Holistic Finance

How are your protecting your income? Today's episode covers how to protect your income, personally and for your business. The product that does this is called long term disability. A topic that is not talked about often, but is very important for anyone who is working to insure they are protected if they have to miss work due to a disability. 

In this episode, Alex interviews Joe McGrath, Business Development Associate with Gradfin, a company that works with financial advisors to help their clients repay their student loans faster and be better educated about the college loan process. 

In today's episode, Ryan interviews Kristen Blosser, a personal lines insurance producer from Sprague Israel Giles in Seattle, Washington. They discuss the importance of insurance in your business and personal life. 

Do you know the difference between an actual and an average rate of return when it comes to your investments? In this week's episode, Ryan and Alex break it down for you, taking rather complex ideas and making them easier to understand. 

From student loans, to opening up your practice, paying employees and taxes, where is the money going? In this week's episode, Ryan and Alex discuss your cash flow and show you where the money is falling off your balance sheet. 

Today's podcast will cover the differences between a Simple IRA, a Sep IRA and a 401k. If you are an ND starting your own practice, this conversation is very important. Understanding the differences and how it will affect you and your employees is the point of today's discussion. 

In this week’s podcast, Ryan and Alex will discuss paying over on your mortgage and why or why not this is a good idea for different people. They will talk about interest rates, your cash flow flexibility and how paying more at certain times makes more sense than others. You will walk away with a better understanding of whether or not this is a good tactic for you.

In today's conversation, we're going to look at the personal and the business side of your cash because in the end the two always come together in some way, shape or form. How you use the cash you have will determine how successful you are personally and in your business.

In today’s episode, Ryan and Alex discuss the top five things naturopaths should consider when starting a practice, from marketing to protection, hiring employees and understanding cash flow. If you are just graduating or if you have already begun your practice, this episode is for you.

One of the first questions that we get from, from our business owner clients especially are our naturopathic doctors is how do I keep my key employees? What are the ways in which I can make sure that they're going to be a part of my practice for a long time to come. We will discuss how to attract and retain key employees to help your practice grow.