Hey Chris!

Most buyers don't think about closing costs until the final week — and by then, it's too late to negotiate them. In this episode, Chris breaks down why closing costs deserve a seat at the table from day one, and how seller concessions can shift real money back into your pocket if you ask at the right time.

For the full breakdown — real numbers, real examples, and exactly what each loan type allows — check out the full article:

Full Article - Georgia Closing Costs (5 min. read) 👇

https://www.stoneoakmtg.com/loan-officer/christopher-stewart/blog/georgia-closing-costs-seller-concessions-2026

Stone Oak Mortgage | NMLS #1825521 | Christopher Stewart, NMLS #210218 | Equal Housing Opportunity. This episode is for informational purposes only and does not constitute a loan commitment or financial advice. Contact us directly for guidance specific to your situation