The Holy Spirit is the 3rd Person of the Triune Godhead.  The Holy Spirit has all the characteristics of a person and there are numerous activities He engages in.  

 2 Corinthians 8:9 (AMP) For you are recognizing more clearly the grace of our Lord Jesus Christ [His astonishing kindness, His generosity, His gracious favor], that though He was rich, yet for your sake He became poor, so that by His poverty you might become rich (abundantly blessed).

For those who will receive the Redemptive work provided by the Lord Jesus Christ, Jesus exchanges (substitutes) many of our Earthly experiences with the provisions He made through the cross & His subsequent resurrection.    

The Third person of the Triune Godhead.  The Scripture states clearly that the Triune Godhead operates co-equally, co-eternally, and co-existently (or as one unit).

2 Corinthians 8:9 is one of the many verses in the Bible telling us of the substitutionary work of the Lord Jesus Christ.  

When it comes to binding and loosing there are three questions to ask yourself.

When we see all that is going on around us, it is easy to feel insignificant or helpless. To feel there is nothing we can do but "pray."  BUT THIS IS NOT TRUE!

The Bible is the definitive (complete, ultimate) handbook on living a successful life here on earth.  It covers every aspect of our life. There isn't a financial advisor on this earth that can compare with the Bible insights into dealing with money.  There isn't a dating coach alive that can give us the informed instructions on dating as the Bible can.  When it comes to marriage, there isn't a marriage counselor available that has the understanding of the husband - wife relationship that the Bible has.

Three questions imperative to "binding and loosing."  Do I have the spiritual authority in this matter? Is what I want to bind or loose in line with God's will? Am I a part of the problem I want to bind?

God created us for fellowship with Him, but He wanted our fellowship to be based upon a mutual desire not an imposed command, so God gave mankind the freedom of choice.

God has provided the provision of binding and loosing through His cross; the Church (Born again believers) is then charged with implementation of what Jesus has released to his life, death and Resurrection.