In last week’s blog post, we discussed the Windfall Elimination Provision (WEP), which will affect the amount of an individual’s Social Security benefit if they also receive a government pension. WEP will not, however, have an effect on the individual’s spousal, widow or widower Social Security benefits.  That’s where the Government Pension Offset (GPO) comes […]

Little known to most people, a number of American workers don’t pay into the Social Security system.  Instead, these workers, who are mostly employed by government entities and agencies, pay in to a government pension plan. Upon their retirement they will receive pension benefits paid by the employing government and not retirement benefits paid from […]