Sources:
- Report on the Economic Well-Being of U.S. Households in 2024 - Banking and Credit (Federal Reserve): https://www.federalreserve.gov/publications/2025-economic-well-being-of-us-households-in-2024-banking-and-credit.htm
- Sanders, Hawley Introduce Bill Capping Credit Card Interest Rates at 10% (Senator Bernie Sanders): https://www.sanders.senate.gov/press-releases/news-sanders-hawley-introduce-bill-capping-credit-card-interest-rates-at-10/
- Research Shows Interest Rate Caps Harm Consumers, Limit Choice (Consumer Bankers Association): https://consumerbankers.com/press-release/what-they-are-saying-research-shows-interest-rate-caps-harm-consumers-limit-choice/
- Trump urges credit card companies to slash interest rates to 10% for one year (CBS News): https://www.cbsnews.com/news/trump-urges-credit-card-companies-to-slash-interest-rates/
- Bankrate's 2025 Credit Card Debt Report (Bankrate): https://www.bankrate.com/credit-cards/news/credit-card-debt-report/
- See how much prices have increased since 2020 — in one chart (CNBC): https://www.cnbc.com/2025/12/18/cumulative-inflation-since-2020.html
- Latest Inflation Statistics: The Prices Rising And Falling Most (Bankrate): https://www.bankrate.com/banking/federal-reserve/latest-inflation-statistics/
- Groceries costly for many Americans despite slowing inflation (NewsNation): https://www.newsnationnow.com/business/your-money/inflation-grocery-prices-housing/
- The Employment Situation - December 2025 (Bureau of Labor Statistics): https://www.bls.gov/news.release/pdf/empsit.pdf
- Employers added 50,000 jobs in December, capping a year of weak hiring (CBS News): https://www.cbsnews.com/news/jobs-report-december-2025-economy-trump-hiring-bls/
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