When I was first introduced to the concept of not being poor, and instead being broke, I was very confused. I had been using those words as synonyms my entire life! The concept of calling yourself broke instead of poor is completely a mindset thing. 

Tune in to listen to @helpmeimpoor.blog talk about the key differences between being "poor" and being "broke" and figure out which one you really are...

401(k)s are one of the most widely known retirement accounts. These are sponsored by your employers and, like IRAs, offer tax benefits based on which type you choose. Despite being the most widely known, a majority of people with access to them are still confused about what they are and how they work. 

Tune in to listen to @yoquierodineropodcast to finally understand what a 401(k) is!

When you go to the store if you don't have a list or an idea of what you want to make in your mind then you will start to buy too much of what you don't need and half of it will end up in the bin.

Tune in to listen to @millennialbudgetmb talk about how you can save a few bucks on your next trip to the market 

If you are someone who dreads looking at their budget. Then I recommend pouring a glass of wine, grab a snack and sit down with your other half. Making it something that you do regularly and enjoy! Your money mindset is an essential part of achieving your financial goals!

Tune in to hear more from @findingfinancialfreedom_

Organizing your money is critical if you’re attempting to get out of debt and manage your money effectively. A part of that is having the right bank accounts to house your funds. Over the years, I’ve found that there are at least 5 bank accounts that every adult should have if they want to manage their money well...

In this episode, @girltalkwithfo tells you which five accounts you'll need to keep that paper organized!

For me, it all began with a book, and that’s why this is the starting point I recommend to people. Whether you check them out from a library or buy it for your own, these 4 books below are my absolute must-reads in this specific order....

In this episode @millenialmoneyhoney shares which books you should start with on your personal finance journey!

Credit cards and loans (at least, one with decent rates) are difficult to obtain when you have a horrible credit score. Paycheck advances are the option you take to access your money when you don’t really have another choice. 

Having a good credit score is essential for your financial health. Here are some reasons why...

Do you have a savings account attached to your checking account that you sometimes put money into here and there?

If you answered yes to any of the above, you’re not alone, and you need to stop making things so hard on yourself.

If you are a “black, Indigenous and people of color”, then there is a chance that, like me, your financial education has been limited (or nonexistent). There may even be times when you’ve been frustrated with your financial situation and negative self-talk crept in: “How could I make this mistake? How could I not know this?”

Sound familiar?...

Do you want to know the secret behind debt? It’s quite simple really…

It’s. A. Goddamn. Trap.

Especially high-interest credit card debt.

The reason that you won’t be able to get out of debt...