Most Aussies think their mortgage is simple — you borrow, you pay it back.
But what if your $650,000 home loan actually costs you $1.3 million over time?

In this episode of Here Comes the Money, Peter Kaleski and Hovig Evanian expose the real cost of a mortgage — and how the banks quietly make you pay double without you even realising.

They unpack:
💰 Why rate drops don’t actually save you much
🏦 How the banks keep you trapped for 30 years
⚖️ The smarter way to use your equity and tax dollars
🚀 And how to turn your home loan into a wealth-building strategy

Don’t just pay your mortgage — leverage it.
Tune in now to find out how to escape the debt trap and start building real wealth.

All strategies and information provided on this website are general advice only and does not take into consideration any of your personal circumstances. Past Performance is not an indicator of future performance.

Please arrange an appointment to seek personal financial and taxation advice prior to acting on this information. SmartMoney Wealth Management is the parent company of SmartMoney Financial Services Pty Ltd (ABN: 67 618 468 741) a Corporate Authorised Representative (No: 001265087) of Bluewater Financial Advisors Pty Ltd (ABN: 99 153 118 533) the holder of the Australian Financial Services Licence no. 411846.
Copyright © SmartMoney Wealth Management. All Rights Reserved.

This episode of Here Comes the Money with Peter & Hovig tears apart the myths that keep everyday Aussies trapped in the financial system. From the illusion of “working harder” leading to freedom, to the hidden truth that your biggest debt might actually be retirement, Peter and Hovig expose the lies, traps, and systemic flaws that keep people poor. With bold insights into mortgages, government policy, and the psychology of money, they reveal how the game is rigged—and more importantly, how to play it smarter. Packed with shock-value truths, relatable examples, and a touch of humour, this episode flips traditional financial advice on its head and empowers viewers to take control of their financial future.

All strategies and information provided on this website are general advice only and does not take into consideration any of your personal circumstances. Past Performance is not an indicator of future performance.

Please arrange an appointment to seek personal financial and taxation advice prior to acting on this information. SmartMoney Wealth Management is the parent company of SmartMoney Financial Services Pty Ltd (ABN: 67 618 468 741) a Corporate Authorised Representative (No: 001265087) of Bluewater Financial Advisors Pty Ltd (ABN: 99 153 118 533) the holder of the Australian Financial Services Licence no. 411846.
Copyright © SmartMoney Wealth Management. All Rights Reserved.

You’ve heard the headlines — but here’s what’s really happening. In the first episode of Here Comes The Money, SmartMoney Directors Peter Kaleski and Hovig Evanian unpack the truth about finance, property, and wealth that most Aussies never hear. Straight talk. No fluff.

All strategies and information provided on this website are general advice only and does not take into consideration any of your personal circumstances. Past Performance is not an indicator of future performance.

Please arrange an appointment to seek personal financial and taxation advice prior to acting on this information. SmartMoney Wealth Management is the parent company of SmartMoney Financial Services Pty Ltd (ABN: 67 618 468 741) a Corporate Authorised Representative (No: 001265087) of Bluewater Financial Advisors Pty Ltd (ABN: 99 153 118 533) the holder of the Australian Financial Services Licence no. 411846.
Copyright © SmartMoney Wealth Management. All Rights Reserved.

Everyone wants to know what's happening in the world of finance, property and wealth, but not everyone has the time or patience to read through a bunch of news articles. 

Join SmartMoney Directors Peter Kaleski and Hovig Evanian in the first Episode of “Here Comes The Money” as they explore these topics and more.

All strategies and information provided on this website are general advice only and does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial and taxation advice prior to acting on this information. SmartMoney Wealth Management is the parent company of SmartMoney Financial Services Pty Ltd (ABN: 67 618 468 741) a Corporate Authorised Representative (No: 001265087) of Axies Pty Ltd (ABN: 38 136 704 446), the holder of the Australian Financial Services Licence no. 339384.Copyright © SmartMoney. All Rights Reserved.