Swan from Swan Thinks, a passionate follower of the FIRE movement breakdown what financial independence is and how you can achieve financial independence by looking at just 3 categories!

03:03: Swan Answers 5 Quick Fire Questions

In the true spirit of the end of 2020, Michelle shares the biggest lessons that she has learnt this year, from the perspective of saving, spending and investing. She covers more controversial conversations around not using fixed deposits and investments into "boring", low risk, high return assets. 

01:38: Park your savings outside of fixed deposits and savings accounts

Salmah is a financial advisor and unit trust agent. She's part of the team at FINAims but also started her own women-focused financial advisory page called Clarity Consultation. In today's podcast, she shares an array of insights from her interesting money story, how to shift your need for instant gratification and 

01:41: 5 Quick Fire Questions

We're back with another episode with Natasha to learn more about life before @mariejualkondo and what were here money stories growing up and now that she is working in real estate.

01:56: The origins of @mariejualkondo

Natasha Gideon is a Real Estate Negotiator (REN) at IQI. She is more fondly known as @mariejualkondo on social media, dishing out amazing advice for real estate purchases in Malaysia! In this special episode of Her Duit, Natasha helps us breakdown your burning questions about buying property and slashes some myths on controversial topics.

01:25: Misconceptions of buying property (affordability, prices will fall, property bubble)

Nurul from @dearduit has a financial planning background but ventured into psychology instead. She realised that money management is beyond the numbers and is a lot more to do with our emotions and psychology. In this episode, Nurul shares her story of being the face behind Dear Duit, how she has encouraged Malaysians to be more vulnerable and seek help as well as explaining how we can all learn about our own money insecurities by digging down deep into our childhood.

00:45: Introduction & 5 Quick Fire Questions

Andrea shares her money journey from being a noob to much less of a noob today, attributing that to her career in the largest bank in Malaysia and being brave in asking questions when she didn't know! She sheds light on her current money endeavours, from how she budgets to what she is currently investing in.

In this episode, Michelle chats with Carmen, your everyday millennial women about spending, budgeting and everything in between. From discussing budgeting apps to spending concepts, debating whether there is truly a need to even plan a strict budget and learning about what we want to spend our money on. If you are looking to get started on your personal finance journey, and have nothing yet, this is the episode to get started on!

Evelynn's career has been exciting and quite the roller coaster - starting out as a management consultant working 12 hours a day or more, starting afresh at MaGIC, dabbling in the startup and tech industry, growing an SME business, then taking her network marketing business full time. Eve shares about the tough challenges she had to face, how she hustled to grow a passive income to be able to live worry-free and be able to travel the world. Let Eve take you on her journey of many learnings and how she took charge of her finances from an early age in this episode. 

Have you checked out Budget 2021? There are plenty of great personal finance goodies that you can benefit from them! Find out all the components of the budget that relates to you and some ideas on how you can maximise the incentives. Enjoy!