You have to have a spending plan or else your money will disappear. But is it part of a budget, a spending plan, or a rewards plan? Or is it all three? Why money in and of itself is a poor motivator. It’s just little green pieces of paper. Find out how using a spending plan changes that poor motivator into a fantastic motivator for each individual in the family. Find out why a spending plan creates more satisfaction, helps avoid fights with your kids and also fights with your spouse. Discover tips and tricks for effectively setting up a spending plan. And how this is going to save you time, energy, and get rid of stress for the entire year.

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