HomeBuyer Hustle Real Talk

By Cameron D'Avis

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FAQs about HomeBuyer Hustle Real Talk:

How many episodes does HomeBuyer Hustle Real Talk have?

The podcast currently has 13 episodes available.

HomeBuyer Hustle Real Talk episodes:

October 26, 2023Septic System Cautionary Tales with Cindi & Jeff Rice
In this episode, Cameron welcomes first-time guest Jeff Rice, of JDJ Septic. He and returning guest Cindi Rice are a dynamic married couple with deep roots in the real estate industry. The discussion covers everything you didn’t know you needed to know about the care and maintenance of your septic system. From simple maintenance you can do yourself, to what not to flush, to costs associated with replacement or rejuvenation of your system, Jim and Cindi give you all the dirty details.
The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights.
Discussion Points:
Septic - problems to look for
Preventative maintenance you can do yourself
Functions of different elements of your septic
What to expect when you have your septic pumped
Don’t do these things to your septic system
Cost of a ‘failed’ septic replacement
Drain field ‘rejuvenation’
Homebuyers should be provided guidelines on how to use a septic system!
Tank issues - incoming vs. outgoing
Septic issues often constitute an emergency - and you’ll pay for that
Cindi’s housing market update
Hidden septic issues when buying - check with your local health district office for public information
Reach out with any questions or comments

Resources:

JDJ Septic FB

Cindi Rice LinkedIn

The Madrona Group

Cameron D’Avis Profile

Contact Cameron
...more
34min
September 28, 2023Selling & Buying a home at the same time with Cindi Rice
People often wonder, should I sell first and then buy? Or should I purchase my new home first before selling? Welcome to Part V of our real estate professional guest series. Cindi Rice joins me again from John L. Scott/The Madrona Group. Today we’re sharing some of the tactics and strategies you can use to proceed with both transactions simultaneously.
The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights.
Discussion Points:
The logistics of overlapping the sale and purchase
Fully underwritten pre-approval using the sales contract
Buyer can borrow off of a projected, completed sale
What you can do if your buyer falls through
Utilizing your investment accounts as a bridge loan
‘Hot homes’ - fully move-in ready homes get a higher price
Renovation loans
As always, buy now, date the rate, refi later
Reach out with any questions or comments!
Resources:
Cindi Rice LinkedIn

The Madrona Group

Cameron D’Avis Profile

Contact Cameron

Subscribe to my Youtube Channel
...more
21min
September 22, 2023Life as a Lender
Did you know that 77% of homes in the U.S. have HOA fees? In this episode, I’ll dig into some of the specifics around this monthly expense. When estimating your monthly payment, you must consider and include things like HOAs, insurance, and property taxes. Tune in to hear more, including a recent client story I share about a short close scenario and the fees that you may pay.
The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights.
Discussion Points:
Interest rates - a drop is expected in early 2024
Client story - short close on a second home purchase
Resetting for the client’s next purchase
Fully underwritten pre-approvals- get one
Have a good explanation for any red flags
HOA’s - 77% of homes have one, what they cover
Additional insurance for your personal belongings
Estimating your monthly payments
HOA’s - not just for condos!
Single-family residences with HOAs
Listen to this episode again and let it really sink in
Reach out with any questions or comments

Resources:

Cameron D’Avis Profile

Contact Cameron

Subscribe to my Youtube Channel
...more
20min
August 25, 2023What Your Mother Never Told You about Buying Your First Home with Cindi Rice
Welcome to Part IV of our real estate professional guest series. Cindi Rice joins me again from John L Scott/The Madrona Group. Cindi and I dig into some of the issues that homebuyers and sellers need to address before a mortgage will be approved. From “small leaks” that can eventually cause mold problems, to peeling paint, furnaces, water heaters, roofs, ventilation fans in bathrooms, and more- you need to be vigilant.
The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights.
Discussion Points:
What can sellers do to present the best home?
Restaurant analogy - is the ‘front of the house’ clean?
Checking every tiny detail - furnace, water heater, etc.
HOA - does the home or condo have added fees? How much do they have in reserves?
Lenders consider the coverages and reserves
Peeling paint - it can mean the wood is not sealed
FHA will reject funding homes for peeling paint and other “small” issues
Qualifying for FHA - the things they look for
Right now is a great time to buy because there are very few bidding wars, you can take your time- don’t wait
Reach out with any questions or comments!

Resources:

Cindi Rice LinkedIn
The Madrona Group
Cameron D’Avis Profile
Contact Cameron
Subscribe to my Youtube Channel
...more
23min
August 22, 2023What to Look for When Buying a Home with Cindi Rice
Welcome to Part III of our guest series. Once again I’m pleased to welcome back Real Estate Professional Cindi Rice, from the Northwest’s John L Scott/The Madrona Group. Cindi and I discuss looking a little deeper at the home you’re considering purchasing – checking for water damage, the age of the water heater and furnace, what the neighborhood is like at different times of the day, how long the commute is to your work, etc. Cindi offers her perspective and lots of insider tips and best practices for home buyers today.
The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights.
Discussion Points:
Cindi and Cameron detail things to look for “under the hood”
Form 17 and Seller disclosures
Location- what’s the neighborhood like? Have your agent go with you to knock on doors
School districts, party houses in the neighborhood, your work commute, nosy neighbors
Home insurance - when was the roof replaced last?
You don’t have to stay in the house forever
Renovation additions to your home loan–where to get the biggest return
Tips and advice - get your credit in order, know your finances, and start saving some money
Reach out with any questions or comments!

Resources:

Cindi Rice LinkedIn

The Madrona Group

Cameron D’Avis Profile

Contact Cameron

Subscribe to my Youtube Channel
...more
25min
August 17, 2023Getting Ready for the Big Game
In today’s episode, I review all the ways you can prepare to buy that “deal of a lifetime” dream home. No matter what interest rates are, and no matter how low the inventory levels are, don’t sit idly by and ‘wait’ for things to get better. There are plenty of steps you can take right now to be ahead of the game when you find the right property to buy.
The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights.
Discussion Points:
A pre-qualification/approval with underwriter review gives you the strongest chance
Income verification and inspection
Communicate any changes in your employment!
Look for homeowner’s insurance, check if the home is in a flood plain
Inventory shortages and interest rates - you’ll need to strategize with your real estate pro
Renovation financing and the benefits it offers
Seller credit and interest rates
Don’t sit it out… be mindful, be strategic, be ready for that deal of a lifetime
Reach out with any questions or comments
Resources:

Cameron D’Avis Profile
Contact Cameron
Subscribe to my YouTube Channel
...more
14min
August 11, 2023Market Update 8.2 Table talk with Cindi Rice
I’m pleased to welcome back Real Estate Professional Cindi Rice, from the Northwest’s John L Scott/The Madrona Group. Cindi shares more insights and some eye-opening statistics on the state of the industry today, particularly in the state of Washington. From challenges in inventory levels to creative mortgage options including ‘renovation financing’ for fixer-uppers, Cindi offers her perspective and lots of insider tips and best pratices for home buyers today.
The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights.
Discussion Points:
Inventory shortages in the industry
Buyers are holding their previous homes for rental income
35/32/33% - stats for buyers under/at/over asking prices
Houses going for “under asking” may be overpriced or in a poor neighborhood
Mortgage options with renovation financing to use at big box stores
The 30-30-30 rule - 30% of the houses great as is, 30% needs fixing, 30% you’ll have to live with
Hot vs. cold markets - 76% of homes are selling
Getting preapproval before shopping for a home - no surprises in the selling process
Be prepared to act quickly when you find a home
Negotiating was easier when it was a buyers market - be realistic and flexible
Home inspection - never waive it!
Buy now! “Marry the home… ‘date’ the rate”
Don’t wait, buy real estate
Reach out with any questions or comments!

Resources:

Cindi Rice LinkedIn
The Madrona Group
Cameron D’Avis Profile
Contact Cameron
Subscribe to my YouTube Channel
...more
27min
July 31, 2023Table Talk with Special Guest Cindi Rice
As I mentioned in the last episode, I have an exceptional guest today. I’m joined by Real Estate Professional Cindi Rice, from the Northwest’s John L Scott/The Madrona Group. Don’t be fooled by the media and their scare tactics. Now is a great time to buy because prices have dropped. Cindi shares her insights on the state of the industry in Washington and the Seattle area and explains away some of the misconceptions and myths around the processes involved.
Cameron D’Avis, a loan originator with 20 years of experience, host the Homebuyer Hustle podcast. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other essential topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPAs, appraisers, title reps, and home inspectors, sharing their experiences and insights.
Discussion Points:
Cindi Rice intro and background
Challenges in the industry today
Prices vs. interest rates
‘Buyer’s agents’ work on fees paid by the home sellers, not buyers
Inventory and new construction
MLS requirements for agent contracts
Reach out with any questions or comments!

Resources:

Cindi Rice LinkedIn
The Madrona Group
Cameron D’Avis Profile
Contact Cameron
...more
36min
July 28, 2023Mortgage Rate Predictions & Insight 2023/2024/2025
Hello Hustlers! In this episode, Cameron sets the record straight about interest rates, homebuyer stats, and what the next couple years might look like in the real estate industry. Don’t let the fear-mongering media make you hesitate to get into the home of your dreams. Tune in to hear Cameron’s positive predictions for homebuyers.
The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights.
Discussion Points:
The state of the industry
The next episode will feature a special guest
Myths and misconceptions
Stats on outright ownership and equity levels in home ownership
The crisis of 2007-10 and corrections made since
Rates are high, but home prices are lower - don’t miss out due to media fear mongering
2023 and interest rates, a 2024 rebound, and the possible low rates in 2025
Don’t wait, to buy real estate
Our special guest next episode
In future episodes, Cameron will live stream from open houses and other real estate offices
Watch, rewatch, tell your friends, subscribe
Reach out with any questions or comments!

Resources:
Cameron D’Avis Profile
Contact Cameron
...more
14min
July 25, 2023Recap of the Big 3
In this episode, Cameron focuses on the issues that might arise around your income reporting on mortgage applications. From listing a second job, to proving a track record as a self-employed or commission-based employee, to constantly shifting lending requirements, Cameron gives you the inside track on navigating the process to help you get into the home of your dreams.
The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights.
Discussion Points:
Previous points, the mortgage application and credit reports
Income requirements and second jobs
Self-employment income/deductions issues
1099 and commission-based income - you must show a track record
Changing lending requirements
Don’t wait to buy real estate - fear of interest rates should not affect your purchase
Gaining equity and boosting your credit, you’ve got that home
Just because you buy a home, your credit and equity building doesn’t stop
Work on your credit and verifiable income, and let's go from there!
Reach out with any questions or comments!

Resources:

Cameron D’Avis Profile

Contact Cameron
...more
16min

FAQs about HomeBuyer Hustle Real Talk:

How many episodes does HomeBuyer Hustle Real Talk have?

The podcast currently has 13 episodes available.