Homebuyer's School

Wondering what the differences are between closing costs and a down payment? How do they affect you when buying a home? In this episode, we talk with Troy Champ, Mortgage Advisor with Mortgage Tree and discuss the differences between the two, how closing costs are applied when buying a home, what home builders may cover.

Prefer to watch the video or read and take notes? See the transcript:

http://stories.brookfieldresidential.com/homebuyersschool/are-down-payments-and-closing-costs-the-same

Are you planning to buy your first home? Want to avoid mistakes other first time home buyers regularly make? In this episode, we are joined by Bridgette Beaulieu, Area Manager with Brookfield Residential, and we discuss the top mistakes made when purchasing a home for the first time and what you can do to avoid them.

Prefer to watch the video or read and take notes? See the transcript:

http://stories.brookfieldresidential.com/homebuyersschool/common-mistakes-first-time-home-buyers-make

Wondering if you can buy a house with zero money down? What are your other options? In this episode, I talk with Troy Champ, Mortgage Advisor with Mortgage Tree, and we discuss if you can purchase a home with no down payment and what alternatives you have to help you buy. 

Prefer to watch the video or read and take notes? See the transcript:

http://stories.brookfieldresidential.com/homebuyersschool/can-you-buy-a-house-without-a-down-payment

Are you a first time home buyer and need some tips or advice before buying? What are some key things to look for? In this episode, I talk with Bridgette Beaulieu, Area Manager with Brookfield Residential, and we discuss four key things you must consider before buying your first home.

Prefer to watch the video or read and take notes? See the transcript:

http://stories.brookfieldresidential.com/homebuyersschool/proven-tips-for-first-time-home-buyers-in-canada

So you want to buy a home but don't think you can afford the down payment? In this episode, I talk with Troy Champ, Mortgage Advisor with Mortgage Tree, and we discuss your options such as gifting, flex down payment and other down payment assistance opportunities. 

Prefer to watch the video or read and take notes? See the transcript:

http://stories.brookfieldresidential.com/homebuyersschool/what-if-i-cant-afford-a-down-payment-on-a-house

Looking to get pre-approved for a mortgage but have a low credit score? In this episode, I talk with Mujtaba Syed, Manager - Mobile Mortgage Specialist with TD Canada Trust, and discuss how to get approved for a mortgage with bad/low credit score and what's the minimum credit score to get pre-approved.

Prefer to watch the video or read and take notes? See the transcript:

http://stories.brookfieldresidential.com/homebuyersschool/pre-approved-for-a-mortgage-with-bad-credit-in-canada

Planning to buy a condo or townhome? Worried about the condo fees and if you can negotiate for a lower fee? In this episode, I talk with Karen McDonald, Community Manager with Brookfield Residential, we discuss if condo fees can be negotiated and what if they increase due to a condo board decision you disagreed with.

Prefer to watch the video or read and take notes? See the transcript:

http://stories.brookfieldresidential.com/homebuyersschool/can-i-negotiate-condo-fees

Wondering when to get pre-approved for a mortgage during the home buying process? In this episode, I talk with Mujtaba Syed, Manager - Mobile Mortgage Specialist with TD Canada Trust, and we discuss when and how far in advance of buying a home should you look to get pre-approved, how long pre-approvals last for and more...

Prefer to watch the video or read and take notes? See the transcript:

http://stories.brookfieldresidential.com/homebuyersschool/when-should-i-get-pre-approved-for-a-mortgage

Planning to buy a condo but wondering how the condo board will affect you and your new home? In this episode, I talk with Karen McDonald, Community Manager with Brookfield Residential, and we discuss the role of the condo board, how to join, options if you disagree with their decision, and more.

Prefer to watch the video or read and take notes? See the transcript:

http://stories.brookfieldresidential.com/homebuyersschool/roles-and-responsibilities-of-a-condo-board

Is your current mortgage about to come up and you're looking for better rates? Or do you have some additional equity you want to spend? In this episode, I talk with Mujtaba Syed, Manager - Mobile Mortgage Specialist with TD Canada Trust, and we discuss what does it mean to refinance your mortgage.

Prefer to watch the video or read and take notes? See the transcript:

http://stories.brookfieldresidential.com/homebuyersschool/what-does-it-mean-to-refinance-your-mortgage-and-when-to-do-it