Homebuyer's School

So you are ready to make your first home purchase. What are the exact steps in buying your new home? In this episode, we talk with Kevin French, Realtor with Remax, and discuss how to buy a home for the first time and guide you with a step by step process on what needs to happen through the entire purchase: from getting your financing in place, to choosing your location, home inspection, home upgrades, closing the deal and more. 

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/steps-to-buying-a-house-for-the-first-time

 We discuss the following items: 

• First time home buying process and the steps involved including:
  • Home financing
  • Choosing your location
• Buying new vs. resale
• Home inspections and when to use them
• What to consider for home upgrades
• Working with a realtor
• What to do after making an offer
• Timelines on buying a home

Have any questions or show topic suggestions? Contact us:

Email:

[email protected]

Web: homebuyersschool.ca

Are you a first time home buyer and/or a millennial looking to buy a home? It is more difficult to buy a home these days? In this episode, we talk with Kevin French, Realtor with Remax, and discuss millennials and home buying in 2019 and if it's harder for younger people to buy a home today than it was 5 or 10 years ago and why. We also explore if they are waiting longer to buy a home, stay in their homes longer and if there are any regrets when buying. 

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/is-it-harder-for-millennials-to-buy-a-house-in-2019-and-beyond

 We discuss the following items: 

• Millennials and home buying in 2019
• Is it harder for young people to buy a home today than 5 or 10 years ago? Why?
• Are younger people waiting longer to buy a home? Do they stay in the home they buy longer?
• Are there any regrets when buying a home?
• First time home buyer tips for those ready to buy

Have any questions or show topic suggestions? Contact us:

Email:

[email protected]

Web: homebuyersschool.ca

Ready to sell your home? How do you find the right real estate agent? How do you know if they are qualified and can fit your needs? In this episode, we talk with Kevin French, Realtor with Remax, and discuss how to choose a realtor when selling your home including how to find the best one in your location. We explore if you should talk to a mortgage professional or realtor first and the cost of showing your home. Finally, we look at how realtors get paid and how agents get listings.  

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/how-to-choose-a-real-estate-agent-to-sell-your-home

 We discuss the following items: 

• How do you choose right real estate agent to sell your home?
• Finding the best one in your area
• Should you talk to a mortgage broker or a real estate agent first?
• Cost of showing your home
• How realtors get paid and how they get listings

Have any questions or show topic suggestions? Contact us:

Email:

[email protected]

Web: homebuyersschool.ca

Decided to use a realtor when buying your first home? What are the key questions to ask so you are well prepared? In this episode, we talk with Kevin French, Realtor with Remax Realty, and discuss the type of questions you need to ask your real estate agent when buying a home. We also explore realtor specializations, such as product or area, and is product or amenities more important. Finally, we discuss how a realtor can help you when researching a home you want to buy. 

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/questions-to-ask-a-realtor-when-buying-a-house

 We discuss the following items: 

• What kind of questions should you ask a realtor when buying a home?
• Do realtors have specializations such as product type or area?
• Is product or amenities more important when buying a home?
• How should your realtor help when checking/walking through a home?

Have any questions or show topic suggestions? Contact us:

Email:

[email protected]

Web: homebuyersschool.ca

So what are mortgage rates and how do they impact your ability to buy a home? How would you find the best rate? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with TD Canada Trust, we discuss everything about mortgage rates including; what they are, how are they determine/calculated and how to shop for and compare the best rate.  Finally, we explore where mortgage rates are headed in 2019 and beyond. 

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/mortgage-rates-explained-how-do-they-work-and-how-to-find-the-best-rate

 We discuss the following items: 

• What are mortgage rates and how are they calculated?
• How do you find the most current rate?
• How to shop for and find the best rate?
• Where mortgage rates are headed in 2019 and beyond

Have any questions or show topic suggestions? Contact us:

Email:

[email protected]

Web: homebuyersschool.ca

Which will have a better long term financial benefit? Paying off your mortgage or investing your money? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with TD Canada Trust, and discuss which one is best for you and if you should save for retirement (or save in general) first or pay off your mortgage? We also explore if it's a good idea to withdraw your RRSP to pay off your mortgage. 

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/is-it-better-to-pay-off-my-mortgage-or-invest-my-money

 We discuss the following items: 

• Should I pay off my mortgage or invest?
• Should I save for retirement or pay off my mortgage?
  • Is it a good idea to withdraw any retirement savings or RRSP's to pay off/down my mortgage?
• Should I save my money or pay off my mortgage?

Have any questions or show topic suggestions? Contact us:

Email:

[email protected]

Web: homebuyersschool.ca

So how do you pay off your mortgage faster or earlier? Is it a good idea to? Are there any penalties? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with TD Canada Trust, and discuss how to pay off your mortgage faster and what is the fastest way to do so. We also explore if you should pay off your mortgage before your term ends and if there is a penalties for doing so. 

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/whats-the-difference-between-an-insured-and-conventional-mortgage-in-canada

 We discuss the following items: 

• Difference between insured and conventional mortgage
• Benefits of each type and why they would fit your needs
• How do the payment plans differ between the two?
  • Do insured mortgages have higher payments?

Have any questions or show topic suggestions? Contact us:

Email:

[email protected]

Web: homebuyersschool.ca

Not sure which type of mortgage to get when buying your next home? What are the differences? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with the Bank of Montreal, and discuss the different type of mortgages in Canada, specifically insured vs conventional mortgage. We explore the benefits of each and the differing payment plans. 

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/whats-the-difference-between-an-insured-and-conventional-mortgage-in-canada

 We discuss the following items: 

• Difference between insured and conventional mortgage
• Benefits of each type and why they would fit your needs
• How do the payment plans differ between the two?
  • Do insured mortgages have higher payments?

Have any questions or show topic suggestions? Contact us:

Email:

[email protected]

Web: homebuyersschool.ca

Buying a home first the first time? Wondering what programs are available to help first time home buyers? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with the Bank of Montreal, dis and discuss what are the best first time home buyers programs available such as the First Time Home Buyer's Plan and the recently announced First Time Home Buyer Incentive. We also explore available down payment assistance programs.

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/what-are-the-best-available-first-time-home-buyer-programs-in-canada

 We discuss the following items: 

• What are the best first time home buyer programs? Such as:
  • First Time Home Buyer's Plan
  • First Time Home Buyer's Incentive
  • Other programs
• Available down payment assistance programs

Have any questions or show topic suggestions? Contact us:

Email:

[email protected]

Web: homebuyersschool.ca

Planning to buy a home? What's the best way to start saving quickly? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with the Bank of Montreal, and discuss top tips to save up for a down payment on a home. We also explore if you should pay off your debt before saving for a home, how much should you actually save and if it's better to save more than 20% for a down payment. Finally, we talk about down payment assistance programs you may want to take advantage of. 

Prefer to watch the video or read and take notes? See the transcript:

https://stories.brookfieldresidential.com/homebuyersschool/best-way-to-start-saving-for-a-down-payment-on-a-house

 We discuss the following items: 

• Top tips to start saving for a down payment on a home
• Is it advisable to pay off your debt before saving for a down payment?
• If you really need to get money for a down payment fast, what can you do?
• How much should you save for a down payment?
  • Is it better to save up past 20%?
• What are some down payment assistance programs to take advantage of?

Have any questions or show topic suggestions? Contact us:

Email:

[email protected]

Web: homebuyersschool.ca