Homebuyer's School

Wondering what is mortgage insurance? When do you need it? How much does it cost? In this episode, we talk with Mujtaba Syed, Manager Mobile Mortgage Specialist with TD Canada Trust, and discuss the three types of insurance tied to the mortgage process. We explore how long you have to pay and need mortgage insurance.

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/what-is-mortgage-insurance-and-when-do-you-need-it

How does the mortgage stress test affect your ability to buy a home? In this episode, we talk with Mujtaba Syed, Manager - Mobile Mortgage Specialist with TD Canada Trust and explore how the stress test is applied for those who put more or less than a 20% down payment. We review how it impacts variable/fixed-rate mortgages and more...

 

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/mortgage-stress-test-explained

Applying for a mortgage or trying to get pre-approved? Worried about getting declined? In this episode, we talk with Mujtaba Syed, Manager Mobile Mortgage Specialist with TD Canada Trust as we discuss what to do next if your mortgage application is denied and the importance of a second opinion.

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/what-to-do-next-if-your-mortgage-application-is-declined

When buying a home, wonder what upgrades you should consider to increase its' value? In this episode, we talk with Deborah Armstrong, Senior Interior Designer with Brookfield Residential and discuss the home upgrades that provide the best return and why kitchen and bathrooms should be on your upgrade list. 

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/what-are-the-best-home-upgrades-to-increase-your-homes-value

With the recent interest rate increases, which mortgage would be better for you in 2018: fixed or variable? In this episode, we talk with Mujtaba Syed, Manager Mobile Mortgage Specialist with TD Canada Trust, and we discuss how to factor the interest rate increases into your decision and more...

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/fixed-or-variable-mortgage-which-is-better-for-2018-and-beyond

Planning on installing new carpet in your home? What's the best type of underlay to install? In this episode, we talk with Deborah Armstrong, Senior Interior Designer with Brookfield Residential and discuss how to choose the best underlay for your home including what it is, where to install and more...

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/how-to-choose-the-best-carpet-underlay-for-my-home

Wondering how the recent interest rate hikes have impacted your ability to qualify for a mortgage and buy a home? In this episode, we talk with Mujtaba Syed, Manager - Mobile Mortgage Specialist with TD Canada Trust, and we discuss how rising interest rates affect mortgage rates and down payment.

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/how-rising-interest-rates-affect-mortgages-and-your-ability-to-buy-a-homerates

Wondering what type of flooring you should be putting in your basement and/or concrete floor? In this episode, we talk with Deborah Armstrong, Senior Interior Designer with Brookfield Residential, and we discuss what's the best basement flooring over concrete and how to choose it based on your lifestyle.

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/what-are-the-best-basement-flooring-options-over-concrete

Applying for a mortgage? Want to know more about interest rates? Watch this episode, as talk with Mujtaba Syed, Manager Mobile Mortgage Specialist with TD Canada Trust, and discuss what is a good interest rate when buying a home. We also explore if it's better to have a shorter or longer term mortgage.

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/whats-a-good-interest-rate-on-a-mortgage-in-canada

If you are looking at installing new countertops which one should you choose: Quartz, marble or granite? What are the properties of each? In this episode, we discuss how to choose the best countertop for your home, how often you need to seal and clean it and pricing between the three types.

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/how-to-choose-the-best-countertop-marble-vs.-granite-vs.-quartz