Welcome to your Monday prayer. If you’ve been feeling pressure around money and you keep telling yourself “I’m done spending,” but the cart keeps filling back up this prayer is for you.

Today we’re praying for clarity, self-control, and the strength to pause before you purchase. We’re asking God for a sound mind, peace over emotional spending, and discipline that feels like protection not punishment.

This prayer is for the woman who isn’t spending because she’s careless… she’s spending because she’s tired, overwhelmed, and trying to keep life running. If shopping has become a form of relief, this is your moment to breathe and come back to God for wisdom and grace.

Come back Thursday I’m sharing a simple tool to stop Amazon from draining your money without willpower and without shame. You’re going to learn how to pause, set a lane, and take your peace back.

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My quick read living within your reality can be purchased at: Living Within Your Means: Embracing Financial Reality: Bartelle, Theresa: 9798320052342: Amazon.com: Books

Discipline isn’t punishment it’s protection. In today’s episode, Theresa “Reese” Bartelle (Certified Financial Coach + Certified YNAB Coach) shares how Christian women can stop chasing peace through “more money” and start building peace through order, boundaries, and consistent stewardship.

If you’ve been tired, overwhelmed, or stuck in emotional spending cycles, this message will help you reframe discipline as love in action not guilt, not pressure. We’ll talk about why peace is built through diligence, why budgeting is direction (not restriction), and how creating “walls” like a budget and a starter emergency fund can keep peace in and chaos out.

✨ In this episode you’ll learn:

• Why peace doesn’t come from avoiding money it comes from order
• How discipline helps you stop letting emotions run your spending
• Why budgeting is protection, not punishment
• The “walls” every woman needs: budget + savings + consistency
• How to start small and stay faithful without burnout

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Download the free Budget Reset: (https://hermoneywithreese.com/the-10-minute-budget-reset-322971)

Start your week with a powerful Monday prayer for steady strength, discipline, and peace with money. If you’ve been trying to build new habits, stay consistent, and stop letting emotions lead your spending, this prayer will bless you. We’re asking God to order our thinking, priorities, and financial decisions—helping us say “no” with wisdom, release perfection, and walk in clarity and freedom through biblical stewardship.

Download my Free guide: 10-Minute Budget Reset - https://hermoneywithreese.com/the-10-minute-budget-reset-322971

Many women don’t avoid their finances because they are irresponsible, they avoid them because money feels emotional, heavy, and tied to fear or shame. In this episode of Her Money with Reese, Certified Financial Coach Theresa “Reese” Bartelle gently walks you through why avoidance keeps you stuck spiritually and practically, and how biblical stewardship begins with awareness, not perfection.

Grounded in Proverbs 27:23 and Romans 8:1, this conversation reframes money from a source of fear to an invitation for peace. Reese explains why ignoring your money doesn’t protect you from stress it quietly multiplies it and how God calls us to engage with what He has entrusted to us.

This episode offers encouragement, truth, and one simple assignment to help you move from avoidance to clarity without shame, guilt, or overwhelm. Peace doesn’t begin with fixing everything it begins with looking.

Subscribe to Her Money with Reese and Share this episode with a woman who needs permission to look.

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Join our private community for support and encouragement- https://hermoneywithreese.com/the-10-minute-budget-reset-322971. Need help? Email me directly at [email protected]

In today’s Monday prayer, we pause and ask God for clarity the kind that doesn’t overwhelm or rush us but brings peace.

This prayer is for the woman who isn’t careless with money she’s tired. For the woman who has avoided looking because confusion felt safer than truth. For the woman who loves God but feels anxious, foggy, or unsure when it comes to her finances.

Together, we release fear, shame, and avoidance and invite God into our financial decisions step by step. We declare that clarity is not condemnation. Looking is not failing. Truth is not our enemy.

If confusion has been present in your finances, this prayer reminds you that peace is available—and God walks with you in every decision.

🎧 Listen, breathe, and reset your heart and your money with God.

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What if the reason your finances haven’t changed isn’t because you don’t make enough money but because you don’t have enough boundaries?

In this powerful episode of Her Money with Reese, Theresa Bartelle speaks directly to the woman who is generous, tired, and quietly overwhelmed. We talk about why saying no is not selfish, why boundaries are not punishment, and how financial peace often begins with one courageous decision.

This conversation goes beyond budgets and numbers and addresses the emotional, spiritual, and practical cost of always saying yes, yes to overspending, yes to avoiding conflict, yes to carrying everyone else while neglecting your own future.

You’ll learn:

• Why boundaries are protection, not restriction
• How emotional spending is often rooted in exhaustion, not irresponsibility
• The hidden cost of always saying yes
• Why discipline is direction not deprivation
• How small financial boundaries can bring clarity, peace, and confidence

If 2026 is going to look different from 2025, something has to change and this episode will help you identify where to begin.

This is an invitation to steward well what God has entrusted to you, protect your peace, and build a future that aligns with where He is leading you.

Mentioned Resource

• Boundaries by Henry Cloud & John Townsend

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Download my Free guide: 10-Minute Budget Reset - https://hermoneywithreese.com/the-10-minute-budget-reset-322971

In this powerful episode of Her Money with Reese, Theresa Bartelle, Certified Financial Coach and Certified YNAB Coach, shares the spiritual, emotional, and practical requirements God looks for before He elevates, blesses, or increases a woman financially.

Many Christian women are praying for overflow, but God is watching stewardship.

In this episode, you’ll learn:

• Why God never gives more to a woman He can’t trust
• How order always comes before increase
• Why obedience protects what prayer alone cannot
• The role honesty plays in financial healing
• Why faithfulness in small things leads to promotion
• How alignment prevents you from sabotaging your blessing
• Why management always comes before miracles
• How private habits reveal true readiness for overflow

If you’ve been asking God, When is it my turn, this episode will help you understand that God is not ignoring you. He is preparing you.

This message will encourage you to stay consistent, obedient, and faithful while God shapes you into the woman who can carry what you’ve been praying for—with peace, wisdom, and confidence.

Join the Financially Fearless Wives Community Connect with Christian women learning to steward money God’s way: https://www.facebook.com/share/g/16296epAAS/

📥 Download the 10-Minute Budget Reset Find $250 this month without cutting coffee or sacrificing peace: https://hermoneywithreese.com/the-10-minute-budget-reset-322971

🔔 Subscribe to Her Money with Reese and share this episode with a sister who needs encouragement today.

Before the plans, the goals, and the numbers, this Monday prayer invites you to pause, breathe, and place your finances back into God’s hands.

In this prayer, Theresa Bartelle leads women into a moment of spiritual and emotional reset and releasing guilt, shame, fear, and financial anxiety from the past season. This prayer is for the woman who feels behind, overwhelmed, or uncertain about money, and needs peace, clarity, and renewed trust in God’s process.

As we step into 2026, we declare that this will not be a repeat of past seasons but a year of healing, wisdom, discipline, and financial peace.

🎧 New Monday prayers are released weekly on Her Money with Reese.

Debt doesn’t mean you’re failing — it means you’re ready for clarity. In this January 1st episode, Theresa walks you into 2026 with truth, peace, and a clear path forward.

Debt doesn’t just affect your bank account — it affects your peace.

As we begin 2026, many women are carrying quiet financial stress: bills on the table, balances that won’t go down, and the exhausting feeling of working hard without making progress. In this episode of Her Money with Reese, Theresa invites you to pause, breathe, and step into the new year with intention instead of shame.

This is not an episode about resolutions. It’s about decisions.

Theresa shares her own turning point — the moment she stopped avoiding the numbers and chose responsibility over fear — and walks you through how 2026 can become the year you move from financial chaos to clarity.

Inside this episode, you’ll learn:

• Why debt is often rooted in survival, not recklessness
• How avoidance keeps debt powerful — and clarity takes that power away
• Why minimum payments are designed to keep you stuck
• The biblical foundation for planning and stewardship
• How budgeting restores peace instead of creating restriction
• Why every dollar needs an assignment
• How to build a starter emergency fund before attacking debt
• How to choose a debt strategy you’ll actually stick with

This episode is for Christian women who are tired of feeling behind and ready to walk forward calmly, intentionally, and faithfully.

Scripture referenced: Proverbs 21:5 Luke 14:28 Galatians 6:9

✨ 2026 does not start with shame. ✨ It starts with intention. ✨ And freedom is built one decision at a time.

If this episode spoke to you:

• Subscribe to Her Money with Reese
• Leave a review to help another woman find peace with her money
• Comment or reflect on one expense you’re choosing to cut this month

Let’s walk this year together stone by stone, dollar by dollar.

Podcast: Her Money with Reese Host: Theresa Bartelle Certified Financial Coach and Certified YNAB Coach

This podcast is a safe, faith-friendly space for Christian women who want peace with their money, not guilt, pressure, or confusion.

What if the money problems you’re facing today aren’t about money at all? What if the real issue started long before your first paycheck back when you were a little girl who felt rejected, overlooked, or unprotected? So many women today are fighting financial battles that began in childhood, and in this powerful episode we talk about how those emotional wounds can quietly shape your spending, your boundaries, your giving, and your entire financial path.

Theresa Bartelle, Certified Financial Coach and Certified YNAB Coach, walks you through the deep connection between emotional triggers and financial behavior and how God brings healing, restoration, and clarity when we invite Him into our financial story.

You’ll learn: How childhood rejection grows up and follows you into your finances, Why overspending, people pleasing, and over giving often come from emotional wounds , The spiritual and emotional roots behind self-sabotage, Five signs childhood rejection may be affecting your money, Five powerful action steps to begin healing and taking control of your finances today

This episode is a gentle, healing reminder that you are not irresponsible you are recovering. And God is restoring the years the locusts have eaten including peace, identity, confidence, and financial stability.

👉 Come join our private community for weekly support: https://www.facebook.com/share/g/16296epAAS/

👉 Download my Free Guide: 10-Minute Budget Reset https://hermoneywithreese.com/the-10-minute-budget-reset-322971