You got the keys… but did you get everything else set up? 👀🔑

In this episode, Rick Dennis breaks down the real next steps after buying a home—like why term life insurance matters, what an umbrella policy actually does, and how setting up a trust can save your family a lot of stress down the road.

Oh—and we're also talking about what's going on with mortgage rates right now (because yes, it's been a ride 🎢).

Trust me, this is the stuff no one tells you at closing.

Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803