One thing 2020 has shown us is that we need to have our finances in order now more than ever. I know the feeling of having more bills than money, robbing Peter to pay Paul. With this three-step budgeting strategy, it has allowed me to build emergency savings, put bills on auto-pay, and put now to date over 15k dent in my debt journey.   

In this episode, I cover the key components you need in every budget 

1. Know your numbers 

2. Identify your budget type and style 

3. Talk with family and friends

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@hopefulreality

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USA TODAY Article

Starting a debt-free journey can be overwhelming and intimidating. I want to take you along my debt-free journey and share all the money lessons I am learning in hopes to inspire you to embark on yours. Join me on my debt-free journey into financial independence. I am in a total of $102,030 of debt. In this episode, I break down where this debt came from, how it makes me feel, and what I plan to do about it this year in 2021. My debt story is a little bit unique but similar to millions who are in my very situation. I hope this video brings inspiration for you to start your debt-free journey and not allow it to hold your dreams captive.

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@hopefulreality

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