-advisors

Impact Investing @ Sunnybranch: 
Quiz! Start here
https://www.sunnybranchwealth.com/blog/impact-esg-investing 

Investing at Sunnybranch 
https://www.sunnybranchwealth.com/blog/impact-investing-explained

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. 

FULL EPISODE AND SHOW NOTES @ www.sunnybranchwealth.com/blog/money-and-politics

My market commentary this quarter is going to hit a little different.

Instead of the usual recap of what the market did over the past three months, and what might be coming in the future, I'm covering the real questions I hear from my clients. 

Should I be opening a foreign bank account?

Do I need to stop investing in the US? 

How can I prepare if the US economy and/or political system falls apart? 

I've got the answers you need about emergency planning, recession-proofing your portfolio, and the things you should absolutely NOT be doing.

There's a lot of bad, fear-based advice out there. 

Don't let it trap you in a doom spiral that leads to financial mistakes. 

Hang with me instead, for the answers you need and the reassurance you can't find anywhere else. 

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. 

FULL EPISODE AND SHOW NOTES AT:

 www.sunnybranchwealth.com/blog/investing-mistakes

Getting a multi-million dollar inheritance comes with a lot of pressure. 

If you're feeling overwhelmed by all the financial decisions in front of you and worried you're going to make a mistake, this is the episode for you. 

Listen for a breakdown of the three most common investing mistakes I see new inheritors make from moving too fast (or not fast enough!) to making decisions with incomplete information or based on that TikTok you saw about crypto. 

I'll walk you through exactly what you *should* be doing after inheriting, to give you the confidence to start building a long-term investment strategy that aligns with your hopes, dreams, and values.

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. 

FULL EPISODE AND SHOW NOTES AT: www.sunnybranchwealth.com/blog/rich-kid-guilt

Can’t think about your inheritance without running into a wall of guilt, shame, and anxiety?

You're not broken. 

Actually, you’re almost painfully normal.

Most inheritors I work with feel this way, but none of them have someone to share it with.

That’s why I’m here. 

If you’re struggling with rich-kid guilt, this episode is for you. 

I dive into the root cause of these feelings, normalize the shame you carry, and give you concrete strategies to start breaking free from money guilt.

If you only listen to one episode of Heir Necessities, this is the one.

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. 

REGISTER FOR THE "RAISING RICH KIDS" WORKSHOP: https://zoom.us/webinar/register/WN_1XENvnD7QGKNUqMHTLS8gA#/registration

FULL EPISODE AND SHOW NOTES: https://www.sunnybranchwealth.com/blog/talk-about-money-with-kids

Do you worry your kids will grow up to be entitled and clueless instead of kind, humble humans? 

This is the episode for you. 

Wealthy families are SO bad at talking about money.

Your advisors tell you that you need to “protect” your money and your heirs, right?

But that protection backfires when you create a vault of secrecy that your kids can’t crack. 

In this episode, I’m joined by Suzy Reidman, fellow inheritor and founder of Family Wealth Dynamics, for a behind-the-scenes look at what it means to grow up rich. 

We cover our personal experiences, how we talk about money with our kids, and promo our upcoming workshop on raising money-smart kids in wealthy families. 

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. 

Full episode and show notes @: sunnybranchwealth.com/blog/buy-house-with-inheritance

Have you inherited millions or received a huge gift from your parents to buy a house? 

Just because you can afford that $3 million dream home, it doesn't mean you should buy it. 

As a financial planner specializing in inheritance, I understand that navigating a home purchase can be challenging when traditional mortgage rules don't apply. 

In this episode, I walk you through the framework I use to help Sunnybranch clients figure out how much house they can afford and, equally important, how much house they want. 

You'll learn about the hidden costs of homebuying, how inheritors can avoid buying too much house, and how different types of inherited assets may change your home-buying strategy. 

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.