Her Money's Worth

Her Money's Worth

By Her Money's WorthBusinessInvesting
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Her Money's Worth episodes

  • Why you need to start paying YOU before your bills...

    The number one thing that I attribute to success when it comes to money goals is the concept of "paying yourself first".

    You might think this sounds risky but today I explain why paying yourself before paying any of your bills is one of the best mindsets and strategies you can adopt.


    Today we're talking:

    • How "paying yourself first" will help you achieve your money goals
    • Putting this into action without a budget or spreadsheet
    • How to set and forget your saving and investing goals


      • Find us on socials:

      IG: https://www.instagram.com/hermoneysworth/

      Tik Tok: https://www.tiktok.com/@hermoneysworth?lang=en

      23 min
    • Biggest money mistakes I've made in my 20s

      Today I'm exposing myself and sharing with you 3 of the biggest mistakes I've made with money in my 20s. I'm sharing what I've done wrong so hopefully you can avoid it and learn from my mistakes!


      In todays episode we cover:

      • Spending money on holidays and special occasions
      • Thinking long term early
      • Credit card use

        • Find us on socials:

        IG:

        https://www.instagram.com/hermoneysworth_/

        Tik Tok:

        https://www.tiktok.com/@hermoneysworth?lang=en

        23 min
      • Why you NEED a f*ck it fund? (aka an emergency fund)

        If you're anything like me, you probably value freedom and peace of mind in your life? This is why you NEED a fuck it fund. It will help you avoid emergencies, take risks and prioritise freedom, change and choice in your life.


        Given this, today we're talking realistic emergency funds, why you need them, how much you need and where you should stash the cash.


        In todays episode we cover:

        • Why emergency funds create freedom for you
        • How much you need
        • Where to stash your emergency fund
        • What to do if you don't have an emergency fund and an emergency hits?


          • Find us on socials:

          IG:

          https://www.instagram.com/hermoneysworth_/

          Tik Tok:

          https://www.tiktok.com/@hermoneysworth?lang=en

          17 min
        • Save thousands of $$$ with just 1 phone call

          Interest rate on your home loan just going up and up? Well this episode is for YOU. In today's episode I'm going to talk you through how you're going to save hundreds if not thousands of $$$ per year by making just ONE phone call.


          I get it, you're nervous to make the call and frankly have absolutely no idea what to say. Don't stress because this episode is going to take you through step by step exactly what you need to do and say to get a rate review in just one phone call.


          In today's episode we talk:

          • How to prepare to make the phone call to your bank
          • Exactly what to say when you are on the phone
          • The next steps to take if you get a rate reduction or if you don't


            • Find us on socials and tell me how much of a rate reduction you manage to secure:

            IG:

            https://www.instagram.com/hermoneysworth_/

            Tik Tok:

            https://www.tiktok.com/@hermoneysworth?lang=en

            26 min
          • Feeling shit about money right now? Me too.

            I've got a confession to make... I've been feeling really shit about money lately! And for someone who shares how I manage money, this has raised some serious feelings! Truth is, it doesn't matter how good our money management is, we can't be perfect or feel great about money at all times. 

            Join me for a candid chat today where I open up about how I'm going with money in 2023 but also share some some helpful tips and mindset shifts for how we can overcome these types of feelings! 

            In todays episode we cover:

            • The increase in the cost of housing in 2023
            • Casual work and variable income
            • Money management systems 
            • Money mindset and staying focused on long term success 
            • Not going into debt and where to get help

              • Find us on socials and tell me if you've been feeling a bit crap about $$$ too (it will make me feel so much better)!

              Find us on socials:

              IG:

              https://www.instagram.com/hermoneysworth_/

              Tik Tok:

              https://www.tiktok.com/@hermoneysworth?lang=en

              30 min
            • 2 ways to spend less on your mobile phone bill

              Hello and welcome to another episode of Her Money's Worth!

              I'm a HUGE advocate for spending less on the boring stuff, so that you can spend more on the fun stuff. Given this, in today's episode I'm talking about 2 ways that you can spend WAY less on your mobile phone bill. 

              In todays episode we cover:

              • Why having a paid off phone is better?
              • Refurbished phones
              • Long expiry sim plans 

                • Find us on socials to tell me what boring expenses you're saving on in 2023! 

                Find us on socials:

                IG:

                https://www.instagram.com/hermoneysworth_/

                Tik Tok:

                https://www.tiktok.com/@hermoneysworth?lang=en

                22 min
              • 4 lessons from "Live the life you want with the money you have" - BOOK CLUB

                Welcome to a special episode of Her Money's Worth! 

                Today it's BOOK CLUB and we are zooming in on 4 lessons we've learnt from our first book of the year and it's "Live the life you want with the money you have" by Vince Scully. 

                Although this book covers some fantastic basics of personal finance, in today's episode we're diving into 4 unique and interesting perspectives from our Jan/Feb book!

                Listen to the episode to find out the next book we'll be covering for March/April. HINT: it's a good one for you if you're interested in living life on your own terms and using money as a tool to achieve this. 

                Find us on socials to tell me what you loved from the book!

                Find us on socials:

                IG:

                https://www.instagram.com/hermoneysworth_/

                Tik Tok:

                https://www.tiktok.com/@hermoneysworth?lang=en

                24 min
              • 3 tips to survive 2023 financially

                Hello and welcome to another episode of Her Money's Worth!

                As far as the finance world is concerned, 2023 is already off to a crazy start! Given this, in today's episode I'm talking about how to survive 2023 financially!

                You've probably already noticed that everything is getting more and more expensive and this is because it is! I know I've been feeling the pinch on my wallet for a while now and you may have been too! To help us move through periods like this we need to focus on developing different skills and be aware of optimal ways we can manage our money! In this weeks episode I discuss some things we can work on this year and some strategies we can take into the rest of our lives to help us when times are a tough! 

                In todays episode we cover:

                • Getting better at the skill of negotiation 
                • Paying yourself first 
                • Not compromising your goals even when times are tough
                • Being aware of where every $ is going 

                  • Find us on socials to tell me what you got from this episode and what you're going to be negotiating in 2023! 

                  Find us on socials:

                  IG:

                  https://www.instagram.com/hermoneysworth_/

                  Tik Tok:

                  https://www.tiktok.com/@hermoneysworth?lang=en

                  32 min
                • 5 Top Tips to save a house deposit FAST

                  Hello and welcome to another episode of Her Money's Worth!

                  This episode continues on from our chat last week about my property buying journey! This week however, we're focusing on how to save the deposit FAST!

                  You might feel like saving the deposit for a property is going to take you years and years... and honestly it can take a while! But in this episode I'm sharing how I managed to save my deposit within a year and a half and how you can save quickly too. I share my top 5 tips to save the deposit fast without having to sacrifice your entire social life & daily coffee! 

                  In todays episode I chat:

                  • Making the deposit your main focus 
                  • Working out how much $ you need and putting a system in place to ensure you save it 
                  • Sacrifice and what it looks like 
                  • How to save on the boring stuff so you can keep the fun stuff 
                  • Increasing your income to save more & how to approach sustainable side hustling 

                    • Find us on socials to tell me what you got from this episode and how fast you're trying to save for your deposit! 

                    Find us on socials:

                    IG:

                    https://www.instagram.com/hermoneysworth_/

                    Tik Tok:

                    https://www.tiktok.com/@hermoneysworth?lang=en

                    31 min
                  • Buying my first property in Melbourne at 26 + 5 top tips for your search

                    Hello and welcome to another episode of Her Money's Worth!

                    Today I am spilling the details on my journey to buying a property in Melbourne at only 26 years old! 

                    Looking at buying your own property soon? In this episode I'll dive into the journey of buying my own property in hope this will help you on yours. Whether you're looking for an investment property or a home to live, this candid chat will help you get an idea of the process and potentially get you thinking about whether buying a property is actually for YOU! 

                    I speak honestly about my beliefs on property before buying and my beliefs now... Spoiler: they've changed a lot and may be a little controversial! 

                    In todays episode I chat:

                    • Details of my property and search 
                    • My motivation to buy a property and why it's not the only way 
                    • The deposit needed and additional fees when buying property
                    • My 5 top tips for when you're looking to buy  

                      • Find us on socials to tell me what you got from this episode and how it's changed your thinking!

                      Find us on socials:

                      IG:

                      https://www.instagram.com/hermoneysworth_/

                      Tik Tok:

                      https://www.tiktok.com/@hermoneysworth?lang=en

                      38 min

                    About Her Money's Worth

                    From the publisher's feed

                    Build financial independence with Olivia as she teaches you how to sort out your money, navigate the world of investing and build long term wealth.