Tom Kozlik hosts the 32nd episode of the HilltopTalks podcast, welcoming Terry Smith, Energy Sector Lead for the American Society of Civil Engineers’ 2025 National Infrastructure Report Card and Chairman & CEO of Smith’s Research & Gradings. 

Together, they explore the current state of U.S. infrastructure, what the latest report card reveals, and why municipal bonds remain a critical tool in closing the nation’s $3.7 trillion infrastructure funding gap.

Tom Kozlik kicks off the new year with a new episode of HilltopTalks! This episode features an insightful discussion on surety bonds for public entities and how they protect taxpayer dollars. Kozlik is joined by a panel of experts:

• Ritonya Wilkins – Public Entities Insurance Planning Consultant, HilltopSecurities Insurance
• Loren Wims – Senior Client Executive, OneDigital
• Bryn McQuaid – Account Executive, P&C, OneDigital 
• Tom Tedesco – Account Executive Director, Travelers 

In the 30th episode of HilltopTalks, Tom Kozlik, Head of Public Policy and Municipal Strategy at HilltopSecurities, is joined by Chris Iacovella, CEO of the American Securities Association, to break down the political and economic landscape following the 2024 elections.

The pair discuss energy production, tax reform, infrastructure, and regulatory changes, along with the broader implications for businesses, policymakers, and the municipal bond market.

In the latest episode of HilltopTalks, Tom Kozlik is joined by Kris Johnson, Senior Vice President, Financial Strategies Team, at HilltopSecurities. Together they discuss the 2025 economic outlook, including recent interest rate cuts and market volatility, as well as the implications of the "red wave" election and its potential impact on regulatory policies, mergers, and acquisitions.

Tom Kozlik returns with the 28th episode of the HilltopTalks podcast. In this session, Tom is joined by Nathan Bomey, Documentary Producer of "Gradually, Then Suddenly: The Bankruptcy of Detroit" and Author of "Detroit Resurrected: To Bankruptcy and Back." They discuss how the city of Detroit confronted the historic bankruptcy toward a new beginning.

Tom Kozlik is back with another episode of the HilltopTalks podcast. In this session, Tom is joined by Jeff Previdi, Vice Chair of the Governmental Accounting Standards Board (GASB).
 The two discuss the Financial Data Transparency Act and GASB's most recent projects -- the Infrastructure Assets project and the Going Concern Uncertainties and Severe Financial Stress project.

HilltopSecurities' Tom Kozlik is back with another episode of the HilltopTalks podcast. In this session, he is joined by HilltopSecurities Head of FICM Financial Strategies Kris Johnson. The two shed light on what banks are doing on the investment side and the ever changing landscape of depository institutions today. 

HilltopSecurities' Tom Kozlik is back with another episode of the HilltopTalks podcast.
 
He is joined by Les Richmond, Vice President and Actuary at Build America Mutual and Thomas Aaron, Vice President and Senior Credit Officer at Moody's. The three discuss the status of U.S. public pensions.

HilltopSecurities' Tom Kozlik, Head of Public Policy & Municipal Strategy, is back with another episode of the HilltopTalks podcast. He is joined by Chris Iacovella, President & CEO of American Securities Association. The two discuss the ins and outs of Washington D.C., specifically the legislative side and how D.C. is approaching this new age of digital and cybersecurity.

HilltopSecurities’ Tom Kozlik is joined by Brett Bolton, Head of Government and Industry Relations at Bond Dealers of America, for a new HilltopTalks podcast episode. In this session, the two discuss the 2024 Presidential election political landscape and the tax-exemption threat.