On today’s SBAM Weekly Podcast, Michael Rogers talks with Dr. Brenda Oldham, an Elite member of the Small Business Association of Michigan and President/CEO of RAM Insurance & Financial Services. Oldham highlights the evolving landscape of employee benefits, noting the need for tailored plans and the benefits of health savings accounts. “One thing with employee benefits, they continuously change,” she says. “And what do I mean by that? The workforce changes the different things offered within that employee benefit. If we're talking about group health insurance, as we all know, we've gone through many different transitions. Most employers are not trained in the employee benefit area. Even if you have a human resource manager, it  is asking a lot to have them really take on all of that.”

The Small Business Association of Michigan is the only statewide and state-based association that focuses solely on serving the needs of Michigan’s small business community. We have been successfully serving small businesses like yours in all 83 counties of Michigan since 1969. We’re located in Lansing, just one block from the Capitol.

Our mission is to help Michigan small businesses succeed by promoting entrepreneurship, leveraging buying power and engaging in political advocacy. When small businesses band together through the Small Business Association of Michigan, they achieve more than they could on their own. 

Our 32,000 members are as diverse as Michigan's economy. From accountants to appliance stores, manufacturers to medical, and restaurants to retailers, what unites the SBAM membership is the spirit of entrepreneurship…a spirit that drove you to start and continue to operate your own business because you believe you can do something better than anyone else is doing it!

(music licensed from www.jukedeck.com)