What happens to your smartphone, your Gmail account, and your online banking when you're suddenly gone—or when you can't speak for yourself? Accessing accounts after death is one of those critical preparedness topics that most people never think about until it's too late.

In this episode, we dive deep into the real-world challenges of accessing online accounts when a loved one passes away, gets injured, or is incapacitated during an emergency. I'll share personal stories that drove this lesson home—including helping a grieving family recover precious videos of their child—and explain why your family could be locked out of everything they need during the worst moments of their lives.

You'll learn practical, low-tech and high-tech solutions for ensuring your loved ones can access your phone, your email, and your critical accounts without the added stress of being permanently locked out. From the sealed envelope method to password managers with emergency access features, from Apple's Legacy Contact to Google's Inactive Account Manager—we cover the strategies that actually work for accessing accounts and other essential digital assets. Whether you're worried about accessing accounts for yourself or preparing to help your family access yours, this episode gives you the step-by-step guidance to get this handled with just a little bit of time and effort.

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