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What makes work truly meaningful—and how can businesses and nonprofits build organizations around purpose rather than profit alone? In this episode of Homegrown Hustle, host Matt Eickman sits down with Christopher Wong Michaelson, academic, business advisor, and co-author of Is Your Work Worth It?, and Emily Hunt Turner, founder of All Square, for a deep conversation about purpose, principled leadership, social entrepreneurship, ethical hiring, and the responsibility businesses have to their communities.
Christopher shares how his journey from philosophy and management consulting to academia led him to study meaningful work, while Emily explains how her background in architecture and law ultimately led to building All Square, a nonprofit social enterprise supporting people impacted by incarceration. Together, they challenge conventional ideas about hiring, organizational culture, nonprofit revenue, and what it means to build a business that creates lasting social impact.
KEY TAKEAWAYS:
CHAPTERS:
00:00 – Welcome to Homegrown Hustle & Guest Introductions
01:07 – Christopher and Emily's Journeys
03:21 – What Is Social Entrepreneurship?
04:32 – The Search for Purpose in Business
05:28 – Christopher's Life-Changing Work Experience
08:22 – From Management Consulting to Academia
09:11 – Principled Leadership & Emily's Recognition
11:47 – The Origins of All Square
15:27 – Reentry, Employment & the Opportunity to Grow
19:17 – Rethinking the Hiring Pool
25:32 – Résumés, Liberal Arts & Human Potential
27:35 – Ethical Automation & Hiring Decisions
29:16 – Designing Business Around Justice and Purpose
34:36 – The Challenge of Caring While Running a Business
36:09 – Ethics, HR & Putting Principles Into Practice
38:03 – Functional Purpose vs. Moral Purpose
40:18 – Why Nonprofits Need to Embrace Monetization
42:42 – What Does “Hustle” Really Mean?
44:11 – Ambition, Hustle & the Right Things to Pursue
45:49 – Final Thoughts & Closing
GUEST RESOURCES:
Christopher Wong Michaelson: https://www.linkedin.com/in/christopher-wong-michaelson-41b85611/
Emily Hunt Turner:https://www.linkedin.com/in/emily-hunt-turner-eht/
Finding the right commercial space is about far more than signing a lease. In this episode of Homegrown Hustle, Matt Eickman sits down with Justin Trittin, Associate Broker at NAI Gateway Commercial, to unpack the realities of today's commercial real estate market and explain why expert representation can save business owners tens—or even hundreds—of thousands of dollars over the life of a lease.
The conversation explores Minnesota's office, industrial, and retail markets, the complexities surrounding cannabis-related commercial real estate, and the hidden negotiation points most entrepreneurs overlook. Justin also shares practical strategies for evaluating leases, understanding landlord incentives, securing tenant improvements, and preparing financially before searching for commercial space.
Whether you're opening your first location, expanding operations, or renegotiating an existing lease, this episode offers an insider's perspective on making smarter real estate decisions that support long-term business growth.
KEY TAKEAWAYS:
CHAPTERS:
00:00 Introduction to Justin Trittin and NAI Gateway Commercial
00:01:00 Justin's Journey into Commercial Real Estate
00:04:20 Minnesota's Cannabis Industry and Commercial Real Estate
00:08:05 Current Twin Cities Commercial Market Overview
00:10:40 Hidden Costs Most Business Owners Miss in Lease Agreements
00:13:10 Why Every Tenant Needs Professional Representation
00:15:00 Financing and Preparing for Commercial Space
00:17:00 Solving Cannabis Licensing and Real Estate Challenges
00:22:20 Future of Cannabis Commercial Development
00:25:45 Office, Retail, and Industrial Market Opportunities
00:30:00 Negotiating Lease Renewals Like a Professional
00:36:00 Common Commercial Real Estate Mistakes
00:39:00 Final Advice for Business Owners
GUEST RESOURCES:
Website: https://www.naigateway.com/
Linkedin: https://www.linkedin.com/in/justin-trittin-a23939108/
Building a successful business takes more than great products or services—it requires strong community connections and long-term planning. In this episode of Homegrown Hustle, Matt Eickman sits down with Michael Darger, Extension Specialist in Community Economics at the University of Minnesota Extension, to discuss business retention, economic development, and why succession planning is critical for every entrepreneur. Through research and real-world stories, Michael shares practical insights on helping businesses grow, transition successfully, and create lasting impact in their communities.
KEY TAKEAWAYS:
CHAPTERS:
00:00 – Welcome to Homegrown Hustle
00:01 – Michael Darger's Journey into Community Economics
04:20 – What Economic Developers Actually Do
06:40 – The Research Behind Business Retention & Expansion
08:15 – Why Simply Saying "Thank You" Matters to Business Owners
10:45 – The Data That Predicts Business Growth or Decline
13:20 – Identifying Red Flags and Green Flags in Local Businesses
16:00 – The Power of Buying Local and Community Investment
19:15 – The Importance of Social Capital and Human Connection
21:30 – New Business Succession Research Revealed
27:10 – Employee Ownership, ESOPs, and Cooperative Models
32:20 – Building an Effective Business Succession Plan
36:00 – Matt's Personal Succession Story at Abra Kadabra
39:00 – Who Business Owners Should Trust During Transition Planning
44:00 – Lessons from Real Business Succession Case Studies
48:00 – Resources for Family-Owned Businesses
49:00 – Final Thoughts on Building Businesses That Last
GUEST RESOURCES:
Linkedin: https://www.linkedin.com/in/michaeldarger/
In this episode of Homegrown Hustle, host Matt Eickman welcomes Tracy Bergland, Vice President of Business Banking at Citizens Independent Bank. Tracy shares her non-linear journey into commercial lending and details her passion for advocating for minority- and women-owned businesses in the boardroom. The discussion breaks down the exact mechanics of commercial loan underwriting, the critical role of a Debt Service Coverage Ratio (DSCR), and strategic alternatives to traditional bank financing like the Minnesota Loan Guarantee Program and Next Stage resources. Tracy also details the essential financial "advisory team" every business owner must build, common red flags in cash flow management, and the power of targeted networking.
KEY TAKEAWAYS:
The Boardroom Conduit: Lenders act as internal advocates who pitch a business’s story and financial viability to loan committees; building an authentic relationship with a banker provides a voice in the decision-making process.
Crucial Underwriting Ratios: Banks look for a standard 1.25 Debt Service Coverage Ratio (DSCR), requiring $1.25 of net income for every $1.00 of debt service obligations.
Specialized Loan Programs: Programs like the Minnesota Loan Guarantee Program (via DEED) offer up to $800,000 for business assets without requiring personal asset pledges, and waive fees for minority- and women-owned enterprises.
Lines of Credit vs. Loans: Lines of credit should be leveraged strictly for short-term working capital and cash-flow gaps between Accounts Receivable (AR) and Accounts Payable (AP), whereas long-term term loans should be used for principal debt paydown and fixed assets.
Essential Advisory Triad: Every growing business needs a trusted "power trio" consisting of a banker, a bookkeeper/CPA, and a corporate attorney to navigate structural and financial milestones.
CHAPTERS:
00:00 – Introduction to Host Matt Eickman & Guest Tracy Bergland
00:42 – Tracy’s Career Journey: From Business Development to Commercial Lending
01:30 – Behind the Scenes: The Commercial Underwriting Process & Boardroom Advocacy
05:00 – Overcoming Industry Bias & Finding the Right Community Bank Fit
07:18 – Decoding Loan Terms, Collateral, and Loan-to-Value (LTV) Metrics
09:11 – Financial Risk Assessment & Understanding the 1.25 DSCR Threshold
11:33 – Strategic Capital Allocation: Proper Use of Revolving Lines of Credit
15:05 – Crisis Prevention: The Critical Role of Proactive Communication with Lenders
16:15 – Government Programs: Minnesota Loan Guarantee & Next Stage Resources
21:15 – Managing Cash Flow Gaps During Rapid Growth Stages
24:08 – Assembling Your Core Advisory Team: Banker, CPA, and Attorney
28:40 – Turning Down a Loan: Creating a 6-to-12-Month Remediation Strategy
31:12 – Analyzing 3-Year Tax Trends, Top-Line Growth, and Expense Add-Backs
36:00 – Networking Resources: NAWBO Minnesota and MN CREW for Women Entrepreneurs
40:08 – How to Connect with Tracy Bergland & Closing Remarks
GUEST RESOURCES:
Website: https://www.bankcib.com/
Facebook: https://www.facebook.com/cibmn/
Linkedin: https://www.linkedin.com/company/citizens-independent-bank/
SUMMARY:
What separates thriving businesses from those that constantly struggle with cash flow? According to Chad Zejdlik, Vice President of CorTrust Bank, it isn't just revenue—it's financial discipline, strategic planning, and building the right banking relationships long before capital is needed.
In this episode of Homegrown Hustle, host Matt Eickman sits down with Chad to unpack the financial realities every entrepreneur eventually faces. From Chad's journey through entrepreneurship, commercial lending, and community banking to practical insights on business financing, cash flow management, and scaling sustainably, this conversation offers a rare behind-the-scenes look into how bankers evaluate businesses and why preparation matters more than persuasion.
Listeners will gain a deeper understanding of the lending process, the importance of financial reporting, why every business should consider establishing a line of credit before an emergency arises, and how business owners can transition from simply operating their company to strategically building a valuable enterprise.
Whether you're launching your first company or managing a multi-million-dollar organization, this episode provides actionable financial wisdom that can help business owners make better decisions, avoid common mistakes, and build stronger businesses for the long term.
KEY TAKEAWAYS:
00:00 Welcome to Homegrown Hustle
01:10 Chad's Entrepreneurial Journey
06:00 Transitioning into Commercial Banking
08:00 What Makes a Community Bank Different
12:00 Why Banking Relationships Matter
14:20 Preparing Your Business for Financing
16:00 Why Every Business Needs a Line of Credit
17:00 What Banks Actually Look For
21:00 Understanding Debt Service Coverage
24:00 How Banks Stress-Test Business Loans
25:30 Personal vs. Business Financial Decisions
29:00 Knowing Your Numbers as a Business Owner
31:30 Resources Available for Entrepreneurs
33:30 The Five C's of Credit Explained
36:30 Common Financial Mistakes Entrepreneurs Make
40:00 Scaling a Business Without Breaking It
44:00 Building a Business That Can Operate Without You
47:00 Using Debt as a Strategic Tool for Growth
49:00 Final Thoughts on Financial Leadership
GUEST RESOURCES:
Linkedin: https://www.linkedin.com/in/chad-zejdlik-0548b08/
Website: https://www.cortrustbank.com/
Facebook: https://www.facebook.com/cortrustbank/
SUMMARY:
Building wealth as an entrepreneur requires far more than maximizing profits or chasing investment returns—it demands intentional decision-making, strategic planning, and alignment between business, family, and long-term goals. In this episode of Homegrown Hustle, host Matt Eickman sits down with Brian J. Adamek, Founder of E-Wealth Partners, to explore the unique financial challenges business owners face throughout every stage of entrepreneurship.
Brian shares his journey from launching his firm with zero clients to building a specialized advisory practice dedicated to entrepreneurs. Together, Matt and Brian unpack the often-overlooked relationship between business growth and personal wealth, discussing liquidity, tax strategy, reinvestment decisions, succession planning, family communication, and the emotional realities behind financial decision-making.
Rather than focusing solely on investment products, this conversation reframes wealth management as a strategic partnership—one that helps entrepreneurs intentionally build businesses that create both financial freedom and meaningful lives. Whether you're in your first year of business or preparing for an eventual exit, this episode offers practical insights on creating wealth without sacrificing what matters most.
KEY TAKEAWAYS:
CHAPTERS:
00:00 – Introduction to Brian J. Adamek and E-Wealth Partners
01:35 – Starting a Wealth Management Firm from Scratch
06:20 – Why Entrepreneurs Need a Different Financial Strategy
10:00 – The Emotional Side of Financial Planning
14:45 – Building Flexible Wealth Plans for Business Owners
18:15 – Cash Flow, Liquidity, and Tax Optimization
22:05 – The Financial Planning Process Explained
24:00 – Why Reinvesting in Your Business Often Wins
27:10 – Early-Stage Entrepreneurs and Taking Financial Risks
30:20 – Marriage, Entrepreneurship, and Financial Alignment
35:10 – Family as the Motivation Behind Business Growth
39:45 – Creating Time Freedom Through Leadership
42:20 – Teaching Entrepreneurship to the Next Generation
46:00 – Building Wealth That Supports Family and Legacy
GUEST RESOURCES:
Linkedin: https://www.linkedin.com/in/brianadamek/
Website: https://www.e-wealthpartners.com/
Instagram: https://www.facebook.com/e.wealthpartners.planning
What does it take to build a company that thrives for more than a century? In this episode of Homegrown Hustle, host Matt Eickman sits down with Steve Gullickson, President of MGK (McLaughlin Gormley King), to unpack the leadership principles, innovation strategies, and long-term thinking behind one of the pest management industry's most respected manufacturers.
Steve shares MGK's remarkable journey from importing spices in the early 1900s to becoming a global leader in insect control solutions serving more than 35 countries. The conversation explores the evolution of product development, navigating stringent EPA regulations, fostering a culture of transparency, empowering employees to make decisions, and balancing family legacy with corporate growth. Steve also reveals how leadership has evolved throughout his career—from solving every problem himself to building systems that allow people to thrive independently.
Whether you're building a family business, leading a growing organization, or trying to create a culture that outlives you, this episode delivers timeless leadership lessons rooted in humility, innovation, and long-term stewardship.
KEY TAKEAWAYS:
• A 100-year business survives by continuously reinventing itself without abandoning its core mission.
• Sustainable growth comes from solving customer problems—not simply selling products.
• Innovation requires patience; highly regulated industries demand long-term strategic planning.
• Great leaders shift from making every decision to empowering others to own solutions.
• Strong company culture is built through transparency, communication, and trust.
• Hiring for cultural fit is just as important as hiring for technical ability.
• Market share—not short-term revenue—can be a stronger long-term growth metric.
• Independent boards provide perspective rather than permission, helping leaders make better decisions.
• Family businesses succeed when stewardship outweighs ego.
• Legacy isn't about your name on the building—it's about creating an organization that thrives without you.
CHAPTERS:
00:00 – Introduction to Steve Gullickson and MGK
01:00 – What MGK does and its global impact
02:35 – The fascinating origin story of MGK
05:15 – Growing up in a fourth-generation family business
06:20 – From pharmaceutical sales to company president
09:15 – Why MGK launched its own brands
10:20 – Selling solutions instead of products
13:10 – Innovation, EPA regulations, and long product development cycles
16:00 – Lessons learned after becoming president
18:00 – Building empowered teams instead of bottlenecks
20:45 – Leadership systems and "hallway management"
23:00 – Creating a culture people want to be part of
24:30 – Navigating multiple generations of family ownership
27:40 – Why every business needs an effective board
30:20 – Selling MGK while protecting its legacy
31:35 – What legacy really means to Steve
33:20 – The future of botanical and natural pest control
38:30 – Growing market share through innovation
39:40 – Why MGK continues to call Minnesota home
41:45 – Leadership advice for building businesses that last generations
GUEST RESOURCES:
Website: www.mgk.com
Facebook: https://www.facebook.com/MGKInsect/
Linkedin: linkedin.com/company/mgk
What separates high performers from everyone else? According to Jason Verdugo, Athletic Director at the University of Wisconsin–Eau Claire, it starts with learning how to handle hard things.
In this episode of Homegrown Hustle, host Matt Eickman sits down with his former baseball coach and mentor, Jason Verdugo, to explore the intersection of athletics, leadership, organizational culture, and personal development. Drawing from his experiences as a Division I multi-sport athlete at Arizona State, professional baseball player, collegiate coach, NCAA executive leader, and Athletic Director, Verdugo shares profound insights on resilience, transformational leadership, athlete development, and the future of collegiate athletics.
The conversation examines how elite performers are developed through intentional exposure to discomfort, why consistency is often more important than motivation, and how leaders can inspire individuals to exceed their perceived limitations. Jason also discusses the evolution of coaching philosophy, the challenges facing modern student-athletes, the impact of NIL (Name, Image, and Likeness), and what business leaders can learn from championship athletic programs.
This episode is a masterclass in leadership psychology, culture-building, and helping people become capable of achieving more than they thought possible.
KEY TAKEAWAYS:
CHAPTERS:
00:00 – Introduction & Mentor Reunion
01:13 – Jason’s Athletic Journey
03:27 – Achieving the Dream Too Early
04:37 – Professional Baseball & Athletic Development
05:34 – Building a High-Performance Culture
06:20 – Preparing Athletes for Life Through Adversity
10:53 – The Power of Storytelling in Leadership
13:21 – From Coach to Athletic Director
15:40 – The Formula for Winning
16:41 – The Leadership Gap in Modern Athletes
19:17 – Developing Freshmen into Leaders
21:23 – The Evolution of Coaching Philosophy
25:33 – Why Athletes Become High Performers
28:48 – Coaching Youth Sports Today
30:45 – Managing and Leading Gen Z
33:24 – Career Defining Leadership Moments
37:18 – NIL and the Business of College Athletics
44:20 – Managing Athletic Department Culture
46:56 – The Hidden Sacrifices of Leadership
56:00 – Legacy, Mentorship & Long-Term Impact
01:01:13 – Final Thoughts
GUEST RESOURCES:
Linkedin: https://www.linkedin.com/in/jason-verdugo-62796512/
What separates a skilled tradesperson from a successful business owner? In this episode of Homegrown Hustle, Matt Eickman sits down with Nick Thelen, CEO of Thelen Plumbing, Heating & Air, to unpack the journey from working in the field to leading a rapidly growing home services company.
Nick shares how the 2008 recession unexpectedly redirected his career path, ultimately leading him to launch and scale one of Minnesota's fastest-growing plumbing, heating, and air companies. The conversation explores leadership development, operational systems, outbound marketing strategies, customer retention, technician training, company culture, branding, and the realities of scaling a service business.
Listeners will gain valuable insights into why traditional lead generation channels often fail, how customer relationship management can outperform paid advertising, and why investing in employee development creates sustainable competitive advantages. Nick also discusses the company's recent rebrand, succession planning, and his vision for building a long-term family business rather than pursuing private equity exits.
Whether you're a trades professional, entrepreneur, or business leader, this episode provides a masterclass in building systems, developing people, and creating a service-first organization that scales.
KEY TAKEAWAYS:
CHAPTERS:
GUEST RESOURCES:
Instagram: https://www.instagram.com/nickthelen89/
Website: CallThelen.com
SUMMARY:
In this episode of Homegrown Hustle, host Matt Eickman sits down with Tiff Hoeft, founder of Fierce Decorum, systems strategist, and mother of four, to unpack why so many entrepreneurs become trapped inside the businesses they created for freedom.
Tiff shares her journey from corporate roles and network marketing into building a thriving systems and operations consulting business that helps service-based entrepreneurs reclaim their time, reduce stress, and scale sustainably. Together, Matt and Tiff explore the hidden bottlenecks that hold business owners back, from poor client experiences and scattered communication systems to leadership blind spots and fear-driven decision-making.
The conversation dives deep into the psychology of entrepreneurship, discussing why business owners struggle to delegate, how systems create freedom, the challenges of hiring a first employee, and the importance of building a business that serves your life rather than consumes it. Tiff also shares practical strategies for improving client experience, leveraging AI for operational efficiency, and creating a business that allows entrepreneurs to be present for both their families and their future goals.
This episode is a masterclass on operational excellence, strategic thinking, and designing a business that supports the lifestyle you truly want.
KEY TAKEAWAYS:
CHAPTERS:
00:00 – Introduction to Tiff Hoeft and Fierce Decorum
01:02 – From Corporate Life to Network Marketing
02:55 – Discovering a Passion for Systems and Operations
05:09 – The Hidden Role of a Fractional Chief of Staff
06:23 – Common Problems Holding Businesses Back
07:51 – Why Tiff Works Primarily with Creative Entrepreneurs
09:29 – Balancing Business Growth and Family Life
10:58 – Managing Fear and Entrepreneurial Stress
13:03 – Setting Boundaries While Remaining Available
14:20 – Helping Entrepreneurs Hire Their First Employee
17:03 – Raising Entrepreneurial Kids
20:15 – Designing an Exceptional Client Experience
23:06 – Why Most Systems Become Too Complicated
24:28 – Using AI to Eliminate Administrative Work
27:34 – Building Accountability Through Better Documentation
29:17 – Solving Problems as a Business Owner's Primary Job
30:21 – Escaping the Daily Grind Through Strategic Thinking
31:20 – The Quadrant Exercise for Delegation
34:18 – How Referrals Built Tiff's Business
35:05 – Essential Tools for Scaling Operations
38:31 – The Power of Quarterly Strategic Retreats
40:04 – Tactical Thinking vs Visionary Thinking
41:19 – Why Goal Setting Isn't About Perfection
42:43 – The Importance of Stepping Back to Move Forward
44:08 – Entrepreneurship: Freedom, Reality, and Trade-Offs
46:02 – Choosing Lifestyle Freedom Over Income
47:28 – Why More Moms Should Consider Entrepreneurship
GUEST RESOURCES:
Instagram: https://www.instagram.com/fiercedecorum/
Linkedin: https://www.linkedin.com/in/tiffanyhoeft/
Website: www.fiercedecorum.com
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